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Junior Financial Executives - UCU Chapter, 1 San Vicente West, Urdaneta (2026)

19/05/2026

‎‎𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗪𝗼𝗿𝗱 𝗼𝗳 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸! 💲🖇️

𝙍𝙚𝙫𝙚𝙣𝙪𝙚
/reh·vuh·noo/
‎
Revenue is the 𝙩𝙤𝙩𝙖𝙡 𝙖𝙢𝙤𝙪𝙣𝙩 𝙤𝙛 𝙢𝙤𝙣𝙚𝙮 a company earns from its 𝙗𝙪𝙨𝙞𝙣𝙚𝙨𝙨 𝙖𝙘𝙩𝙞𝙫𝙞𝙩𝙞𝙚𝙨. It represents 𝙞𝙣𝙘𝙤𝙢𝙚 generated from 𝙨𝙖𝙡𝙚𝙨 𝙤𝙛 𝙜𝙤𝙤𝙙𝙨 or 𝙨𝙚𝙧𝙫𝙞𝙘𝙚𝙨 before any 𝙚𝙭𝙥𝙚𝙣𝙨𝙚𝙨 are deducted.
‎
‎“𝘙𝘦𝘷𝘦𝘯𝘶𝘦 𝘪𝘴 𝘷𝘢𝘯𝘪𝘵𝘺, 𝘱𝘳𝘰𝘧𝘪𝘵 𝘪𝘴 𝘴𝘢𝘯𝘪𝘵𝘺, 𝘣𝘶𝘵 𝘤𝘢𝘴𝘩 𝘪𝘴 𝘳𝘦𝘢𝘭𝘪𝘵𝘺.”
— Greg Gianforte
‎
Just like 𝗥𝗲𝘃𝗲𝗻𝘂𝗲, it wasn’t just about 𝙚𝙖𝙧𝙣𝙞𝙣𝙜—it was about the 𝙫𝙖𝙡𝙪𝙚 we created through every 𝙚𝙛𝙛𝙤𝙧𝙩, every 𝙞𝙙𝙚𝙖, and every 𝙢𝙤𝙢𝙚𝙣𝙩 we shared as 𝙅𝙁𝙞𝙣𝙀𝙭. 💙

‎Source: Hayes, A. (2025, May 31). Revenue Definition, Formula, Calculation, and Examples. Investopedia. https://www.investopedia.com/terms/r/revenue.asp

18/05/2026

𝙃𝙖𝙥𝙥𝙮 𝘽𝙞𝙧𝙩𝙝𝙙𝙖𝙮 to our dedicated 𝟯𝗿𝗱 𝗬𝗲𝗮𝗿 𝗥𝗲𝗽𝗿𝗲𝘀𝗲𝗻𝘁𝗮𝘁𝗶𝘃𝗲, 𝙈𝙨. 𝗚𝗹𝘆𝗱𝗶𝗻𝗲 𝗟𝗮𝗿𝗼𝘆𝗮! 🎂💛

Your dedication in representing the third-year students and serving the organization is truly appreciated. Congratulations as well on passing the 𝗠𝗮𝗿𝗰𝗵 𝟮𝟬𝟮𝟲 𝗖𝗶𝘃𝗶𝗹 𝗦𝗲𝗿𝘃𝗶𝗰𝗲 𝗘𝘅𝗮𝗺𝗶𝗻𝗮𝘁𝗶𝗼𝗻 — a well-deserved achievement. May you continue to grow and lead with purpose. ✨

With appreciation and warm regards,
JFinEx Family

11/05/2026

‎‎𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗪𝗼𝗿𝗱 𝗼𝗳 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸! 💲🖇️

