Junior Financial Executives - CSPC Chapter

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Junior Financial Executives - CSPC Chapter is the premier student organization of the BSBA-FM Program

18/10/2026

𝗪𝗘𝗟𝗟 𝗣𝗟𝗔𝗬𝗘𝗗, 𝗢𝗨𝗥 𝗕𝗦𝗕𝗔-𝗙𝗠 𝗦𝗖𝗨𝗔𝗔 𝟮𝟬𝟮𝟲 𝗗𝗘𝗟𝗘𝗚𝗔𝗧𝗘𝗦!

The JFINEX-CSPC Chapter congratulates 𝗖𝗵𝗲𝗿𝗿𝘆 𝗥𝗼𝘀𝗲 𝗟𝗹𝗮𝗴𝗮𝘀 and 𝗫𝗶𝗼𝗺𝗮𝗿𝗮 𝗦𝗵𝗮𝗻𝗱𝗶 𝗕𝗲𝗹𝗮𝗿𝗱𝗼 for representing CSPC and the BSBA-FM community at the Regional SCUAA Meet 2026!

Competing at the regional level takes determination and courage, and we are proud of our delegates for representing our institution in their respective events.

𝗖𝗛𝗘𝗥𝗥𝗬 𝗥𝗢𝗦𝗘 𝗟𝗟𝗔𝗚𝗔𝗦
Silver Medalist (Chess Women's Team Category)

𝗫𝗜𝗢𝗠𝗔𝗥𝗔 𝗦𝗛𝗔𝗡𝗗𝗜 𝗕𝗘𝗟𝗔𝗥𝗗𝗢
5th place - Women’s 5km run
7th place - Women’s 3km run
4th place - Women’s 100x4 relay
4th place - Women’s 400x 4 relay

We commend both delegates for taking on this challenge and giving their best throughout the competition. Your JFINEX family is proud of you!

Congratulations, our delegates!

Caption:
𝗝𝗮𝗰𝗸𝘆 𝗔𝗺𝗲𝗿𝗮 𝗘𝘃𝗮𝗻𝗴𝗲𝗹𝗶𝘀𝘁𝗮 | 𝘊𝘙𝘖, 𝘑𝘍𝘐𝘕𝘌𝘟, 𝘊𝘚𝘗𝘊

‎Layout:
‎𝗚𝗲𝗺 𝗘𝗹𝗼𝗶𝘀𝗮 𝗘𝗰𝗹𝗮𝗿𝗶𝗻𝗮𝗹 | 𝘚𝘕𝘊, 𝘑𝘍𝘐𝘕𝘌𝘟, 𝘊𝘚𝘗𝘊

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16/10/2026

𝙁𝙄𝙉𝙏𝙄𝙋𝙎 𝙁𝙍𝙄𝘿𝘼𝙔!
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‎𝗣𝘂𝘁 𝗧𝗶𝗺𝗲 𝗼𝗻 𝗬𝗼𝘂𝗿 𝗦𝗶𝗱𝗲 𝘄𝗶𝘁𝗵 𝗖𝗼𝗺𝗽𝗼𝘂𝗻𝗱 𝗜𝗻𝘁𝗲𝗿𝗲𝘀𝘁
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‎Most students assume that investment is something reserved for the corporate workers who have big salaries or even finance degrees. But the best asset to use in order to create wealth is not your income; it is time.
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‎With compound interest, you don’t earn interest just on your principal amount but on the interest itself that keeps compounding. Even little sums of money when invested consistently will grow at a much faster rate if done while in college.
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"Youth is your superpower" in saving money. Delaying for five or ten years before starting to invest means that you will have to save double the amount of money in the future to attain the same objective.
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‎Make first steps and be consistent. Let time make the rest of the work for you.
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‎Source: Investor.gov
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15/10/2026

𝗙𝗢𝗨𝗥 𝗪𝗘𝗘𝗞𝗦 𝗨𝗡𝗧𝗜𝗟 𝗪𝗘 𝗥𝗘𝗜𝗠𝗔𝗚𝗜𝗡𝗘 𝗧𝗛𝗘 𝗙𝗨𝗧𝗨𝗥𝗘 𝗢𝗙 𝗙𝗜𝗡𝗔𝗡𝗖𝗘!

