17/10/2026
When Land Becomes the Barrier to Getting Credit
Access to finance remains a major hurdle for women seeking to acquire land, grow businesses and strengthen their livelihoods. At the , Monica highlighted how high interest rates, costly land and limited access to affordable credit keep many women from investing in their economic potential.
Many financial institutions require land titles as loan collateral, yet women without registered land are often locked out of credit. This creates a difficult cycle: women need money to acquire land, but need land to access money.
Monica called for more flexible lending models, including group collateral arrangements, to help women farmers and entrepreneurs secure financing for agriculture and other income-generating activities. Expanding access to credit is essential to making womenβs economic empowerment a reality.
SSWAU Musoke Twahah Anike Foundation Children's rights and Violence Prevention Fund Buganda Kingdom Susanne Carter