Our mission is to provide capital and advisory services to foster positive community development impacts in distressed neighborhoods by aligning the needs of our borrowers and investors. The LDC is licensed by the Department of Business Oversight of the State of California under the commercial finance lender statutes (CFL). The LDC holds the designation of Community Development Financial Instituti
on under the U.S. Department of Treasury and California Department of Insurance. This status allows the LDC the opportunity to provide regulatory credit for community reinvestment act purposes to financial institutions and insurance companies. The LDC offers access to capital and community development investments to its clients - both borrowers and investors. Our variety of borrowers ranges from start up, emerging, dynamic mid-size businesses and nor profit organizations while our investors includes commercial banks, community development loan funds, socially responsible investors, government programs and faith based organizations. We couple our delivery of capital with high-quality advisory services to provide market-driven priced capital and the best financial solutions available in the markets we serve. Our demonstrated ability to merge capital access, profitable community development investment and financial advisory services to deliver impactful and comprehensive solutions to the most complex community development financing problems in the low income and distressed neighborhoods makes the LDC a much sought after partner.