The future is digital. The possibilities are limitless. And the way we understand finance is ready for a new perspective.

The countdown to the 𝟯𝗿𝗱 𝗝𝗙𝗜𝗡𝗘𝗫-𝗖𝗦𝗣𝗖 𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗖𝗼𝗻𝘃𝗲𝗻𝘁𝗶𝗼𝗻 has officially begun! On 𝗡𝗼𝘃𝗲𝗺𝗯𝗲𝗿 𝟭𝟮, 𝟮𝟬𝟮𝟲, we gather at the 𝗖𝗦𝗣𝗖 𝗔𝘂𝗱𝗶𝘁𝗼𝗿𝗶𝘂𝗺 to explore new perspectives, embrace innovation, and discover how technology is reshaping the financial landscape.

Guided by this year's theme, “𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗥𝗲𝗶𝗺𝗮𝗴𝗶𝗻𝗲𝗱 𝗳𝗼𝗿 𝗮 𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗙𝘂𝘁𝘂𝗿𝗲,” this convention is more than a countdown to an event. It is a step toward a future where fresh ideas, digital innovation, and financial leadership come together to create new possibilities.

Four weeks to prepare. Four weeks to get inspired. Four weeks until we challenge what we know and 𝗿𝗲𝗶𝗺𝗮𝗴𝗶𝗻𝗲 𝘄𝗵𝗮𝘁 𝗳𝗶𝗻𝗮𝗻𝗰𝗲 𝗰𝗮𝗻 𝗯𝗲.

𝗧𝗵𝗲 𝗰𝗼𝘂𝗻𝘁𝗱𝗼𝘄𝗻 𝗶𝘀 𝗼𝗻. 𝗔𝗿𝗲 𝘆𝗼𝘂 𝗿𝗲𝗮𝗱𝘆?

Caption:
𝗝𝗮𝗰𝗸𝘆 𝗔𝗺𝗲𝗿𝗮 𝗘𝘃𝗮𝗻𝗴𝗲𝗹𝗶𝘀𝘁𝗮 | 𝘊𝘙𝘖, 𝘑𝘍𝘐𝘕𝘌𝘟, 𝘊𝘚𝘗𝘊
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‎Layout:
‎𝗡𝗶𝗰𝗼𝗹𝗲 𝗔𝗻𝗴𝗲𝗹𝗮 𝗠𝗼𝗿𝗲𝗻𝗼 | 𝘏𝘌𝘈𝘋 𝘚𝘕𝘊, 𝘑𝘍𝘐𝘕𝘌𝘟, 𝘊𝘚𝘗𝘊

14/10/2026

𝙁𝙞𝙣𝙖𝙣𝙘𝙚 𝙒𝙤𝙧𝙙 𝙁𝙧𝙚𝙣𝙯𝙮!

Tariff
[ ˈter-əf ]

Tariffs are taxes on imported goods intended to protect domestic industries, raise revenue, or pressure another country to change a particular behavior. Most countries are limited by their natural resources and ability to produce certain goods and services.

They trade with other countries to get what their population needs. However, trade isn't always conducted in an amenable manner between trading partners. Policies, geopolitics, competition, and many other factors can make trading partners unhappy.

Source: Investopedia

13/10/2026

𝗜𝗧ʼ𝗦 𝗖𝗥𝗜𝗦𝗛𝗔ʼ𝗦 𝗗𝗔𝗬!

The JFINEX-CSPC Chapter sends its birthday greetings to 𝗖𝗿𝗶𝘀𝗵𝗮 𝗠𝗮𝗲 𝗢. 𝗦𝗲𝗽𝘁𝗼, our Gender and Development Champion!

