20/05/2026
ASCENDRA BASIC PERSONAL ACCIDENT INSURANCE
(1 YEAR COVERAGE)
🛡️ Accident Insurance Coverage Breakdown
⚰️Accidental Death – ₱750,000
If the insured person passes away due to an accident, the beneficiary will receive ₱750,000 as a lump-sum financial support. This helps the family cope with unexpected loss and expenses.
🧘♂️Accidental Permanent Disability – ₱750,000
If the insured suffers a permanent disability (such as loss of limbs, eyesight, or mobility) due to an accident, they will be compensated with ₱750,000 to support ongoing care, rehabilitation, and daily living adjustments.
🏍️Accident Due to Motorcycling – ₱250,000
Specific protection for motorcycle riders. If the accident involves a motorcycle, the insured can still claim up to ₱250,000 for covered incidents — even if motorcycling is considered high-risk.
🏥Accident Medical Reimbursement – ₱50,000
The plan will reimburse actual medical expenses up to ₱50,000 — including hospital bills, doctor's fees, laboratory tests, and other related costs — due to a covered accident.
⚰️Accidental Burial Expenses – ₱25,000
In case of accidental death, ₱25,000 is provided to help cover funeral and burial costs, easing the financial burden on the family.
🗡️Unprovoked Murder and Assault – ₱125,000
If the insured is a victim of unprovoked physical assault or murder, their family will receive ₱125,000 — even if the cause of harm is intentional from another party.
🏥Daily Hospital Income (10 Days) – ₱500/day
The insured will receive ₱500 per day for up to 10 days of hospitalization due to an accident — meant to help offset income loss or other daily expenses while confined.
☎️Tele-Consult (Unlimited 24/7 Access)
Enjoy unlimited virtual consultations with licensed doctors via call or video, anytime, anywhere. This service provides convenient medical advice without leaving your home.