𝘿𝙞𝙫𝙞𝙙𝙚𝙣𝙙
/di·vuh·dend/
‎
Dividend is a 𝙙𝙞𝙨𝙩𝙧𝙞𝙗𝙪𝙩𝙞𝙤𝙣 of a company's 𝙚𝙖𝙧𝙣𝙞𝙣𝙜𝙨 to its 𝙨𝙝𝙖𝙧𝙚𝙝𝙤𝙡𝙙𝙚𝙧𝙨, typically paid in 𝙘𝙖𝙨𝙝 or 𝙨𝙝𝙖𝙧𝙚𝙨. It provides investors a 𝙧𝙚𝙩𝙪𝙧𝙣 and may be issued 𝙧𝙚𝙜𝙪𝙡𝙖𝙧𝙡𝙮 based on 𝙥𝙚𝙧𝙛𝙤𝙧𝙢𝙖𝙣𝙘𝙚.
‎
‎“𝘛𝘩𝘦 𝘣𝘦𝘴𝘵 𝘵𝘩𝘪𝘯𝘨 𝘵𝘰 𝘥𝘰 𝘪𝘴 𝘵𝘰 𝘰𝘸𝘯 𝘴𝘩𝘢𝘳𝘦𝘴 𝘪𝘯 𝘢 𝘨𝘳𝘦𝘢𝘵 𝘤𝘰𝘮𝘱𝘢𝘯𝘺 𝘵𝘩𝘢𝘵 𝘱𝘢𝘺𝘴 𝘥𝘪𝘷𝘪𝘥𝘦𝘯𝘥𝘴 𝘰𝘷𝘦𝘳 𝘵𝘪𝘮𝘦.” — Warren Buffett
‎
Just like 𝗗𝗶𝘃𝗶𝗱𝗲𝗻𝗱𝘀, it wasn’t just about 𝙧𝙚𝙩𝙪𝙧𝙣𝙨—it was about the 𝙜𝙧𝙤𝙬𝙩𝙝 we gained, the 𝙡𝙚𝙨𝙨𝙤𝙣𝙨 we learned, and the 𝙚𝙭𝙥𝙚𝙧𝙞𝙚𝙣𝙘𝙚𝙨 we now carry with us throughout the 𝙅𝙁𝙞𝙣𝙀𝙭 𝙟𝙤𝙪𝙧𝙣𝙚𝙮. 🧡

‎Source: Hayes, A. (2025, April 25). Dividend Definition. Investopedia. https://www.investopedia.com/terms/d/dividend.asp
‌

04/05/2026

‎𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗪𝗼𝗿𝗱 𝗼𝗳 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸! 💲🖇️

𝘼𝙣𝙣𝙪𝙞𝙩𝙮
/uh·noo·uh·tee/

Annuity is a 𝙘𝙤𝙣𝙩𝙧𝙖𝙘𝙩 that's issued and distributed by an 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙘𝙤𝙢𝙥𝙖𝙣𝙮, meant to provide a 𝙜𝙪𝙖𝙧𝙖𝙣𝙩𝙚𝙚𝙙 𝙞𝙣𝙘𝙤𝙢𝙚. The insurance company pays a 𝙛𝙞𝙭𝙚𝙙 𝙤𝙧 𝙫𝙖𝙧𝙞𝙖𝙗𝙡𝙚 𝙖𝙢𝙤𝙪𝙣𝙩 to the purchaser.
‎
‎"𝘠𝘰𝘶 𝘣𝘶𝘺 𝘢𝘯 𝘢𝘯𝘯𝘶𝘪𝘵𝘺 𝘧𝘰𝘳 𝘸𝘩𝘢𝘵 𝘪𝘵 𝘸𝘪𝘭𝘭 𝘥𝘰, 𝘯𝘰𝘵 𝘸𝘩𝘢𝘵 𝘪𝘵 𝘮𝘪𝘨𝘩𝘵 𝘥𝘰."
— Stan Haithcock
‎
Just like 𝗔𝗻𝗻𝘂𝗶𝘁𝘆, it wasn’t just about 𝙧𝙚𝙥𝙚𝙩𝙞𝙩𝙞𝙤𝙣—it was about 𝙘𝙤𝙣𝙨𝙞𝙨𝙩𝙚𝙣𝙘𝙮 that, over time, turned simple weeks into 𝙢𝙚𝙖𝙣𝙞𝙣𝙜𝙛𝙪𝙡 and 𝙡𝙖𝙨𝙩𝙞𝙣𝙜 𝙅𝙁𝙞𝙣𝙀𝙭 𝙢𝙚𝙢𝙤𝙧𝙞𝙚𝙨. ❤️

Source: Kagan, J. (2024, September 24). Annuity definition. Investopedia. https://www.investopedia.com/terms/a/annuity.asp

29/04/2026

𝙃𝙖𝙥𝙥𝙮 𝘽𝙞𝙧𝙩𝙝𝙙𝙖𝙮 to our dedicated 𝗣𝘂𝗯𝗹𝗶𝗰 𝗥𝗲𝗹𝗮𝘁𝗶𝗼𝗻𝘀 𝗢𝗳𝗳𝗶𝗰𝗲𝗿, 𝙈𝙨. 𝗗𝗼𝗻𝗮 𝗟𝗲𝗮 𝗧𝗮𝗲𝘀! 🎂💛

Your ability to uphold a positive image, build strong relationships, and ensure clear and consistent messaging reflects your dedication to your role and helps keep the organization connected and well-represented.