We hope you get to enjoy your birthday to the fullest, doing the things you love and sharing plenty of laughs with the people closest to you.

Here’s to another solid year ahead with great moments, good company, and plenty of things to look forward to!

With love and best wishes,
𝗬𝗼𝘂𝗿 𝗝𝗙𝗜𝗡𝗘𝗫 𝗙𝗮𝗺𝗶𝗹𝘆

12/10/2026

𝐅𝐈𝐍𝐅𝐀𝐂𝐓 𝐌𝐎𝐍𝐃𝐀𝐘!

𝗗𝗶𝗱 𝘆𝗼𝘂 𝗸𝗻𝗼𝘄 𝘁𝗵𝗮𝘁 𝗽𝗼𝗼𝗿 𝗰𝗿𝗲𝗱𝗶𝘁 𝗺𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 𝗰𝗮𝗻 𝗹𝗲𝗮𝗱 𝘁𝗼 𝗯𝗮𝗱 𝗱𝗲𝗯𝘁𝘀 𝗮𝗻𝗱 𝗰𝗮𝘀𝗵 𝗳𝗹𝗼𝘄 𝗽𝗿𝗼𝗯𝗹𝗲𝗺𝘀?

Credit management helps businesses assess borrowers, set credit limits, and monitor payments. Before granting credit, businesses need to check a borrower's financial information and ability to pay. This helps reduce the risk of unpaid debts and supports long-term profitability.

Remember, giving credit is not just about lending money. It's about making sure that the money lent can be collected.

Source: Flores, M. F. (2023). Credit and collection. Unlimited Books Library Services & Publishing Inc.

12/10/2026

𝗜𝗡 𝗣𝗛𝗢𝗧𝗢𝗦 | 𝗣𝗥𝗢𝗝𝗘𝗖𝗧 𝗦𝗜𝗟𝗬𝗔𝗕 𝟮𝟬𝟮𝟲

Student leaders gathered for 𝗣𝗥𝗢𝗝𝗘𝗖𝗧 𝗦𝗜𝗟𝗬𝗔𝗕 𝟮𝟬𝟮𝟲 on 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟭𝟭, 𝟮𝟬𝟮𝟲, under the theme “𝗦𝘁𝗿𝗲𝗻𝗴𝘁𝗵𝗲𝗻𝗶𝗻𝗴 𝗟𝗲𝗮𝗱𝗲𝗿𝘀𝗵𝗶𝗽, 𝗕𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝗖𝗮𝗽𝗮𝗰𝗶𝘁𝘆, 𝗮𝗻𝗱 𝗦𝗵𝗮𝗽𝗶𝗻𝗴 𝗘𝗳𝗳𝗲𝗰𝘁𝗶𝘃𝗲 𝗦𝘁𝘂𝗱𝗲𝗻𝘁 𝗚𝗼𝘃𝗲𝗿𝗻𝗮𝗻𝗰𝗲.”

Representing the JFINEX-CSPC Chapter, our student leaders joined fellow campus leaders in this initiative aimed at strengthening their leadership skills and understanding of effective student governance.

The program featured discussions with invited speakers at the CSPC Amphitheater, followed by games and recreational activities at the CSPC Gymnasium, giving student leaders a chance to learn from one another and connect outside their usual organizational roles.

As the JFINEX-CSPC Chapter continues to serve the BSBA-FM community, the insights gained from this gathering serve as a reminder that good leadership begins with the willingness to learn and the commitment to serve.

