JMH Microfinance Inc.

JMH Microfinance Inc. JMH Microfinance Inc. is a mission-driven NGO operating in Bicol Region, that provides micro-credit JMH Microfinance, Inc.

(JMH) is a non-profit and non-stock organization in the Philippines that primarily operates in the Bicol Region specializing in microfinance. Conceived and founded by the Honrado Family, known for their rural banking experience, JMH was registered on October 7, 2004, under SEC Registration No. 29482 with the name J.M Honrado Foundation (JMHFI). To alleviate poverty and promote socio-economic devel

opment, JMHFI began its operations in Sorsogon City and afterward branched out into other provinces such as Camarines Sur, Albay, and Masbate. On May 16, 2017, JMHFI amended its name to JMH Microfinance, Inc., with the primary purpose of implementing microenterprise development programs and providing clients with microfinance products and services. At present, JMH offers an array of microfinance products that cater to clients’ specific needswhether it is for business, education, health, and other purposes. Additional to this credit facility, JMH offers insurance programs and mobilizes mandatory and voluntary savings from the clients along with its non-financial services that focus on facilitating social service, members’ and enterprise development programs. JMH, driven by its mission to continually provide responsive and efficient financial and nonfinancial services for the socio-economic development of its stakeholders, expanded to thirty-two (32) branches all over the Bicol region with its Home office located at CRH Building, Salugan, Camalig, Albay. As of October 15, 2021, JMH has a total loan portfolio of Php268 Million, servicing more than thirty thousand (30,000) active clients. is a regular member of the Microfinance Council of the Philippines, Inc., and compliant with the rules and regulations imposed by Microfinance NGO Regulatory Council (MNRC), Securities and Exchange Commission (SEC), and its partner agencies. JMH’s day-to-day operations are handled by a team of more than two hundred-fifty (250) employed locals, directed by a Board of Directors composed of individuals with experiences that are vital in leading the continuous path of JMH in being the Best Microfinance in the region.

©️ JMH Company Profile 2021

𝗠𝗼𝗻𝗱𝗮𝘆 𝗚𝗼𝘀𝗽𝗲𝗹 | 𝗝𝘂𝗻𝗲 𝟭𝟱, 𝟮𝟬𝟮𝟲𝐓𝐡𝐞𝐫𝐞𝐟𝐨𝐫𝐞, 𝐭𝐡𝐞𝐫𝐞 𝐢𝐬 𝐧𝐨𝐰 𝐧𝐨 𝐜𝐨𝐧𝐝𝐞𝐦𝐧𝐚𝐭𝐢𝐨𝐧 𝐟𝐨𝐫 𝐭𝐡𝐨𝐬𝐞 𝐰𝐡𝐨 𝐚𝐫𝐞 𝐢𝐧 𝐂𝐡𝐫𝐢𝐬𝐭 𝐉𝐞𝐬𝐮𝐬 - 𝐑𝐨𝐦𝐚𝐧𝐬 𝟖:𝟏Lord,...
15/06/2026

𝗠𝗼𝗻𝗱𝗮𝘆 𝗚𝗼𝘀𝗽𝗲𝗹 | 𝗝𝘂𝗻𝗲 𝟭𝟱, 𝟮𝟬𝟮𝟲

𝐓𝐡𝐞𝐫𝐞𝐟𝐨𝐫𝐞, 𝐭𝐡𝐞𝐫𝐞 𝐢𝐬 𝐧𝐨𝐰 𝐧𝐨 𝐜𝐨𝐧𝐝𝐞𝐦𝐧𝐚𝐭𝐢𝐨𝐧 𝐟𝐨𝐫 𝐭𝐡𝐨𝐬𝐞 𝐰𝐡𝐨 𝐚𝐫𝐞 𝐢𝐧 𝐂𝐡𝐫𝐢𝐬𝐭 𝐉𝐞𝐬𝐮𝐬 - 𝐑𝐨𝐦𝐚𝐧𝐬 𝟖:𝟏

Lord, I struggle to fully believe in Your all-powerful ability to forgive and restore the things I have done in my life. I wrestle with the idea that You would willingly lay down Your life to pay for sins I knowingly committed. I am not sure I will ever fully grasp the depth of the grace and forgiveness You offer, but please do not let my lack of understanding keep me from walking in the freedom You have for me.

I rebuke the spirit of condemnation rooted in my heart. Lord, please forgive me for all the ways I have fallen short, for the sin hidden in my heart, and for the ways I have disobeyed You. I want to come humbly before Your throne of grace, ready and willing to lay down everything that burdens my soul.

I rebuke the lies that tell me I am not good enough, that I am too far gone, or that my sin is too big for You to redeem. Your Word speaks the opposite. You love me no matter what, and You long for me to walk with You out of my pain, shame, sin, and the weight of guilt.

Show me Your ways, Lord. Lead me away from sin. Show me the better path, and give me the strength and courage to make choices that reflect my love for You instead of my love for the world.

Allow my life to be a light for You as I choose light instead of darkness. Give me the courage to share this truth with the people You place in my life. Lord, I know You desire for everyone to walk in the freedom You offer. Please help me to be effective in Your kingdom as I share the good news of Your grace and redemption.

Thank You for forgiving me. Thank You for reaching into the depths of my soul and restoring what sin tried to take from me. Replace my shame with truth, light, peace, and the abundant life found only in You.

Amen.




12/06/2026

Friendship over!





Magagawa mo naaahhhhh...
12/06/2026

Magagawa mo naaahhhhh...





Ang kalayaan ay hindi lamang ipinagdiriwang—ito ay pinangangalagaan at isinasabuhay araw-araw.
12/06/2026

Ang kalayaan ay hindi lamang ipinagdiriwang—ito ay pinangangalagaan at isinasabuhay araw-araw.





