Smb15a Homeowners Association

29/07/2026

FYI

16/05/2026

FYI

😵 𝗬𝗼𝘂 𝗣𝗮𝗶𝗱 𝗙𝗼𝗿 𝗧𝗵𝗲 𝗙𝗲𝗻𝗰𝗲. 𝗡𝗼𝘄 𝗧𝗵𝗲 𝗟𝗮𝘄 𝗦𝗮𝘆𝘀 𝗬𝗼𝘂𝗿 𝗡𝗲𝗶𝗴𝗵𝗯𝗼𝗿 𝗖𝗼-𝗼𝘄𝗻𝘀 𝗜𝘁?

First, we have to ask where your fence is actually built. This is the most critical question — and it changes everything.

Under 𝘈𝘳𝘵𝘪𝘤𝘭𝘦 𝘈𝘳𝘵𝘪𝘤𝘭𝘦 𝟺𝟹𝟶 of the Civil Code, you have the absolute right to build a fence anywhere 𝘪𝘯𝘴𝘪𝘥𝘦 your lot — even just a few centimeters from the boundary line. If your fence is entirely within your property, it is 𝟏𝟎𝟎% 𝘺𝘰𝘶𝘳𝘴. Your neighbor has zero legal right to use it, attach anything to it, or make any claim over it — 𝘸𝘪𝘵𝘩𝘰𝘶𝘵 𝘺𝘰𝘶𝘳 𝘤𝘰𝘯𝘴𝘦𝘯𝘵.

But if your fence sits 𝘦𝘹𝘢𝘤𝘵𝘭𝘺 𝘰𝘯 𝘵𝘩𝘦 𝘣𝘰𝘶𝘯𝘥𝘢𝘳𝘺 𝘭𝘪𝘯𝘦? That's where it gets complicated. Philippine law — and consistent Supreme Court doctrine — presumes that a concrete wall built directly on the dividing line is a 𝘱𝘢𝘳𝘵𝘺 𝘸𝘢𝘭𝘭, co-owned by both neighbors.

⚖️ 𝗣𝗮𝗿𝘁𝘆 𝗪𝗮𝗹𝗹: 𝗪𝗵𝗮𝘁 𝗗𝗼𝗲𝘀 𝗧𝗵𝗮𝘁 𝗠𝗲𝗮𝗻 𝗙𝗼𝗿 𝗬𝗼𝘂?

Under 𝘈𝘳𝘵𝘪𝘤𝘭𝘦𝘴 𝟼𝟻𝟾–𝟼𝟼𝟼 of the Civil Code, if the wall is co-owned:

• Your neighbor 𝘮𝘢𝘺 attach structures to it — but cannot damage it.
• They 𝘤𝘢𝘯𝘯𝘰𝘵 increase its height or alter it without your consent.
• AND — here's the part people usually don't know — if 𝘺𝘰𝘶 paid for the wall and they start benefiting from it by enclosing their property, you can demand they pay you 𝘩𝘢𝘭𝘧 𝘪𝘵𝘴 𝘤𝘶𝘳𝘳𝘦𝘯𝘵 𝘢𝘱𝘱𝘳𝘢𝘪𝘴𝘦𝘥 𝘷𝘢𝘭𝘶𝘦.

💡 𝗣𝗿𝗮𝗰𝘁𝗶𝗰𝗮𝗹 𝗧𝗶𝗽𝘀 𝗧𝗼 𝗣𝗿𝗼𝘁𝗲𝗰𝘁 𝗬𝗼𝘂𝗿𝘀𝗲𝗹𝗳

✔ Build your fence at least 5–10 cm 𝘪𝘯𝘴𝘪𝘥𝘦 your boundary — it stays 100% yours.
✔ Have a licensed 𝘨𝘦𝘰𝘥𝘦𝘵𝘪𝘤 𝘦𝘯𝘨𝘪𝘯𝘦𝘦𝘳 verify the lot boundaries 𝘣𝘦𝘧𝘰𝘳𝘦 building.
✔ If your neighbor starts using your wall without permission, 𝘴𝘦𝘯𝘥 𝘢 𝘧𝘰𝘳𝘮𝘢𝘭 𝘥𝘦𝘮𝘢𝘯𝘥 𝘭𝘦𝘵𝘵𝘦𝘳 immediately.
✔ Any dispute? You must go through 𝘣𝘢𝘳𝘢𝘯𝘨𝘢𝘺 𝘤𝘰𝘯𝘤𝘪𝘭𝘪𝘢𝘵𝘪𝘰𝘯 first before going to court — it's required by law.

