Lake Meredith Harbor Owners Association

Lake Meredith Harbor Owners Association A page for LMH property owners and interested persons to talk, discuss, and learn about the properties and rules and regulations.Anything allowed!

Here’s how it works under Texas law:1. Your Right to Inspect HOA RecordsUnder Texas Property Code §209.0051:Homeowners h...
01/19/2026

Here’s how it works under Texas law:

1. Your Right to Inspect HOA Records
Under Texas Property Code §209.0051:
Homeowners have the right to inspect and copy the HOA’s financial records.
This includes:

Budgets
Income/expenses
Bank statements
Check registers
Contracts and invoices paid by the HOA

The HOA cannot hide records from a homeowner who makes a proper request.
This is often called a “financial audit by a homeowner,” even if you’re just reviewing the books yourself.

2. Fees They Can Charge
Texas law says:
The HOA can charge a reasonable fee to cover the actual cost of copying records.
This usually includes:
Photocopies or printing costs (often 10¢–25¢ per page)

Staff time to prepare the documents (sometimes a flat hourly rate)

The HOA cannot charge for simply letting you look at the records in person.
If you go to the HOA office and just review the books, there should be no cost.

Example:
You request a copy of 100 pages of invoices → HOA may charge $15–$25 for printing.

You review the records at their office in person → $0.

3. Limits on Fees
“Reasonable” is the key word — they cannot overcharge or use fees to prevent inspection.
If the HOA tries to charge hundreds or thousands just to see the books, that can be challenged legally.

4. Process
Make a written request to the HOA asking to review or copy records.
The HOA must provide access within 10 business days (common practice, some bylaws may specify 7–30 days).

If they deny access or overcharge, you can file a complaint under Texas Property Code §209.010.

⚠️ Key Takeaways
Reviewing the books in person should cost nothing.
Copying the records can cost a small, reasonable fee for printing or staff time.
Texas law protects homeowners from being blocked or overcharged.

12/06/2025

Time to audit our HOA.

Step One: Identify the Unfair Practices
The first step is to identify the unfair issue or treatment. Unfair treatment by an HOA can take many forms, including:

Selective enforcement of rules – If your neighbor is allowed to park a boat in their driveway but you receive a fine for it, your HOA may be enforcing rules unfairly.
Excessive fines and fees – HOAs can impose fines, but they must provide written notice and follow legal procedures.
Denying property modifications unfairly – If your HOA rejects your request for a fence or home improvement while allowing others to make similar changes, this could be an issue.
Failing to maintain common areas – Your HOA collects dues to maintain shared spaces. If they neglect this duty, they may be mismanaging funds.
Lack of transparency – Texas law requires HOAs to provide financial reports, meeting minutes, and other important records to homeowners upon request. If they refuse, they may be violating the law.
After pinpointing the issue, start collecting proof to back up your case. Save any letters or emails from the HOA, take photos if needed, and keep a copy of the community rules.

Step 2: Review Your HOA’s Governing Documents
When dealing with a dispute, start by reviewing your HOA’s rules and regulations. Look closely at the CC&Rs and bylaws to make sure the HOA is following the proper procedures.

For example, if you received a fine, check whether the HOA followed the proper steps. If they denied your request for a home modification, look for a clear reason in the CC&Rs. If the HOA isn’t following its own guidelines, you have a solid case to push back.

Step 3: Communicate with Your HOA in Writing
The next step is to address the issue with your HOA formally. Instead of confronting board members in person or over the phone, send a written complaint via email or certified mail.

Your letter should include:

A clear explanation of the issue
References to the HOA’s governing documents or Texas law
A request for a resolution
A deadline for a response
Putting everything in writing ensures you have a paper trail in case further action is needed.

Step 4: Attend an HOA Meeting and Raise Your Concerns
Texas law requires HOAs to hold open board meetings where homeowners can voice their concerns. If your written complaint is ignored, attend a meeting and speak during the homeowner comment period.

Come prepared with facts, copies of HOA documents, and a clear explanation of the issue. If other homeowners are facing similar problems, encourage them to attend and speak up as well.

If the board dismisses your concerns, request that your complaint be added to the meeting minutes as an official record.

Step 5: Request HOA Records
Under Texas law, HOAs must provide certain records upon request, including:

Financial statements
Meeting minutes
Vendor contracts
Lists of violations and fines
If you suspect your HOA is misusing funds, acting unfairly, or failing to enforce rules properly, you can submit a written request for records. If they refuse, they may be violating Texas transparency laws.

Step 6: File a Complaint with Texas Authorities
If your HOA continues to act unfairly, you can escalate the issue by filing a complaint with the Texas Attorney General’s Office or your local county or city government.

Filing a complaint won’t always result in immediate action, but it puts pressure on the HOA and creates a record of misconduct.

Contact Amarillo Real Estate Lawyer
If all else fails, consulting a real estate attorney in Amarillo may be the best course of action. Your lawyer can:

Send a formal demand letter to the HOA
Negotiate on your behalf
File a lawsuit if necessary
Texas courts have ruled against HOAs in cases of unfair fines, selective enforcement, and financial mismanagement. If your rights are being violated, legal action may be your best option.

Contact Our Amarillo Real Estate Attorneys
If you’re struggling with a difficult HOA and need legal guidance, consider speaking with a Texas real estate attorney. An experienced real estate law firm can help you navigate your rights and take the right steps to protect your home and investment.

You don’t have to face this alone—know your rights, take action, and push back against unfair HOA practices. Call Lawyers today at 806-372-5050 Richard Biggs.

Address

Fritch, TX
79036

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Tuesday 10am - 1pm
Wednesday 10am - 1pm
Thursday 10am - 1pm

Telephone

+18068573116

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