Patty Jones Real Estate

07/16/2025

After years of rapidly changing mortgage rates, we’re finally seen something refreshing: a bit more predictability.

Mortgage rates have shown signs of stabilizing in recent months – and that’s a big win for buyers. Because that makes it much easier to plan your budget and your next move.

Want to talk through what buying could look like in today’s market? Let’s talk it over.

07/14/2025

Should You Buy a Vacation Home?

Now that summer’s here, you’re probably planning your next getaway. But what if you didn’t have to?

Buying a vacation home means having a built-in escape you can use year after year. It gives you the chance to generate rental income and have a go-to retirement destination in the future.

If you’re dreaming of owning your own slice of paradise, let’s connect and see if we can make it happen this summer.

Now that summer’s here, you’re probably planning your next getaway. But what if you didn’t have to? 

07/12/2025

The Truth About Where Home Prices Are Heading

If you’ve been on the fence about your plans, now’s the time to get clarity. The market isn’t heading for a crash. It’s on track for steady, slow, long-term growth overall, with some regional ups and downs along the way.

Want to know what that means for our neighborhood? Because national trends set the tone, but what really matters is what’s happening in your zip code. Let’s have a quick conversation so you can see exactly what our local data means for you.

There are plenty of headlines these days calling for a housing market crash. But the truth is, they’re not telling the full story.

07/11/2025

Are you tired of planning a new trip every summer?

A vacation home gives you a go-to getaway – and a whole lot more. It also gives you a way to generate rental income, a built-in retirement destination, and a spot to make lifelong memories.

If you’re ready to find your slice of paradise, let’s talk. The adventure could start right here, right now. Where would you want to buy a vacation home?

07/09/2025

Should You Buy a Vacation Home?

If you’re ready to buy your own slice of paradise, let’s talk about making that happen this summer.

07/07/2025

It’s getting a bit easier to qualify for a mortgage right now.

The Mortgage Credit Availability Index is rising, meaning more people are able to secure financing for a home loan – even with lower credit scores or smaller down payments. In fact, it’s easier to get a loan now than it’s been in almost three years.

But we’re still well below where qualification levels were just a few years ago, so it’s not too easy. And because lending standards are still solidly in check, there’s no sign this will lead to risky loans or another crash.

Lenders are trying to boost activity in the housing market, and that gives you an opportunity. You may qualify today, even if you didn’t a few months ago. Talk to a lender to see what’s possible.

07/05/2025

Did you see headlines saying that home sales are down? If that made you question if it’s still a good time to sell your house, here’s some perspective for you.

Sure, sales have slowed compared to the frenzy of a few years ago. But that doesn’t mean the market’s at a standstill.

Over 11K homes are still selling every single day – not including new construction. That’s 460 an hour. Or roughly 8 each minute.

Serious buyers are still out there. Let’s make sure they see your house.

07/04/2025

Why Big Investors Aren’t a Challenge for Today’s Homebuyer

If you’ve been holding off on buying, now might be the time to take another look. Let’s connect so you can get expert guidance on what’s available and what might be a good fit for you.

What kind of home would you be excited to make yours this year?

Remember the chatter in the headlines about all the homes big institutional investors were buying? If you were thinking about buying a home yourself, you may have wondered how you’d ever be able to compete with that.

07/02/2025

Remember all the headlines about investors buying up homes? They didn’t tell the whole story. Investors were never buying a huge share – and now, many of the large ones are actually selling more than they’re buying.

Why? Slower price growth and higher rental costs mean the quick profits they were chasing just aren’t there.

But that’s not why you’re buying. You’re looking for stability, a place to call your own, and long-term value.

Let’s talk about what’s available and what you’re looking for.

06/30/2025

Are you waiting for a recession before you make your move? A recent survey shows 3 in 10 homebuyers are because they think rates and prices will fall in an economic slowdown.

But here's some important context that may change your perspective. In 4 of the last 6 recessions, home prices actually went up.

That’s right. Price drops aren’t a guarantee. The big drop in 2008 was the exception, not the rule.

Let’s talk about a smarter plan for today’s market.

06/28/2025

As the market shifts, nearly 44% of today’s sellers are offering concessions. That includes throwing in perks for buyers like repair credits or help with closing cost. But here’s the key.

Concessions aren’t losses. They’re tools. And the homeowners who understand that are winning – big time.

The savviest sellers are using concessions to bridge gaps, sweeten offers, and get across the finish line.

Because, with home prices up roughly 55% over the past five years, there’s plenty of room to negotiate and still come out ahead.

Want to go over which levers are worth pulling in our market? Let’s chat. That way you know what’s working for sellers in your local area, whenever you’re ready to make your move.

06/27/2025

Think It’s Better To Wait for a Recession Before You Move? Think Again.

If you’ve been waiting for a recession to make your move, it’s important to understand what really happens during one – and what likely won’t. Lower mortgage rates could be on the table. But lower home prices? That’s far less likely.

Don’t wait for a market that may never come. If you’re thinking about buying or selling, let’s connect to talk through what today’s economy really means for you – and make a smart plan that works in your favor, regardless of what the headlines say.

Fear of a recession is back in the headlines. And if you’re thinking about buying or selling sometime soon, that may leave you wondering if you should reconsider the timing of your move.