With appreciation and warm regards,
JFinEx Family

27/04/2026

‎𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗪𝗼𝗿𝗱 𝗼𝗳 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸! 💲📚

‎‎‎‎‎‎𝙍𝙞𝙨𝙠 𝘼𝙥𝙥𝙚𝙩𝙞𝙩𝙚
/risk·ap·uh·tyt/

Risk appetite is the 𝙡𝙚𝙫𝙚𝙡 𝙤𝙛 𝙧𝙞𝙨𝙠 that an 𝙞𝙣𝙫𝙚𝙨𝙩𝙤𝙧 is 𝙬𝙞𝙡𝙡𝙞𝙣𝙜 𝙩𝙤 𝙖𝙘𝙘𝙚𝙥𝙩 when 𝙞𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩 𝙙𝙚𝙘𝙞𝙨𝙞𝙤𝙣𝙨. It reflects an 𝙩𝙤𝙡𝙚𝙧𝙖𝙣𝙘𝙚 for 𝙪𝙣𝙘𝙚𝙧𝙩𝙖𝙞𝙣𝙩𝙮, 𝙥𝙤𝙩𝙚𝙣𝙩𝙞𝙖𝙡 𝙡𝙤𝙨𝙨𝙚𝙨, and 𝙢𝙖𝙧𝙠𝙚𝙩 𝙫𝙤𝙡𝙖𝙩𝙞𝙡𝙞𝙩𝙮 in pursuing 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙧𝙚𝙩𝙪𝙧𝙣𝙨. Risk appetite is mainly used for 𝙜𝙪𝙞𝙙𝙞𝙣𝙜 𝙞𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩 𝙨𝙩𝙧𝙖𝙩𝙚𝙜𝙞𝙚𝙨, 𝙖𝙡𝙡𝙤𝙘𝙖𝙩𝙞𝙣𝙜 𝙖𝙨𝙨𝙚𝙩𝙨, or 𝙢𝙖𝙣𝙖𝙜𝙞𝙣𝙜 overall 𝙥𝙤𝙧𝙩𝙛𝙤𝙡𝙞𝙤 𝙧𝙞𝙨𝙠𝙨.

“𝘚𝘶𝘤𝘤𝘦𝘴𝘴𝘧𝘶𝘭 𝘪𝘯𝘷𝘦𝘴𝘵𝘪𝘯𝘨 𝘪𝘴 𝘢𝘭𝘸𝘢𝘺𝘴 𝘢𝘣𝘰𝘶𝘵 𝘤𝘢𝘳𝘦𝘧𝘶𝘭𝘭𝘺 𝘮𝘢𝘯𝘢𝘨𝘪𝘯𝘨 𝘳𝘪𝘴𝘬, 𝘯𝘰𝘵 𝘤𝘰𝘮𝘱𝘭𝘦𝘵𝘦𝘭𝘺 𝘵𝘳𝘺𝘪𝘯𝘨 𝘵𝘰 𝘢𝘷𝘰𝘪𝘥 𝘪𝘵.”
— Benjamin Graham

As 𝗕𝗲𝗻𝗷𝗮𝗺𝗶𝗻 𝗚𝗿𝗮𝗵𝗮𝗺 said, 𝙞𝙣𝙫𝙚𝙨𝙩𝙞𝙣𝙜 𝙞𝙨𝙣’𝙩 about 𝙖𝙫𝙤𝙞𝙙𝙞𝙣𝙜 𝙧𝙞𝙨𝙠, but about 𝙪𝙣𝙙𝙚𝙧𝙨𝙩𝙖𝙣𝙙𝙞𝙣𝙜 and 𝙢𝙖𝙣𝙖𝙜𝙞𝙣𝙜 𝙞𝙩. It reminds us that 𝙨𝙩𝙖𝙮𝙞𝙣𝙜 𝙖𝙬𝙖𝙧𝙚, 𝙗𝙚𝙞𝙣𝙜 𝙥𝙖𝙩𝙞𝙚𝙣𝙩, and 𝙢𝙖𝙠𝙞𝙣𝙜 𝙘𝙖𝙡𝙘𝙪𝙡𝙖𝙩𝙚𝙙 𝙘𝙝𝙤𝙞𝙘𝙚𝙨 helps 𝙥𝙧𝙤𝙩𝙚𝙘𝙩 your 𝙞𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩𝙨 and 𝙖𝙘𝙝𝙞𝙚𝙫𝙚 𝙡𝙤𝙣𝙜-𝙩𝙚𝙧𝙢 𝙨𝙪𝙘𝙘𝙚𝙨𝙨.