Congratulations, Alec, on your graduation! Your JMH Family is incredibly proud of you!
11/06/2026

Congratulations, Alec, on your graduation! Your JMH Family is incredibly proud of you!

Matibay, maaasahan, at gawa ng ating sariling micro-entrepreneur!Naghahanap ng durable na bags, coin purse, at trekking ...
11/06/2026

Matibay, maaasahan, at gawa ng ating sariling micro-entrepreneur!

Naghahanap ng durable na bags, coin purse, at trekking sandals? Subukan ang mga produktong gawa ni:

✨ Mirasol Naga
🏪 Banaag Footwear Manufacturing
📍 Coron-Coron, Matnog, Sorsogon
📞 0931 738 3343
📘 FB Account: Sol Naga

Suportahan ang lokal na negosyo at tangkilikin ang de-kalidad na produktong gawang Pilipino. 💙




10/06/2026

Di nganiiii kasya...





09/06/2026

Ang saya naman sa Sorsogon 2...LOL!

Kulang pa ng isa para mapunuan ang leaderboard!

*No copyright infringement intended.





𝗠𝗼𝗻𝗱𝗮𝘆 𝗚𝗼𝘀𝗽𝗲𝗹 | 𝗝𝘂𝗻𝗲 𝟬𝟴, 𝟮𝟬𝟮𝟲“𝐁𝐥𝐞𝐬𝐬𝐞𝐝 𝐢𝐬 𝐭𝐡𝐞 𝐨𝐧𝐞 𝐰𝐡𝐨 𝐭𝐫𝐮𝐬𝐭𝐬 𝐢𝐧 𝐭𝐡𝐞 𝐋𝐨𝐫𝐝, 𝐰𝐡𝐨𝐬𝐞 𝐜𝐨𝐧𝐟𝐢𝐝𝐞𝐧𝐜𝐞 𝐢𝐬 𝐢𝐧 𝐡𝐢𝐦. 𝐓𝐡𝐞𝐲 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐥𝐢𝐤𝐞 𝐚...
08/06/2026

𝗠𝗼𝗻𝗱𝗮𝘆 𝗚𝗼𝘀𝗽𝗲𝗹 | 𝗝𝘂𝗻𝗲 𝟬𝟴, 𝟮𝟬𝟮𝟲

“𝐁𝐥𝐞𝐬𝐬𝐞𝐝 𝐢𝐬 𝐭𝐡𝐞 𝐨𝐧𝐞 𝐰𝐡𝐨 𝐭𝐫𝐮𝐬𝐭𝐬 𝐢𝐧 𝐭𝐡𝐞 𝐋𝐨𝐫𝐝, 𝐰𝐡𝐨𝐬𝐞 𝐜𝐨𝐧𝐟𝐢𝐝𝐞𝐧𝐜𝐞 𝐢𝐬 𝐢𝐧 𝐡𝐢𝐦. 𝐓𝐡𝐞𝐲 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐥𝐢𝐤𝐞 𝐚 𝐭𝐫𝐞𝐞 𝐩𝐥𝐚𝐧𝐭𝐞𝐝 𝐛𝐲 𝐭𝐡𝐞 𝐰𝐚𝐭𝐞𝐫 𝐭𝐡𝐚𝐭 𝐬𝐞𝐧𝐝𝐬 𝐨𝐮𝐭 𝐢𝐭𝐬 𝐫𝐨𝐨𝐭𝐬 𝐛𝐲 𝐭𝐡𝐞 𝐬𝐭𝐫𝐞𝐚𝐦. 𝐈𝐭 𝐝𝐨𝐞𝐬 𝐧𝐨𝐭 𝐟𝐞𝐚𝐫 𝐰𝐡𝐞𝐧 𝐡𝐞𝐚𝐭 𝐜𝐨𝐦𝐞𝐬; 𝐢𝐭𝐬 𝐥𝐞𝐚𝐯𝐞𝐬 𝐚𝐫𝐞 𝐚𝐥𝐰𝐚𝐲𝐬 𝐠𝐫𝐞𝐞𝐧. 𝐈𝐭 𝐡𝐚𝐬 𝐧𝐨 𝐰𝐨𝐫𝐫𝐢𝐞𝐬 𝐢𝐧 𝐚 𝐲𝐞𝐚𝐫 𝐨𝐟 𝐝𝐫𝐨𝐮𝐠𝐡𝐭 𝐚𝐧𝐝 𝐧𝐞𝐯𝐞𝐫 𝐟𝐚𝐢𝐥𝐬 𝐭𝐨 𝐛𝐞𝐚𝐫 𝐟𝐫𝐮𝐢𝐭.” – 𝐉𝐞𝐫𝐞𝐦𝐢𝐚𝐡 𝟏𝟕:𝟕-𝟖, 𝐍𝐈𝐕

Dear God, as I walk through these woods, I see the quiet strength of the trees around me. I realize how much I want to trust you as much as they do. They stand steady through storms because their roots reach toward the water. I want my heart to be rooted in you, the Living Water who sustains and renews me.

Teach me to trust you more deeply each day. When worries try to pull my attention away, help me remember that you’re the source of my strength and peace. Grow my faith beneath the surface of my life, the way roots grow beneath the soil. When challenging seasons come, keep my faith steady and my hope alive. Help me draw closer to you regularly, just as trees draw water from streams. As my trust in you grows deeper, let my life become strong and fruitful.

Thank you, God. Amen.




Address

CRH Building, Salugan
Camalig
4502

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+63524310706

Alerts

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