Junior Financial Executives - CSPC Chapter

Junior Financial Executives - CSPC Chapter Junior Financial Executives - CSPC Chapter is the premier student organization of the BSBA-FM Program

𝙁𝙞𝙣𝙖𝙣𝙘𝙚 𝙒𝙤𝙧𝙙 𝙁𝙧𝙚𝙣𝙯𝙮!Creditworthiness [kreh·di·twur·thee·nuhs]Creditworthiness is a measure of how reliable a person or b...
15/04/2026

𝙁𝙞𝙣𝙖𝙣𝙘𝙚 𝙒𝙤𝙧𝙙 𝙁𝙧𝙚𝙣𝙯𝙮!

Creditworthiness
[kreh·di·twur·thee·nuhs]

Creditworthiness is a measure of how reliable a person or business is in repaying borrowed money. It is based on factors such as payment history, income, and existing debts. Lenders use creditworthiness to decide whether to approve a loan and determine the terms, like interest rates and loan amount.

Source: Investopedia



𝐄𝐗𝐄𝐂𝐔𝐓𝐈𝐕𝐄 𝐂𝐎𝐔𝐍𝐂𝐈𝐋 𝐍𝐎𝐓𝐈𝐂𝐄 | 𝐑𝐞𝐬𝐨𝐥𝐮𝐭𝐢𝐨𝐧 𝐍𝐨. 𝟓The JFINEX – CSPC Chapter hereby approves Resolution No. 5, s. 2025–2026, con...
10/04/2026

𝐄𝐗𝐄𝐂𝐔𝐓𝐈𝐕𝐄 𝐂𝐎𝐔𝐍𝐂𝐈𝐋 𝐍𝐎𝐓𝐈𝐂𝐄 | 𝐑𝐞𝐬𝐨𝐥𝐮𝐭𝐢𝐨𝐧 𝐍𝐨. 𝟓

The JFINEX – CSPC Chapter hereby approves Resolution No. 5, s. 2025–2026, confirming the appointment of Clint Joffre F. Lanuzo as the Gender and Development (GAD) Champion of the Junior Financial Executives – CSPC Chapter for the Academic Year 2025–2026.

For the full details, you may access the link below:

https://drive.google.com/file/d/1gLNnvjFZ0ZiLr1ct635_4KXIoyiPbGVh/view?usp=sharing



𝐅𝐈𝐍𝐅𝐀𝐂𝐓 𝐌𝐎𝐍𝐃𝐀𝐘 Did you know? You can now use crypto as collateral for a home loan.A new crypto-backed mortgage—developed...
06/04/2026

𝐅𝐈𝐍𝐅𝐀𝐂𝐓 𝐌𝐎𝐍𝐃𝐀𝐘

Did you know? You can now use crypto as collateral for a home loan.

A new crypto-backed mortgage—developed by Better Home & Finance in partnership with Coinbase—allows buyers to pledge assets like Bitcoin or USD Coin (USDC) as collateral while keeping ownership of their crypto.

What makes it notable is that these loans may be accepted by Fannie Mae, potentially giving borrowers access to more competitive mortgage rates under “conforming” standards.

This innovation highlights how digital assets are moving beyond trading—into real-world financial use cases like homeownership.

Source: Investopedia



𝐋𝐄𝐆𝐈𝐒𝐋𝐀𝐓𝐈𝐕𝐄 𝐍𝐎𝐓𝐈𝐂𝐄 | 𝐑𝐞𝐬𝐨𝐥𝐮𝐭𝐢𝐨𝐧 𝐍𝐨. 𝟒The JFINEX – CSPC Chapter Legislative Council announces the adoption of Resolution ...
01/04/2026

𝐋𝐄𝐆𝐈𝐒𝐋𝐀𝐓𝐈𝐕𝐄 𝐍𝐎𝐓𝐈𝐂𝐄 | 𝐑𝐞𝐬𝐨𝐥𝐮𝐭𝐢𝐨𝐧 𝐍𝐨. 𝟒

The JFINEX – CSPC Chapter Legislative Council announces the adoption of Resolution No. 4, s. 2025–2026, formally accepting the resignation of Angela Luizze S. Toca from her position as Social Networking Champion.