Source: Twin, A. (2022, July 7). What Is Risk Appetite, and Why Does It Matter? Investopedia. https://www.investopedia.com/terms/r/risktolerance.asp

22/04/2026

The College of Business Management and Accountancy is now officially searching for Mr. and Ms. Fitness! Show off your strength, confidence, discipline, and passion for fitness as you represent CBMA in this exciting competition. If you have what it takes to inspire others through health and wellness, this is your chance to shine and be recognized as the next Mr. and Ms. UCU Fitness 2026.

Interested participants may scan the QR code on the poster to register now. Don’t miss this opportunity to showcase your best physique, determination, and sportsmanship. Register today and be part of the journey to greatness!

20/04/2026

‎𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗪𝗼𝗿𝗱 𝗼𝗳 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸! 💲📚

‎‎‎‎‎‎‎‎‎‎‎‎𝘿𝙚𝙧𝙞𝙫𝙖𝙩𝙞𝙫𝙚𝙨
/dur·i·vuh·tuhvz/

Derivatives are 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙞𝙣𝙨𝙩𝙧𝙪𝙢𝙚𝙣𝙩𝙨 whose value is 𝙙𝙚𝙧𝙞𝙫𝙚𝙙 from the 𝙫𝙖𝙡𝙪𝙚 of an 𝙪𝙣𝙙𝙚𝙧𝙡𝙮𝙞𝙣𝙜 𝙖𝙨𝙨𝙚𝙩. The underlying asset can be 𝙨𝙩𝙤𝙘𝙠𝙨, 𝙗𝙤𝙣𝙙𝙨, 𝙘𝙤𝙢𝙢𝙤𝙙𝙞𝙩𝙞𝙚𝙨, 𝙘𝙪𝙧𝙧𝙚𝙣𝙘𝙞𝙚𝙨, 𝙞𝙣𝙩𝙚𝙧𝙚𝙨𝙩 𝙧𝙖𝙩𝙚𝙨, or 𝙢𝙖𝙧𝙠𝙚𝙩 𝙞𝙣𝙙𝙚𝙭𝙚𝙨. Derivatives are mainly used for 𝙝𝙚𝙙𝙜𝙞𝙣𝙜 𝙧𝙞𝙨𝙠𝙨, 𝙨𝙥𝙚𝙘𝙪𝙡𝙖𝙩𝙞𝙣𝙜 on 𝙥𝙧𝙞𝙘𝙚 𝙢𝙤𝙫𝙚𝙢𝙚𝙣𝙩𝙨, or 𝙖𝙧𝙗𝙞𝙩𝙧𝙖𝙜𝙚 𝙤𝙥𝙥𝙤𝙧𝙩𝙪𝙣𝙞𝙩𝙞𝙚𝙨.

“𝘓𝘪𝘧𝘦 𝘤𝘢𝘯 𝘣𝘦 𝘭𝘪𝘷𝘦𝘥 𝘢𝘵 𝘢 𝘳𝘦𝘮𝘰𝘷𝘦. 𝘠𝘰𝘶 𝘵𝘳𝘢𝘥𝘦 𝘪𝘯 𝘧𝘶𝘵𝘶𝘳𝘦𝘴, 𝘢𝘯𝘥 𝘵𝘩𝘦𝘯 𝘺𝘰𝘶 𝘵𝘳𝘢𝘥𝘦 𝘪𝘯 𝘥𝘦𝘳𝘪𝘷𝘢𝘵𝘪𝘷𝘦𝘴 𝘰𝘧 𝘧𝘶𝘵𝘶𝘳𝘦𝘴.”
— Sebastian Faulks

