10/05/2026
URHS Home Ownership Success Program
A New Path to Homeownership
I designed this program through Urban Roots Home Solutions LLC to give people a real opportunity to own a home.
Can you sustainably afford this home? That is where we begin.
CREDIT IS NOT THE GATEKEEPER
We evaluate documented income, household obligations, and available cash flow. Your credit score does not decide your program qualification.
BUILD PAYMENT HISTORY IN YOUR FUTURE HOME
The pre-buy pathway allows you to establish six to eight months of payment performance inside the home you intend to purchase. Purchase credits are defined in your agreement and applied toward the purchase when you close.
REAL OWNERSHIP. AN ACTUAL MORTGAGE.
At purchase closing, you receive the deed in your name. Financing is secured by an actual mortgage, with a fixed interest rate, a standard 20-year repayment term, and no balloon payment.
PREPARED HOMES. PREPARED HOMEOWNERS.
Property readiness, required homeowner education at no charge, and ongoing support are built into the program.
Designed to be the first program of its kind in the country, this approach connects affordability, demonstrated payment performance, education, and deeded ownership into one coordinated path.
The innovation is how those pieces work together—giving people a way to demonstrate their readiness for homeownership without making a credit score the gatekeeper.
Why not you?
www.urhomesolutions.com