For the full details, you may access the link below:
https://drive.google.com/file/d/1rvGwNKr1d_J2_WSLqVfUa95sOOgDZ9l9/view?usp=sharing



𝐋𝐄𝐆𝐈𝐒𝐋𝐀𝐓𝐈𝐕𝐄 𝐍𝐎𝐓𝐈𝐂𝐄 | 𝐑𝐞𝐬𝐨𝐥𝐮𝐭𝐢𝐨𝐧 𝐍𝐨. 𝟑The JFINEX – CSPC Chapter Legislative Council announces the adoption of Resolution ...
01/04/2026

𝐋𝐄𝐆𝐈𝐒𝐋𝐀𝐓𝐈𝐕𝐄 𝐍𝐎𝐓𝐈𝐂𝐄 | 𝐑𝐞𝐬𝐨𝐥𝐮𝐭𝐢𝐨𝐧 𝐍𝐨. 𝟑

The JFINEX – CSPC Chapter Legislative Council announces the adoption of Resolution No. 3, s. 2025–2026, formally accepting the resignation of Kwen Nicole L. Magistrado from her position as Gender and Development Champion.

For the full details, you may access the link below:
https://drive.google.com/file/d/16t4bA5xJWWZ1kl1OW928r-V7BFc048wA/view?usp=sharing



𝐅𝐈𝐍𝐅𝐀𝐂𝐓 𝐌𝐎𝐍𝐃𝐀𝐘EURO: The World's  #2 CurrencyAccording to blue News, Euro is the second most important currency in the wo...
30/03/2026

𝐅𝐈𝐍𝐅𝐀𝐂𝐓 𝐌𝐎𝐍𝐃𝐀𝐘

EURO: The World's #2 Currency

According to blue News, Euro is the second most important currency in the world after the US dollar. As stated by the European Central Bank President Christine Lagarde, the euro’s global strength rests on sound policies and strong, rule-based institutions, with the rule of law being essential to sustaining confidence. By bolstering resilience, she urged deeper integration of Europe’s financial and capital markets through greater unity to fully realize their potential in a fast-changing environment.

The reason why Euro (€) is considered as the 2nd best currency in the world is because of its global importance. In international finance, Euro (€) is widely used in global bond and loam markets. Its reserve currency holds around 20% of global foreign exchange reserves, making it the second-largest reserve currency after the USD.

In essence, the Euro (€) serves as a pillar of global finance and reserves second to the USD combining stability, liquidity, and institutional trust. It is also underpinned by sound policies in the euro area and rules-based institutions while upholding the rule of law for maintaining, and potentially increasing, global trust in the euro.

Source: https://leap-insights.org/2025/07/04/ecb-report-euro-maintains-stableinternational-role-as-worlds-second-mostimportant-currency/



29/03/2026

𝐅𝐢𝐧𝐑𝐞𝐞𝐥𝐬 | 𝐖𝐨𝐦𝐞𝐧’𝐬 𝐌𝐨𝐧𝐭𝐡 𝐄𝐝𝐢𝐭𝐢𝐨𝐧

As we close Women’s Month, today’s FinReels is dedicated to honoring the women in our community who continue to rise, lead, and redefine what it means to strive for excellence despite the hurdles they encounter. Beyond their stories lies the undeniable power of the women’s peso which proves that women are not just participants in finance, but leaders and changemakers within it. Their stories are not just worth telling, they are worth celebrating, amplifying, and remembering.

This special feature is brought to you in collaboration with the Junior Financial Executives-CSPC Chapter and The ANALYST.

𝘊𝘢𝘱𝘵𝘪𝘰𝘯 𝘣𝘺 𝘚𝘵𝘦𝘱𝘩𝘢𝘯𝘪𝘦 𝘍𝘢𝘺𝘦 𝘕𝘰𝘦𝘭
𝘍𝘦𝘢𝘵𝘶𝘳𝘪𝘯𝘨 𝘑𝘩𝘰𝘢𝘯𝘯𝘢 𝘗𝘳𝘪𝘯𝘤𝘦𝘴𝘴 𝘊𝘢𝘺𝘢, 𝘑𝘦𝘴𝘴𝘪𝘤𝘢 𝘑𝘢𝘴𝘮𝘪𝘯 𝘉𝘶𝘦𝘯𝘰
𝘌𝘥𝘪𝘵𝘦𝘥 𝘣𝘺 𝘔𝘢. 𝘒𝘺𝘭𝘢 𝘙𝘩𝘪𝘻 𝘈𝘨𝘶𝘪𝘭𝘢
𝘝𝘪𝘥𝘦𝘰𝘨𝘳𝘢𝘱𝘩𝘺 𝘣𝘺 𝘓𝘢𝘸𝘳𝘦𝘯𝘤𝘦 𝘉𝘢𝘯𝘤𝘦, 𝘙𝘦𝘯𝘤𝘭𝘭𝘦 𝘌𝘴𝘤𝘰𝘭𝘢𝘯𝘰, 𝘊𝘢𝘴𝘴𝘢𝘯𝘥𝘳𝘢 𝘑𝘪𝘭𝘭 𝘊𝘰𝘳𝘵𝘦𝘻