As 𝗦𝗲𝗯𝗮𝘀𝘁𝗶𝗮𝗻 𝗙𝗮𝘂𝗹𝗸𝘀 said, what 𝙨𝙚𝙚𝙢𝙨 𝙥𝙧𝙚𝙙𝙞𝙘𝙩𝙖𝙗𝙡𝙚 𝙩𝙤𝙙𝙖𝙮 can 𝙘𝙝𝙖𝙣𝙜𝙚 as your 𝙘𝙝𝙤𝙞𝙘𝙚𝙨 𝙪𝙣𝙛𝙤𝙡𝙙, and each decision can create new layers of outcomes. It reminds us that 𝙨𝙩𝙖𝙮𝙞𝙣𝙜 𝙖𝙬𝙖𝙧𝙚, 𝙗𝙚𝙞𝙣𝙜 𝙥𝙖𝙩𝙞𝙚𝙣𝙩, and 𝙢𝙖𝙠𝙞𝙣𝙜 𝙘𝙖𝙧𝙚𝙛𝙪𝙡 𝙙𝙚𝙘𝙞𝙨𝙞𝙤𝙣𝙨 leads to 𝙗𝙚𝙩𝙩𝙚𝙧 𝙧𝙚𝙨𝙪𝙡𝙩𝙨.

Source: Fernando, J. (2025, January 23). Understanding derivatives: a comprehensive guide to their uses and benefits. Investopedia. https://www.investopedia.com/terms/d/derivative.asp

13/04/2026

‎𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗪𝗼𝗿𝗱 𝗼𝗳 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸! 💲📚

‎‎‎‎‎‎‎‎‎‎‎‎𝙎𝙩𝙤𝙘𝙠𝙨
/staaks/

Stocks are 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙞𝙣𝙨𝙩𝙧𝙪𝙢𝙚𝙣𝙩𝙨 whose value is 𝙙𝙚𝙧𝙞𝙫𝙚𝙙 from 𝙤𝙬𝙣𝙚𝙧𝙨𝙝𝙞𝙥 in a 𝙘𝙤𝙢𝙥𝙖𝙣𝙮. The underlying company can be 𝙥𝙧𝙞𝙫𝙖𝙩𝙚 or 𝙥𝙪𝙗𝙡𝙞𝙘, and its 𝙨𝙝𝙖𝙧𝙚𝙨 are 𝙩𝙧𝙖𝙙𝙚𝙙 on 𝙨𝙩𝙤𝙘𝙠 𝙚𝙭𝙘𝙝𝙖𝙣𝙜𝙚𝙨 or 𝙤𝙫𝙚𝙧-𝙩𝙝𝙚-𝙘𝙤𝙪𝙣𝙩𝙚𝙧 markets. Stocks are mainly used for 𝙚𝙖𝙧𝙣𝙞𝙣𝙜 𝙙𝙞𝙫𝙞𝙙𝙚𝙣𝙙𝙨, 𝙥𝙧𝙤𝙛𝙞𝙩𝙞𝙣𝙜 from 𝙥𝙧𝙞𝙘𝙚 𝙖𝙥𝙥𝙧𝙚𝙘𝙞𝙖𝙩𝙞𝙤𝙣, or 𝙙𝙞𝙫𝙚𝙧𝙨𝙞𝙛𝙮𝙞𝙣𝙜 𝙞𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩 𝙥𝙤𝙧𝙩𝙛𝙤𝙡𝙞𝙤𝙨.

“𝘐𝘯 𝘪𝘯𝘷𝘦𝘴𝘵𝘪𝘯𝘨, 𝘸𝘩𝘢𝘵 𝘴𝘦𝘦𝘮𝘴 𝘤𝘰𝘮𝘧𝘰𝘳𝘵𝘢𝘣𝘭𝘦 𝘰𝘧𝘵𝘦𝘯 𝘤𝘩𝘢𝘯𝘨𝘦𝘴 𝘰𝘷𝘦𝘳 𝘵𝘪𝘮𝘦, 𝘢𝘯𝘥 𝘵𝘩𝘦𝘴𝘦 𝘤𝘩𝘰𝘪𝘤𝘦𝘴 𝘢𝘧𝘧𝘦𝘤𝘵 𝘱𝘰𝘵𝘦𝘯𝘵𝘪𝘢𝘭 𝘱𝘳𝘰𝘧𝘪𝘵𝘴.”
— Robert Arnott

