10/28/2026
Fi****ms & Banking - Back on the table soon?
HB 45 would have mandated tracking and tracing of fi****ms and ammo sales through the use of merchant codes.
Under a proposed House Amendment, HA 2, the scope would have expanded to traditional banks and trust companies.
HA 2 would have required financial institutions to report any fi***rm transaction exceeding $1,000 to the State Bureau of Identification.
HB 45 did make it out of the Judiciary committee but hadn't gone any farther.
The legal questions raised during committee were...
đź‘‘ Creates a de facto registry
đź‘‘ Violations of 2nd Amendment privacy
đź‘‘ Faulty rationale & statutory intent
đź‘‘ Overly Broad, inaccuracies, and structural flaws in how merchant codes operate
đź‘‘ Other states have banned these
đź‘‘ Violates the Fi***rm Owners Protection Act
đź‘‘ Conflicts with provisions of privacy under the Brady Handgun Violence Prevention Act
đź‘‘ Violates the Gramm Leach Bliley Act
đź‘‘ Conflicts with the 2nd & 14th Amendments
I did watch this committee discussion and there was bi-partisan concern.
This bill was sponsored by Rep Krista Griffith. Neither sponsors or co-sponsors were able to answer important questions about how this would even work given the conflicting legalities and how merchant codes work.
Delaware is currently exploring this avenue and it seems we could see some movement on this once session is back in.
Sen. Spiros Mantzavinos attended this informational just recently with Mom's Demand Action and others.