𝐈𝐍 𝐏𝐇𝐎𝐓𝐎𝐒 | 𝐁𝐒𝐁𝐀-𝐅𝐌 𝐈𝐧𝐝𝐮𝐬𝐭𝐫𝐲 𝐄𝐱𝐩𝐨𝐬𝐮𝐫𝐞 𝟐𝟎𝟐𝟔The JFINEX–CSPC Chapter successfully organized the BSBA–FM Industry Exposure 2...
29/03/2026

𝐈𝐍 𝐏𝐇𝐎𝐓𝐎𝐒 | 𝐁𝐒𝐁𝐀-𝐅𝐌 𝐈𝐧𝐝𝐮𝐬𝐭𝐫𝐲 𝐄𝐱𝐩𝐨𝐬𝐮𝐫𝐞 𝟐𝟎𝟐𝟔

The JFINEX–CSPC Chapter successfully organized the BSBA–FM Industry Exposure 2026, anchored on the theme “Navigating the Financial Ecosystem.”

Held from March 22 to 27 across Metro Manila, Laguna, and Tagaytay City, the avtivity brought together Level I and Level II students for a week of immersive, hands-on learning and real-world exposure in the finance industry.

Aligned with the academic requirements of the courses Good Governance and Social Responsibility and Banking and Financial Institutions, the activity provided students with practical insights beyond the classroom.

Through company visits, learning sessions, and field activities, students developed a deeper understanding of the financial sector while strengthening the skills needed for their future careers.



𝗧𝗛𝗘 𝗪𝗔𝗜𝗧 𝗜𝗦 𝗢𝗩𝗘𝗥!𝗕𝗦𝗕𝗔-𝗙𝗠 𝗜𝗻𝗱𝘂𝘀𝘁𝗿𝘆 𝗘𝘅𝗽𝗼𝘀𝘂𝗿𝗲 𝟮𝟬𝟮𝟲 𝗶𝘀 𝗳𝗶𝗻𝗮𝗹𝗹𝘆 𝗵𝗲𝗿𝗲!From March 22–27, 2026, in Metro Manila, Laguna, and Tag...
21/03/2026

𝗧𝗛𝗘 𝗪𝗔𝗜𝗧 𝗜𝗦 𝗢𝗩𝗘𝗥!

𝗕𝗦𝗕𝗔-𝗙𝗠 𝗜𝗻𝗱𝘂𝘀𝘁𝗿𝘆 𝗘𝘅𝗽𝗼𝘀𝘂𝗿𝗲 𝟮𝟬𝟮𝟲 𝗶𝘀 𝗳𝗶𝗻𝗮𝗹𝗹𝘆 𝗵𝗲𝗿𝗲!

From March 22–27, 2026, in Metro Manila, Laguna, and Tagaytay City, get ready for a week of learning, real-world experience, and new opportunities in the field of finance.

Guided by the theme “𝘕𝘢𝘷𝘪𝘨𝘢𝘵𝘪𝘯𝘨 𝘵𝘩𝘦 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘌𝘤𝘰𝘴𝘺𝘴𝘵𝘦𝘮,” this activity offers an opportunity to gain a deeper understanding of how the finance industry operates and how you can position yourself within it.

Pack your bags and ready your clothes, and let’s get ready to explore!

