08/18/2026
People love to say, you should have paid your bills.
With what money?
Sometimes there was not enough.
Sometimes a parent had $100 and had to decide whether to buy groceries or make a credit card payment.
Sometimes rent came before a collection account.
Sometimes medicine came before the car payment.
Sometimes keeping the electricity on came before everything else.
That is not somebody refusing to take responsibility.
That is somebody being forced to decide which emergency gets handled first.
If you have never had to make those choices, be grateful.
But do not sit in judgment of the people who have.