As 𝗥𝗼𝗯𝗲𝗿𝘁 𝗔𝗿𝗻𝗼𝘁𝘁 said, what 𝙛𝙚𝙚𝙡𝙨 𝙘𝙤𝙢𝙛𝙤𝙧𝙩𝙖𝙗𝙡𝙚 𝙩𝙤𝙙𝙖𝙮 may 𝙘𝙝𝙖𝙣𝙜𝙚 𝙤𝙫𝙚𝙧 𝙩𝙞𝙢𝙚, and these shifts can affect your potential profits. It reminds us that 𝙨𝙩𝙖𝙮𝙞𝙣𝙜 𝙖𝙬𝙖𝙧𝙚, 𝙗𝙚𝙞𝙣𝙜 𝙖𝙙𝙖𝙥𝙩𝙖𝙗𝙡𝙚, and 𝙢𝙖𝙠𝙞𝙣𝙜 𝙨𝙢𝙖𝙧𝙩 𝙘𝙝𝙤𝙞𝙘𝙚𝙨 leads to 𝙗𝙚𝙩𝙩𝙚𝙧 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙙𝙚𝙘𝙞𝙨𝙞𝙤𝙣𝙨.

Source: Hayes, A. (2025, May 11). Stocks: What they are, main types, how they differ from bonds. Investopedia. https://www.investopedia.com/terms/s/stock.asp

06/04/2026

‎𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗪𝗼𝗿𝗱 𝗼𝗳 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸! 💲📚

‎‎‎‎‎‎𝙋𝙪𝙧𝙘𝙝𝙖𝙨𝙞𝙣𝙜 𝙋𝙤𝙬𝙚𝙧
/pur·chuh·suhng pau·ur/

Purchasing power is the 𝙖𝙗𝙞𝙡𝙞𝙩𝙮 𝙤𝙛 𝙢𝙤𝙣𝙚𝙮 to 𝙗𝙪𝙮 𝙜𝙤𝙤𝙙𝙨 and 𝙨𝙚𝙧𝙫𝙞𝙘𝙚𝙨 at a given time. It reflects how much a 𝙪𝙣𝙞𝙩 𝙤𝙛 𝙘𝙪𝙧𝙧𝙚𝙣𝙘𝙮 can 𝙥𝙪𝙧𝙘𝙝𝙖𝙨𝙚 in the market, considering 𝙘𝙝𝙖𝙣𝙜𝙚𝙨 in 𝙥𝙧𝙞𝙘𝙚𝙨 and 𝙞𝙣𝙛𝙡𝙖𝙩𝙞𝙤𝙣. Purchasing power is mainly used for 𝙖𝙨𝙨𝙚𝙨𝙨𝙞𝙣𝙜 𝙘𝙤𝙨𝙩 𝙤𝙛 𝙡𝙞𝙫𝙞𝙣𝙜, 𝙢𝙚𝙖𝙨𝙪𝙧𝙞𝙣𝙜 𝙞𝙣𝙛𝙡𝙖𝙩𝙞𝙤𝙣 𝙞𝙢𝙥𝙖𝙘𝙩, or 𝙘𝙤𝙢𝙥𝙖𝙧𝙞𝙣𝙜 𝙧𝙚𝙖𝙡 𝙫𝙖𝙡𝙪𝙚 𝙤𝙛 𝙞𝙣𝙘𝙤𝙢𝙚 over time.

“𝘗𝘳𝘪𝘤𝘦𝘴 𝘰𝘧 𝘨𝘰𝘰𝘥𝘴 𝘧𝘭𝘶𝘤𝘵𝘶𝘢𝘵𝘦 𝘰𝘷𝘦𝘳 𝘵𝘪𝘮𝘦 𝘢𝘯𝘥 𝘢𝘤𝘳𝘰𝘴𝘴 𝘭𝘰𝘤𝘢𝘵𝘪𝘰𝘯𝘴, 𝘢𝘯𝘥 𝘵𝘩𝘦𝘴𝘦 𝘤𝘩𝘢𝘯𝘨𝘦𝘴 𝘢𝘧𝘧𝘦𝘤𝘵 𝘩𝘰𝘸 𝘮𝘶𝘤𝘩 𝘮𝘰𝘯𝘦𝘺 𝘤𝘢𝘯 𝘣𝘶𝘺 𝘦𝘢𝘤𝘩 𝘪𝘵𝘦𝘮.”
— Alfred Marshall

