10/08/2026
STOP RENTING AND START EXPLORING YOUR OPTIONS!
You might be closer to owning a home than you think!
Wondering what your monthly mortgage payment could look like? Let’s talk numbers!
🏡 Homes starting at $250,000
🏡 Credit scores starting at 640 for select programs
🏡 Debt-to-income ratios up to 47% for qualifying buyers
🏡 FHA, Conventional, USDA and VA loan options
🏡 Down payment assistance may be available
🏡 Seller concessions and interest rate buydowns could help lower your upfront costs or monthly payment
You don’t have to have everything figured out before reaching out. That’s what I’m here for!
Let’s find a home AND a monthly payment that makes sense for your budget.
Kera the REALTOR® | eXp Realty
[email protected]
Disclaimer: Monthly payments shown are estimates for illustration only and are not guaranteed quotes. Actual payments depend on interest rate, loan term, down payment, credit profile, mortgage insurance, property taxes, homeowners insurance and applicable HOA dues. Credit score and debt-to-income requirements vary by lender and loan program. A 640 credit score and 47% DTI do not guarantee approval. All loans are subject to lender underwriting, eligibility and approval. Down payment assistance is subject to program availability and qualifications. Not a commitment to lend.