11/10/2026

𝗥𝗘𝗚𝗜𝗢𝗡𝗔𝗟 𝗦𝗖𝗨𝗔𝗔 𝟮𝟬𝟮𝟲 | 𝗠𝗘𝗘𝗧 𝗢𝗨𝗥 𝗗𝗘𝗟𝗘𝗚𝗔𝗧𝗘𝗦

The JFINEX-CSPC Chapter proudly recognizes our student-athletes representing the CSPC at the 𝗥𝗲𝗴𝗶𝗼𝗻𝗮𝗹 𝗦𝘁𝗮𝘁𝗲 𝗖𝗼𝗹𝗹𝗲𝗴𝗲𝘀 𝗮𝗻𝗱 𝗨𝗻𝗶𝘃𝗲𝗿𝘀𝗶𝘁𝗶𝗲𝘀 𝗔𝘁𝗵𝗹𝗲𝘁𝗶𝗰 𝗔𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗶𝗼𝗻 (𝗦𝗖𝗨𝗔𝗔) 𝟮𝟬𝟮𝟲, happening on 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟭𝟮–𝟭𝟳, 𝟮𝟬𝟮𝟲, at 𝗣𝗮𝗿𝘁𝗶𝗱𝗼 𝗦𝘁𝗮𝘁𝗲 𝗨𝗻𝗶𝘃𝗲𝗿𝘀𝗶𝘁𝘆.

𝗖𝗵𝗲𝗿𝗿𝘆 𝗥𝗼𝘀𝗲 𝗟𝗹𝗮𝗴𝗮𝘀 - Chess Women
𝗫𝗶𝗼𝗺𝗮𝗿𝗮 𝗦𝗵𝗮𝗻𝗱𝗶 𝗕. 𝗕𝗲𝗹𝗮𝗿𝗱𝗼 - Athletics
* 10,000-meter run
* 5,000-meter run
* 3,000-meter run
* 4×400-meter relay
* 4×100-meter relay

Step onto the field with confidence and enjoy every moment of the competition. The entire BSBA-FM community is cheering for you every step of the way!

𝗕𝗲𝘀𝘁 𝗼𝗳 𝗹𝘂𝗰𝗸, 𝗮𝘁𝗵𝗹𝗲𝘁𝗲𝘀! 𝗪𝗲’𝗿𝗲 𝗮𝗹𝗹-𝗼𝘂𝘁 𝘀𝘂𝗽𝗽𝗼𝗿𝘁𝗶𝗻𝗴 𝘆𝗼𝘂!

Caption:
𝗝𝗮𝗰𝗸𝘆 𝗔𝗺𝗲𝗿𝗮 𝗘𝘃𝗮𝗻𝗴𝗲𝗹𝗶𝘀𝘁𝗮 | 𝘊𝘙𝘖, 𝘑𝘍𝘐𝘕𝘌𝘟, 𝘊𝘚𝘗𝘊
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‎Layout:
‎𝗡𝗶𝗰𝗼𝗹𝗲 𝗔𝗻𝗴𝗲𝗹𝗮 𝗠𝗼𝗿𝗲𝗻𝗼 | 𝘏𝘌𝘈𝘋 𝘚𝘕𝘊, 𝘑𝘍𝘐𝘕𝘌𝘟, 𝘊𝘚𝘗𝘊

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11/10/2026

𝗔 𝗣𝗔𝗥𝗧𝗡𝗘𝗥𝗦𝗛𝗜𝗣 𝗧𝗛𝗔𝗧 𝗜𝗡𝗩𝗘𝗦𝗧𝗦 𝗜𝗡 𝗧𝗛𝗘 𝗙𝗨𝗧𝗨𝗥𝗘

The JFINEX-CSPC Chapter extends its appreciation to COL Financial Group, Inc. for its continued efforts to promote financial literacy and investment awareness among students.

Held last 𝗝𝘂𝗹𝘆 𝟮𝟱, 𝟮𝟬𝟮𝟲, Initiatives such as the Your First Portfolio program help introduce young individuals to the world of investing and encourage them to become more informed in making financial decisions.

We recognize the value of initiatives that make financial education more accessible to students and help build a stronger foundation for their future.

Here’s to a future where more students are equipped with the knowledge to make informed financial choices.

