Cape Cod Insurance Agents Association, Inc.

05/27/2026

Workers Comp:
Coverage designed to protect workers from injuries and lost wages. While the definition has not changed the responsibility of the employer and the options have grown. Sole Proprietors, partners and managers of LLC's can opt in for coverage and corporate officers can opt out. Your independent agency is the best option to guide you through these tough decisions and we can provide direction and policies that best provides to your business exposure. Not all businesses are created equal. Why do some industries require subs to purchase coverage and others like real estate agents and salon-workers do not. These questions and more are great opportunities to meet and review with your local agency.

05/25/2026

05/12/2026

Thank You to everyone who came out last week to for the annual spring fling! Thanks again to our sponsors Beacon Mutual Insurance Company and Narragansett Bay Insurance

04/17/2026

Spring is finally in the air, and there is no better way to celebrate than with an evening on the Hyannis waterfront.

The Cape Cod Insurance Agents Association invites you to the annual Spring Fling at Baxter’s Boathouse on May 7, from 5:00 PM to 8:00 PM. 🌷✨

Enjoy savory hors d’oeuvres and a cash bar while catching up with colleagues overlooking the harbor. Plus, every attendee will be eligible for our Red Sox tickets raffle!

Special thanks to our sponsors, Beacon Mutual Insurance Company and Narragansett Bay Insurance , for making this evening possible. We can’t wait to see you there!

For more information see out facebook event:
https://www.facebook.com/share/17DZbsFNMx/

04/08/2026

Detached Structures and The Insurance Policy:

Every carrier insures detached structures slightly differently. Detached structures can be simple sheds or buildings where business is conducted or people live. The surge of ADUs has highlighted these differences. What kind of activities go on in the structure? Business, housing, storage? Does the occupant pay? Is it a family member? Is there a full kitchen? Questions like these need to be explored and presented to the carrier so exposure is covered correctly. There are variables to each detached structure and each carrier sees things differently. CCIAA agencies work to understand your situation and look for the proper coverage solution.

04/05/2026

Happy Easter from CCIAA! 🐣
Wishing all of our members, partners, and the entire Cape Cod community a wonderful Easter Sunday filled with joy, relaxation, and plenty of sunshine.

Whether you’re spending the day with family, enjoying a local brunch, or just taking a well-deserved break, we hope it’s a great one.

02/20/2026

Short-term Rental Law:

As a reminder, the law requires the host to carry at least $1,000,000 premises liability if a property is rented for less than 31 days at a time. There are many types of companies helping homeowners with the rental process. There are boutique companies that will take over the property and do everything for the owner, as well as the standard real estate rental office on Main Street. Remember, the host is required to carry the $1,000,000 on their insurance. Many of the rental carriers claim they provide the coverage and the homeowner does not have to worry - This is incorrect.

01/19/2026

“Life’s most persistent and urgent question is: ‘What are you doing for others?’” — Dr. Martin Luther King Jr. 🕊️

As insurance professionals, our work is rooted in protection, security, and the well-being of the Cape Cod and Island communities. Today, the Cape Cod Insurance Agents Association joins the nation in honoring the life and legacy of Dr. Martin Luther King Jr.

We remain committed to the values of service and equality, working together to ensure a safe and protected future for the communities we serve.