𝘊𝘢𝘱𝘵𝘪𝘰𝘯 𝘣𝘺 𝘙𝘦𝘯𝘤𝘭𝘭𝘦 𝘌𝘴𝘤𝘰𝘭𝘢𝘯𝘰 | 𝘗.𝘙.𝘖, 𝘑𝘍𝘐𝘕𝘌𝘟, 𝘊𝘚𝘗𝘊
𝘓𝘢𝘺𝘰𝘶𝘵 𝘣𝘺 𝘔𝘢. 𝘒𝘺𝘭𝘢 𝘙𝘩𝘪𝘻 𝘈𝘨𝘶𝘪𝘭𝘢 | 𝘚𝘕𝘊, 𝘑𝘍𝘐𝘕𝘌𝘟, 𝘊𝘚𝘗𝘊



𝙁𝙄𝙉𝙏𝙄𝙋𝙎 𝙁𝙍𝙄𝘿𝘼𝙔!Before committing your savings to someone else's emergency, take 24 hours to audit your own financial hea...
20/03/2026

𝙁𝙄𝙉𝙏𝙄𝙋𝙎 𝙁𝙍𝙄𝘿𝘼𝙔!

Before committing your savings to someone else's emergency, take 24 hours to audit your own financial health to ensure you are not compromising your own safety net. While helping friends or family in need is noble, doing so impulsively can lead to a cycle of debt that traps both the lender and the borrower. An Empathy Audit isn't about being heartless; it’s about being calculatingly compassionate.

Reference: Investopedia



𝐇𝐀𝐏𝐏𝐄𝐍𝐈𝐍𝐆 𝐍𝐎𝐖!The BSBA-FM Recollection 2026 for Level II students is taking place on the ground floor of the College of ...
18/03/2026

𝐇𝐀𝐏𝐏𝐄𝐍𝐈𝐍𝐆 𝐍𝐎𝐖!

The BSBA-FM Recollection 2026 for Level II students is taking place on the ground floor of the College of Arts and Sciences Building . Through the theme “From Growth to Greatness: The Journey of Becoming,” students reflect on their journey and the lessons that shape their future. A moment to strengthen purpose and continue the path toward greatness.



Building on the momentum of FINLIT 2026, the Junior Financial Executives (JFINEX) – CSPC Chapter continues to extend its...
17/03/2026

Building on the momentum of FINLIT 2026, the Junior Financial Executives (JFINEX) – CSPC Chapter continues to extend its reach beyond campus, strengthening its commitment to community service and empowerment.

In collaboration with the Parole and Probation Administration (PPA) – Iriga City Office, CSPC successfully conducted a meaningful lecture titled “Financial Literacy for Livelihood and Life Skills” on March 17, 2026, at the CSPC LRD AVR.

The session featured Mr. Roque B. Cruz II, BSBA-FM Program Chair, as one of the events Resource Speaker. The activity was facilitated by five (5) BSBA Financial Management student extensionists, together with CTHBM faculty members effectively bridging academic knowledge and community reintegration efforts.

This initiative, under the PPA’s Livelihood Education and Access Program (LEAP) and Continuous Behavioral Rehabilitation Program (CBRP), aimed to equip twenty-six (26) probationers and parolees with essential financial management skills. By promoting financial independence, the program empowers participants to build sustainable livelihoods and supports their successful reintegration into society.

This collaboration underscores that financial intelligence is a powerful tool for “Redeeming Lives and Restoring Relationships.” As CSPCeans, we remain committed to advancing financial literacy as a vital foundation for a more informed, inclusive, and empowered community.

𝘊𝘢𝘱𝘵𝘪𝘰𝘯 𝘣𝘺 𝘔𝘢𝘳𝘤 𝘈𝘳𝘵𝘻𝘩𝘪𝘦 𝘔. 𝘚𝘢𝘯𝘰𝘳𝘫𝘰 /𝘚𝘌𝘊, 𝘑𝘍𝘐𝘕𝘌𝘟 𝘊𝘚𝘗𝘊-𝘊𝘩𝘢𝘱𝘵𝘦𝘳
𝘕𝘦𝘤𝘰𝘭𝘦 𝘈𝘴𝘩𝘭𝘦𝘺 𝘛𝘶𝘱𝘱𝘪𝘭 /𝘈𝘍𝘖, 𝘑𝘍𝘐𝘕𝘌𝘟 𝘊𝘚𝘗𝘊-𝘊𝘩𝘢𝘱𝘵𝘦𝘳

𝘗𝘩𝘰𝘵𝘰𝘴 𝘣𝘺 𝘚𝘢𝘮𝘢𝘯𝘵𝘩𝘢 𝘚𝘩𝘢𝘯𝘦 𝘊. 𝘊𝘰𝘮𝘪𝘢 /𝘈𝘌𝘚, 𝘑𝘍𝘐𝘕𝘌𝘟 𝘊𝘚𝘗𝘊- 𝘊𝘩𝘢𝘱𝘵𝘦𝘳

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