10/12/2026
đ˘ **WHAT COUNTS AS STORM DAMAGE WHEN REPORTING TO AEMA?**
Several residents have asked whether they should report things like power outages, spoiled food, fallen trees, or limbs that didn't damage their homes.
Here's a simple explanation based on FEMA's damage assessment guidelines.
đ **FEMA uses four main categories for residential damage:**
đ˘ **AFFECTED:** Minimal damage, such as damaged shingles, gutters, siding, fencing, or downed trees in the yard. The home remains livable.
đĄ **MINOR:** Damage requiring repairs, such as roof leaks, broken windows, water intrusion, or damage affecting the home's use.
đ **MAJOR:** Significant damage to the roof, walls, foundation, or other structural components. Extensive repairs are necessary.
đ´ **DESTROYED:** The home is a total loss or cannot reasonably be repaired.
**What about other storm-related losses?**
đł **Fallen trees and limbs:** YES, these can be reported, especially when they cause property damage, block access, or require significant cleanup. Trees down in a yard without structural damage generally fall under the lowest damage category.
⥠**Power outages:** A power outage alone is generally NOT considered structural damage to your home. However, extended outages are important to emergency management.
𼊠**Spoiled refrigerator or freezer food:** Food loss is a legitimate storm-related hardship, but spoiled food alone does NOT generally qualify as residential structural damage for FEMA assessments. Keep records of your losses in case other assistance becomes available.
đď¸ **Damaged sheds, fences, outbuildings, and other property:** Document these losses. They may be relevant to the overall damage assessment, although they do not automatically qualify for FEMA financial assistance.
đ¸ **IMPORTANT:** If you experienced actual storm damage, even if it seems minor, please document it with pictures and submit an accurate report.
**Reporting damage does NOT guarantee FEMA assistance.** These reports help AEMA understand the extent of damage throughout our communities and support assessments used in determining whether additional disaster assistance is needed.