Circles Palm Beach County

07/24/2026

Circles–Pathways to Prosperity was proud to participate in the 5th Annual Community Resource Fair & Back-to-School Event at the Paul Laurence Dunbar Clubhouse in the heart of West Palm Beach. This was hosted by the West Palm Beach Housing Authority/ Pine Ridge Community. We enjoyed connecting with families, sharing information about the Circles program, and providing school supplies to help students begin the new school year ready to learn. Thank you to everyone who stopped by our table—we're grateful to be part of a community that comes together to support and uplift one another!

07/14/2026

The Circles of Palm Beach: A Program under Pathways To Prosperity, focused on the important topic of credit building and credit repair. The session was facilitated by RJ Guerra from PNC Bank, who provided participants with practical strategies for establishing, improving, and maintaining healthy credit.

RJ explained the key factors that influence credit scores, including payment history, credit utilization, length of credit history, types of credit, and new credit inquiries. Participants learned how to review their credit reports, identify and dispute errors, develop plans to reduce debt, and build positive credit habits through consistent, on-time payments and responsible credit use.

The facilitator also shared valuable financial education resources and answered participants' questions, helping them better understand how strong credit can improve access to housing, employment opportunities, and affordable financing. The interactive discussion encouraged participants to create actionable steps toward improving their financial well-being and long-term financial stability.

Circles of Palm Beach extends its sincere appreciation to PNC Bank and RJ Guerra for providing this informative and engaging financial literacy workshop and for empowering participants with the knowledge and tools needed to build a stronger financial future.

07/10/2026

Circles, Palm Beach County, a Program of Pathways To Prosperity, held its Savings Match Ceremony in Delray Beach for the class of The Winners. The Jim Moran Foundation provided matching dollars to Circle Leaders who were able to meet the requirements outlined in the Savings Match Program. The Savings Match Program was created to provide matching savings funds for Circle Leaders with the intent of helping individuals establish a habit of saving and to create a reserve that will be available for emergencies and unexpected expenses.

06/19/2026

Circles Palm Beach County, a program under Pathways To Prosperity, has proudly launched an innovative pilot program in the Glades Area aimed at empowering community leaders and residents on their journey toward self-sufficiency. This initiative is designed to support circle leaders as they transition from dependence to independence, equipping them with the skills, resources, and support necessary to achieve lasting economic stability. Circles Palm Beach County brought Circle Leaders and Ally's together to build intentional relationships along with accountability.

06/18/2026

Circles Palm Beach County under Pathways to Prosperity brought Circle Leaders and Allies together to build meaningful accountability partnerships rooted in trust, encouragement, and friendship. Pictured here, participants also engaged in conversations about the importance of voting, civic engagement, and making their voices heard in local elections.

05/22/2026

Circles, Palm Beach County, a Program of Pathways To Prosperity, held its Savings Match Ceremony for the class named Diamond Circles in Delray Beach. The Jim Moran Foundation provided matching dollars to Circle Leaders who were able to meet the requirements outlined in the Savings Match Program. The Savings Match Program was created to provide matching savings funds for Circle Leaders with the intent of helping individuals establish a habit of saving and to create a reserve that will be available for emergencies and unexpected expenses. Circle Leaders collectively were able to save over ten thousand dollars.

05/01/2026

04/22/2026

Pathways To Prosperity's Circles Palm Beach County Initiatives celebrated its 24th Circles Graduation Ceremony at Bridges UB Kinsey Church in West Palm Beach. The organization expresses its gratitude for the support received from the Quantum Foundation and the Stronger Community Initiative. Circles of Palm Beach County is dedicated to combating poverty by recognizing the connection between a family's economic capacity, educational achievements, and employment opportunities as vital to their upward mobility. Congratulations to the Circles #23, and a heartfelt thank you to all the families and friends who joined in the celebration.

04/08/2026

Celebrating a major milestone in financial empowerment!
On March 27, 2026, Circles Palm Beach County, a program under Pathways to Prosperity, proudly honored the Circle Leaders who successfully completed the Financial Literacy Program at the Community HUB in Belle Glade. Through commitment, perseverance, and a willingness to grow, these Circle Leaders gained valuable tools to take control of their finances and build stronger futures through saving and smart money management.
A special congratulations to each and every graduate—your hard work and determination truly paid off!
We also extend heartfelt recognition to our Valedictorian, Michelle Rice, for her inspiring words of encouragement and powerful transparency. Your story and leadership uplifted everyone in the room.
Here’s to continued growth, financial freedom, and brighter opportunities ahead!