Neighborhood Finance Corporation - NFC

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Neighborhood Finance Corporation - NFC Des Moines NMLS # 8943 Equal Housing Lender
Cedar Rapids NMLS # 1757818 Equal Housing Lender Forgivable loans for home improvements with every mortgage loan.

NFC is a nonprofit mortgage lender specializing in sustainable homeownership, home renovations, and revitalizing neighborhoods through collaborative partnerships. NFC Offers:

Purchase Loans (buying a home)
Refinance Loans
Home Improvement Loans
NFC Properties LLC
Spanish interpretation available

What is the NFC Advantage? The subsidy (forgivable loan) of up to $15,000 is used to help pay for property repairs and improvements. Eligible home buyers also receive a subsidy (forgivable) up to $2,500 to assist with down payment and/or closing costs on a purchase transaction. Please note, there are several factors to consider when determining if the borrower can receive the closing cost subsidy and if so, how much. Final determination cannot be made until a completed application and supporting documentation have been reviewed by NFC. Because these subsidies are paired with your NFC loan, you can do more than if you obtained a traditional loan elsewhere. Your loan works harder for you at NFC. This program is made possible through partnerships with the City of Des Moines, Polk County, Des Moines Area Banks and Neighborhood Associations. Together we are improving Des Moines neighborhoods.

10/23/2026

You don't need to have all the answers before you call NFC. Whether you're just starting to think about homeownership or ready to take the next step, we're here to help you understand your options and create a plan that works for you.

🏡 Start the conversation today. We're happy to help, no matter where you are in the process.

Call 515-246-0010 Today!

Des Moines NMLS #8943 Equal Housing Lender
Cedar Rapids NMLS #1757818 Equal Housing Lender

Happy Birthday to our NFC Properties Project Coordinator, Karla! We are so grateful you are part of the NFC team! We hop...
10/23/2026

Happy Birthday to our NFC Properties Project Coordinator, Karla! We are so grateful you are part of the NFC team!

We hope your day is filled with celebration, laughter, and time spent with the people you care about most. Happy Birthday, and thank you for being a valued part of the NFC team!

Des Moines NMLS #8943 Equal Housing Lender
Cedar Rapids NMLS #1757818 Equal Housing Lender

Many homebuyers don’t need 20% down to purchase a home with NFC. Depending on the loan program, some buyers may qualify ...
10/22/2026

Many homebuyers don’t need 20% down to purchase a home with NFC.

Depending on the loan program, some buyers may qualify with as little as 1-3% down when working with NFC.

Learn more about how NFC can help you today! 515-246-0010 | neighborhoodfinance.org

Des Moines NMLS #8943 Equal Housing Lender
Cedar Rapids NMLS #1757818 Equal Housing Lender

Please join us in congratulating Evan on closing his home purchase with NFC! He was able to get a new HVAC and gutters f...
10/22/2026

Please join us in congratulating Evan on closing his home purchase with NFC! He was able to get a new HVAC and gutters for his home. We are so glad to be a part of your homeownership journey.

Des Moines NMLS #8943 Equal Housing Lender
Cedar Rapids NMLS #1757818 Equal Housing Lender

10/21/2026

Take a look inside this home at 205 Philip St in Des Moines with our loan originator Bridgett Robinson (NMLS 2244064)!

https://www.zillow.com/homedetails/205-Philip-St-Des-Moines-IA-50315/819385_zpid/

Call us today to find out what our programs may be able to offer you to purchase your new home! ​
‌
Des Moines NMLS #8943 Equal Housing Lender
Cedar Rapids NMLS #1757818 Equal Housing Lender

Join us for our upcoming Journey to Homeownership (J2H) class on Wednesday, November 4th at Des Moines Public Library Fo...
10/21/2026

Join us for our upcoming Journey to Homeownership (J2H) class on Wednesday, November 4th at Des Moines Public Library Forest Avenue Library in Des Moines!

Our Journey to Homeownership program provides educational tools and resources to help community members navigate the path to homeownership. We'll discuss the homebuying process, common challenges first-generation homebuyers face, and how J2H can support you every step of the way.

Attendance is free and open to the public. All attendees who register and attend will be entered into a drawing for a $30 gift card. No purchase, loan application, or use of lender services is required to enter or win.

📅 Wednesday, November 4th
⏰ 6:00 p.m. - 8:00 p.m.
📍 Forest Avenue Library

Register here: https://shorturl.at/GSrkA

Des Moines NMLS #8943 Equal Housing Lender
Cedar Rapids NMLS #1757818 Equal Housing Lender

Before winter arrives, it is a great time to consider energy efficient upgrades that can keep your home comfortable and ...
10/20/2026

Before winter arrives, it is a great time to consider energy efficient upgrades that can keep your home comfortable and energy efficient.

From insulation to windows, investing in your home can help prepare you for the colder months ahead.

Contact NFC today to learn more: 515-246-0010
neighborhoodfinance.org

Des Moines NMLS #8943 Equal Housing Lender
Cedar Rapids NMLS #1757818 Equal Housing Lender

Congratulations, Jacob, on closing on your new home! 🏡This is an exciting milestone, and we're honored to have been part...
10/19/2026

Congratulations, Jacob, on closing on your new home! 🏡

This is an exciting milestone, and we're honored to have been part of your homeownership journey. Wishing you many happy memories, new beginnings, and years of success in your new home.

Des Moines NMLS #8943 Equal Housing Lender
Cedar Rapids NMLS #1757818 Equal Housing Lender

Take a look at this charming brick home featuring 3 bedrooms, inviting living spaces, and a detached two-car garage in o...
10/19/2026

Take a look at this charming brick home featuring 3 bedrooms, inviting living spaces, and a detached two-car garage in our lending area.

As a homebuyer working with NFC, you could qualify for up to $15,000 in forgivable funds towards the improvements you want to make to this house and borrow more with your purchase loan if needed! ✨🏡

Also now available, $15,000 in down payment assistance for qualified homebuyers!

Call our office today to learn more. 515-246-0010

https://www.zillow.com/homedetails/2018-36th-St-Des-Moines-IA-50310/803488_zpid/

Des Moines NMLS #8943 Equal Housing Lender
Cedar Rapids NMLS #1757818 Equal Housing Lender

🏡 Not sure which NFC program is right for you?Whether you're looking to buy a home, make home improvements, or complete ...
10/16/2026

🏡 Not sure which NFC program is right for you?

Whether you're looking to buy a home, make home improvements, or complete energy-efficient upgrades, our Program Finder can help connect you with financing options that fit your goals.

In less than a minute, answer a few simple questions and explore programs that may be available to you.

🔍 Start the Program Finder today: https://neighborhoodfinance.org/program-finder/

Des Moines NMLS #8943 Equal Housing Lender
Cedar Rapids NMLS #1757818 Equal Housing Lender

Address

4908 Franklin Avenue
Des Moines, IA
50310

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+15152460010

Website

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