As 𝗔𝗹𝗳𝗿𝗲𝗱 𝗠𝗮𝗿𝘀𝗵𝗮𝗹𝗹 said, the 𝙫𝙖𝙡𝙪𝙚 𝙤𝙛 𝙢𝙤𝙣𝙚𝙮 𝙘𝙝𝙖𝙣𝙜𝙚𝙨 𝙤𝙫𝙚𝙧 𝙩𝙞𝙢𝙚 and 𝙥𝙡𝙖𝙘𝙚, so what it can buy isn’t always the same. It reminds us that 𝙪𝙣𝙙𝙚𝙧𝙨𝙩𝙖𝙣𝙙𝙞𝙣𝙜 𝙩𝙝𝙚𝙨𝙚 𝙘𝙝𝙖𝙣𝙜𝙚𝙨 helps us make 𝙬𝙞𝙨𝙚𝙧 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙙𝙚𝙘𝙞𝙨𝙞𝙤𝙣𝙨.

Source: Hayes, A. (2025, May 17). Understanding purchasing power and the consumer price index. Investopedia. https://www.investopedia.com/terms/p/purchasingpower.asp

27/03/2026

‎𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗪𝗼𝗿𝗱 𝗼𝗳 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸! 💲🪄

‎‎‎‎‎‎𝙃𝙚𝙙𝙜𝙞𝙣𝙜
/heh·juhng/

Hedging is a 𝙧𝙞𝙨𝙠 𝙢𝙖𝙣𝙖𝙜𝙚𝙢𝙚𝙣𝙩 𝙨𝙩𝙧𝙖𝙩𝙚𝙜𝙮 used to 𝙤𝙛𝙛𝙨𝙚𝙩 𝙥𝙤𝙩𝙚𝙣𝙩𝙞𝙖𝙡 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙡𝙤𝙨𝙨𝙚𝙨 in investments by taking an 𝙤𝙥𝙥𝙤𝙨𝙞𝙩𝙚 𝙥𝙤𝙨𝙞𝙩𝙞𝙤𝙣 in a 𝙧𝙚𝙡𝙖𝙩𝙚𝙙 𝙢𝙖𝙧𝙠𝙚𝙩 𝙖𝙨𝙨𝙚𝙩.

“𝘚𝘶𝘤𝘤𝘦𝘴𝘴𝘧𝘶𝘭 𝘪𝘯𝘷𝘦𝘴𝘵𝘪𝘯𝘨 𝘪𝘴 𝘢𝘣𝘰𝘶𝘵 𝘱𝘳𝘰𝘵𝘦𝘤𝘵𝘪𝘯𝘨 𝘢𝘨𝘢𝘪𝘯𝘴𝘵 𝘭𝘰𝘴𝘴𝘦𝘴, 𝘯𝘰𝘵 𝘫𝘶𝘴𝘵 𝘴𝘦𝘦𝘬𝘪𝘯𝘨 𝘨𝘢𝘪𝘯𝘴.”
— Benjamin Graha

Just like a true 𝕳𝖚𝖋𝖋𝖑𝖊𝖕𝖚𝖋𝖋, it’s about being 𝙥𝙖𝙩𝙞𝙚𝙣𝙩, 𝙙𝙞𝙡𝙞𝙜𝙚𝙣𝙩, and 𝙡𝙤𝙮𝙖𝙡 in handling the realities of the 𝙬𝙤𝙧𝙡𝙙 𝙤𝙛 𝙗𝙪𝙨𝙞𝙣𝙚𝙨𝙨. You don’t just chase the numbers—𝙮𝙤𝙪 𝙬𝙤𝙧𝙠 𝙝𝙖𝙧𝙙 𝙩𝙤 𝙪𝙣𝙙𝙚𝙧𝙨𝙩𝙖𝙣𝙙 them, 𝙨𝙩𝙖𝙮 𝙘𝙤𝙣𝙨𝙞𝙨𝙩𝙚𝙣𝙩 𝙞𝙣 𝙢𝙖𝙣𝙖𝙜𝙞𝙣𝙜 them, and treat every 𝙡𝙚𝙨𝙨𝙤𝙣 𝙖𝙨 𝙖 𝙛𝙤𝙪𝙣𝙙𝙖𝙩𝙞𝙤𝙣 toward 𝙨𝙩𝙚𝙖𝙙𝙮 𝙜𝙧𝙤𝙬𝙩𝙝 and 𝙡𝙖𝙨𝙩𝙞𝙣𝙜 𝙨𝙪𝙘𝙘𝙚𝙨𝙨.

‎Source: Team, I. (2025, July 10). Hedge: Definition and how it works in Investing. Investopedia. https://www.investopedia.com/terms/h/hedge.asp

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