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10/10/2026

𝗧𝗛𝗘 𝗡𝗘𝗫𝗧 𝗕𝗜𝗚 𝗜𝗗𝗘𝗔 𝗜𝗡 𝗙𝗜𝗡𝗔𝗡𝗖𝗘 𝗖𝗢𝗨𝗟𝗗 𝗦𝗧𝗔𝗥𝗧 𝗪𝗜𝗧𝗛 𝗬𝗢𝗨.

Finance is evolving. Technology is opening new possibilities, and research is helping us discover solutions to the challenges that lie ahead. But what does the future of finance look like? The answers may begin with the ideas we dare to explore today.

On 𝗡𝗼𝘃𝗲𝗺𝗯𝗲𝗿 𝟭𝟮, 𝟮𝟬𝟮𝟲, the 𝟯𝗿𝗱 𝗝𝗙𝗜𝗡𝗘𝗫-𝗖𝗦𝗣𝗖 𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗖𝗼𝗻𝘃𝗲𝗻𝘁𝗶𝗼𝗻 (𝟯𝗝𝗖𝗙𝗖) brings together aspiring finance professionals through the 𝗜𝗻𝘁𝗲𝗿-𝗖𝗼𝗹𝗹𝗲𝗴𝗶𝗮𝘁𝗲 𝗥𝗲𝘀𝗲𝗮𝗿𝗰𝗵 𝗖𝗼𝗹𝗹𝗼𝗾𝘂𝗶𝘂𝗺 (𝗜𝗖𝗥𝗖), where research meets innovation and fresh perspectives take center stage.

Under the theme “𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗥𝗲𝗶𝗺𝗮𝗴𝗶𝗻𝗲𝗱 𝗳𝗼𝗿 𝗮 𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗙𝘂𝘁𝘂𝗿𝗲,” finance student and researchers from across the Bicol Region will present their studies, defend their insights, and explore research-driven approaches to the evolving financial and economic landscape.

Because reimagining finance takes more than keeping up with change. It takes the courage to question, the curiosity to discover, and the vision to create better possibilities.

Registration link: https://forms.gle/ZfxYumJUkdhShsi3A

𝗡𝗼𝘁𝗲: Official participation is strictly open to college students who are currently enrolled in a Bachelor of Science in Business Administration, Major in Financial Management (BSBA-FM) or majoring in Finance from recognized Higher Education Institutions across the Bicol Region.

Registration will be open until 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟯, 𝟮𝟬𝟮𝟲, 𝟭𝟭:𝟱𝟵 𝗣𝗠, or until all 10 slots are filled, whichever comes first. Only officially registered participants will be accommodated.

𝗧𝗵𝗶𝗻𝗸 𝗯𝗼𝗹𝗱𝗹𝘆. 𝗥𝗲𝘀𝗲𝗮𝗿𝗰𝗵 𝗱𝗲𝗲𝗽𝗹𝘆. 𝗥𝗲𝗶𝗺𝗮𝗴𝗶𝗻𝗲 𝘁𝗵𝗲 𝗳𝘂𝘁𝘂𝗿𝗲 𝗼𝗳 𝗳𝗶𝗻𝗮𝗻𝗰𝗲.

Caption:
𝗝𝗮𝗰𝗸𝘆 𝗔𝗺𝗲𝗿𝗮 𝗘𝘃𝗮𝗻𝗴𝗲𝗹𝗶𝘀𝘁𝗮 | 𝘊𝘙𝘖, 𝘑𝘍𝘐𝘕𝘌𝘟, 𝘊𝘚𝘗𝘊
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‎𝗡𝗶𝗰𝗼𝗹𝗲 𝗔𝗻𝗴𝗲𝗹𝗮 𝗠𝗼𝗿𝗲𝗻𝗼 | 𝘏𝘌𝘈𝘋 𝘚𝘕𝘊, 𝘑𝘍𝘐𝘕𝘌𝘟, 𝘊𝘚𝘗𝘊

Address

CSPC
Nabua
4434

Telephone

+639664851404

Website

https://cspc.edu.ph/

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