Home Help NY

07/17/2020

News on mortgages:

Federal laws were recently passed during the pandemic to help homeowners get a break on federally backed mortgages. However, not everyone may know if their mortgage qualifies or how to get the assistance for free.

06/30/2020

Because of the Coronavirus, many people are facing financial challenges, especially paying their mortgage. If you’re unable to make your mortgage payments, you could lose your home to foreclosure. Federal lenders and some private lenders are offering borrowers temporary help, like stopping or delaying foreclosure or modifying the mortgage. But these measures don’t apply to everyone. If you need help, call us to review the options available to you for getting through these tough times.

Learn about newly available relief for federally backed mortgages. [email protected]

06/16/2020

Coronavirus is a homeowner’s nightmare. No work due to the shutdown and for some being sick from the virus, causing homeowners to miss house payments and lose their home. While homeowner’s insurance protects against fire, weather damage and theft, it does not protect you if you are unable to pay your mortgage each month. Fortunately, there are a variety of other insurance types that can help cover the mortgage in case of illness or job loss. We will review what's in policies to cover loss of payments.
Join us for call-in: 515.604.9543
Code: 988482

06/16/2020

We are here to help negotiate with the bank to lower your payments. info@HomeHelp

04/17/2020

Long Islanders! We are getting increasingly concerned that our community will not be able to afford their homes due to Covid-19. If you're going through financial hardship, contact us now. We are here to help. 631.664.9412
[email protected]

Long Island homeowners who are struggling to pay their mortgages say they have asked lenders about federal and state mortgage reprieve programs, only to learn any missed payments would be due all at o

04/17/2020

If you are struggling to keep up with your mortgage payments, have fallen behind, or are in foreclosure contact Home Help NY today to schedule a free consultation to explore the possibility of a loan modification. Attorney Diosalma Melgar & the Home Help Team are here to advise you and help you with the best possible options. [email protected]

04/17/2020

Given the high stakes and complexity of the modification application process, it would be in your best interest to have an experienced attorney assist you in pursuing this course of action. We are a team of compassionate consultants and our attorney has the experience you need to help during these times.
[email protected]
631.664.9412

04/17/2020

For a borrower to qualify for a loan modification, their loan services and the investor holding their note must approve their application. Each services requires slightly different documentation, and each investor has its own criteria. Among other things, this documentation includes a letter explaining the nature of the borrower’s legitimate financial hardship, as well as pay stubs, bank statements, and tax returns. Furthermore, to qualify for the applicable federal modification programs, specific financial criteria must also be met. Given our extensive experience obtaining loan modifications for our clients, as well as our familiarity with the various loan services, current and pending legislation, and the criteria of federal programs such as the Home Affordable Modification Program (HAMP), we are able to assemble packages which maximize our clients’ chances at successfully obtaining a modification. [email protected]