REDCO

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Empowering Small Business Growth with Flexible Financing Solutions.

Serving Virginia, Maryland, D.C., and parts of West Virginia, we help businesses grow by providing access to capital for purchasing and renovating commercial real estate and equipment.

10/13/2026

October 2026 SBA 504 Rates Are Here!!!

REDCO helps businesses take the next step toward growth with competitive, fixed-rate financing.

Starting this month and continuing through FY2027, eligible manufacturers, rural-area projects, and certain food supply chain businesses may qualify for rates 20 basis points lower, along with reduced loan fees.

Whether you're looking to purchase commercial real estate, expand your operations, or invest in your business's future, the SBA 504 program may help you find the right financing option.

📞 Virginia: 540-373-2897
📞 Maryland: 301-675-4837
🌐 Visit https://redco504.org/ to learn more.

10/06/2026

As of October 1st, the SBA has made the 504 Program even more appealing to qualifying manufacturers, certain food supply chain businesses, and businesses located in rural areas! These businesses will receive a .50% reduction in the SBA 504 loan fee, and a 20 basis point rate reduction!

Coupled with a low down payment (10% in most cases) and an already below-market fixed rate (10-, 20-, or 25-year loan options), this next year will be an ideal time to invest in your business and yourself.

REDCO would love the opportunity to talk through your project and the value of the SBA 504 Program! Reach out to us any time at [email protected] or 540-373-2897.

09/24/2026

REDCO is proud to highlight these four small businesses across Virginia and Maryland who utilized REDCO and the SBA 504 loan program to start and grow their businesses. We’re proud to have supported $7,614,000 in projects with $2,964,000 in SBA 504 funding. A big thank you to our lending partners on these projects: Allison at ; Horizon Bank; Hall at &F Bank; and Newsome at Bank and Trust Company.

The SBA 504 program empowers small business owners to secure long-term, below-market fixed-rate financing to purchase real estate and equipment, helping them build equity instead of paying rent, stabilize their operating costs, and reinvest savings into growth and job creation.

At REDCO, we're committed to fueling the success of small businesses in the communities we serve — because when local businesses thrive, our communities thrive alongside them.

09/19/2026

🏢 As a business owner, are you ready to invest in yourself and grow your business?

The SBA 504 Program provides a path toward turning your vision into reality through affordable, fixed-rate financing for commercial real estate and equipment. 📈

Ready to take the next step? Contact REDCO today!

🌐 www.redco504.org
📞 (540) 373-2897

09/11/2026

Putting the pieces together for your business 🧩 September's SBA 504 rates are in — fixed, predictable, and ready when you are.
No guesswork, just straightforward financing for your next move. Reach out — Virginia 540-373-2897 | Maryland 301-675-4837 | redco504.org

09/02/2026

Our team at REDCO is committed to ensuring small businesses have the support and expertise they rely on to grow, build wealth and drive the economy. Together with our fantastic lending partners, we're able to deliver the 504 Program, SBA's premier real estate and heavy equipment loan product. We are very proud to have helped these businesses expand into larger space and transition from leasing to commercial real estate ownership. 10% down, 25-year fixed rate loans through the 504 Program. And, of course, our lending partners delivered alongside us to provide nearly $11MM in capital investments, including over $4.00MM in SBA 504 funding.
Congratulations to these businesses, and a big thank you to Paul Reilly and Brenda Highman at Atlantic Union Bank; Paul Covill at Burke & Herbert Bank; and Dennis Wagner.

08/18/2026

It’s been a big year at REDCO! Through the SBA 504 Program and the support of our incredible lending partners, these business owners turned their commercial real estate goals into reality.
Together, we helped provide nearly $12MM in total capital investments and more than $4MM in SBA 504 financing — helping local businesses invest in themselves, grow, and create new jobs along the way.

A huge thank you to our lending partners who helped make it happen:

Hall at and Farmers Bank
Jenkins at First Federal Credit Union
Allison at of America
Bank

Here’s to more businesses making the jump from “we lease here” to “we own this.” 🔑

08/11/2026

The August rates are out! Looking to invest in your business? The SBA 504 Program offers competitive, long-term fixed-rate financing to help eligible small businesses purchase commercial real estate and long term equipment. With as little as 10% down, REDCO and the SBA 504 Program helps your business grow and build wealth. Ready to learn more? Visit www.redco504.org or contact REDCO today.

08/05/2026

Did you know the SBA 504 Program can do more than help you purchase commercial real estate? It can also help eligible businesses refinance existing commercial mortgages and free up capital for future growth.
With the SBA 504 Refinance Program, eligible businesses may be able to:
• Refinance an existing commercial mortgage, with or without expansion projects
• Refinance other eligible business debt
• Access equity for qualified business expenses, including operating costs
• Finance up to 90% loan-to-value
• Secure a competitive fixed interest rate for up to 25 years with no balloon payment
If you're looking to lower your monthly payments, improve cash flow, or invest back into your business, REDCO is here to help you explore your options.
Ready to learn more? Visit www.redco504.org or email [email protected].
Other eligibility requirements and restrictions apply.

04/20/2026

Please join us in congratulating Anita Crossfield who was recently named Woman of the Year by The Woman’s Club of Fredericksburg!

As Vice Chair of the Fredericksburg Economic Development Authority and a local business owner, Anita exemplifies leadership, service, and commitment to our community. Her impact can be felt across Fredericksburg through her volunteer work, advocacy, and support of local initiatives.

Congratulations, Anita! 💙

Address

710 Princess Anne Street, Suite 2
Fredericksburg, VA
22401

Telephone

+15403732897

Website

http://www.redco504.org/

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