🏆 𝗕𝗼𝘁𝘁𝗼𝗺 𝗟𝗶𝗻𝗲

Your fence = your rules — 𝘣𝘶𝘵 𝘰𝘯𝘭𝘺 𝘪𝘧 𝘪𝘵'𝘴 𝘤𝘭𝘦𝘢𝘳𝘭𝘺 𝘪𝘯𝘴𝘪𝘥𝘦 𝘺𝘰𝘶𝘳 𝘭𝘰𝘵. The moment it sits on the boundary line, you share it — whether you like it or not. So be smart about where you build it.

📌 𝗦𝗼𝘂𝗿𝗰𝗲𝘀

• Civil Code of the Philippines, Articles 430, 658–666
• Supreme Court decisions on party wall doctrine (Amor v. Flores, G.R. No. L-9356, 1957; Tecnogas Philippines v. CA, G.R. No. 108405, 1997)
• Katarungang Pambarangay Law (Local Government Code of 1991, R.A. 7160)

👉 Follow Phil. Property Expert for more discussions like this.

15/04/2026

Broker Tip:
𝗞𝗡𝗢𝗪 𝗧𝗛𝗘 𝗗𝗜𝗙𝗙𝗘𝗥𝗘𝗡𝗖𝗘 𝗕𝗘𝗧𝗪𝗘𝗘𝗡 𝗬𝗢𝗨𝗥 𝗟𝗢𝗧 𝗔𝗡𝗗 𝗧𝗛𝗘 𝗦𝗧𝗥𝗘𝗘𝗧.

It’s one of the biggest headaches in subdivision living: a neighbor’s car blocking your driveway or narrowing the road. Before you call the HOA or the police, you need to understand the "status" of that road.

📍 THE PROPERTY LINE:
As a homeowner, your absolute ownership usually ends at your property line (yung boundary ng lote mo based on your Title). The space beyond that—including the sidewalk and the road—is considered a "common area" or a public space.

📍 THE "RULES OF THE HOUSE":
Most subdivisions have a Deed of Restrictions. This is a document you signed when you bought the property. It often contains specific rules about keeping the roads clear for emergency vehicles and neighborhood aesthetics. The HOA’s authority to fine or restrict parking usually comes from these private agreements.

📍 THE LGU FACTOR:
If the developer has already turned over the roads to the City or Municipality, the HOA might not have the final say anymore. At that point, the road is public, and parking is governed by local traffic ordinances, not just subdivision "house rules."

BROKER'S ADVICE:
Real estate isn't just about the house; it’s about the community rules you're buying into. Always ask for the Deed of Restrictions and the HOA By-laws before you move in. If you have multiple cars, the safest bet is always to ensure your garage can accommodate them. 🏛️🏘️

Disclaimer: This post is for educational and marketing purposes only and does not constitute legal advice. For specific legal concerns, always consult with a licensed attorney.

13/01/2026

Get ready!!!

07/01/2026

01/12/2025

We are officially opening the search for the next Mrs. Sto. Niño 2026! This is more than a pageant; it is a journey to honor the beauty of motherhood!

​We are looking for women who:
​✨ Embody grace under pressure.
​✨ Are pillars of their families and community.
​✨ Wish to inspire others through their story.

​It’s time to step into the light, Mom. You do so much for everyone else—now let us celebrate YOU.

24/11/2025

OPEN LETTER TO OUR RENTERS / TENANTS

​To our valued residents in SMB15A:

​Nakarating po sa pamunuan ng SMB15A HOA ang hinaing ng ilan sa ating mga renters. Ramdam po namin ang inyong tampo dahil sa pakiramdam na "nalalampasan" kayo tuwing may dumarating na ayuda o assistance mula sa gobyerno.

​Gusto po naming linawin ang isyung ito para sa ikapapanatag ng loob ng lahat. ​Ang HOA po ay tumutulong sa pag-submit ng listahan sa Barangay o LGU. Ngunit, ang listahang ito ay base lamang sa official records na nasa aming tanggapan.

​Bakit po kayo nalalampasan? - Kadalasan, ito ay dahil hindi po kayo nire-report o nire-rehistro ng inyong Landlord (Unit Owner) sa HOA.
​
Kung hindi po kayo naka-rehistro, wala po kayong record sa amin. Bilang organisasyon, kailangan po naming maging tapat sa datos. Ang basehan ng pagbibigay ng ayuda ay factual data (opisyal na listahan), at hindi pwedeng ibase sa "kutob" o hula lamang kung sino ang nakatira sa bawat unit.

​Hindi po namin kayo gustong kalimutan. Ngunit hindi po namin mailalagay sa listahan ang pangalang wala sa aming record.

​Ano ang pwede ninyong gawin?

• ​Kausapin ang inyong Landlord at tanungin kung nai-report na ba kayo sa HOA bilang tenant.

• ​Pumunta o puntahan ang isa sa mga HOA Officers para i-update ang inyong record o census form.

​Tulungan niyo po kaming tulungan kayo. Siguraduhin nating lahat tayo ay "accounted for" para walang maiwan.

​Maraming Salamat po,

​SMB15A HOA President