JMH Microfinance Inc.

JMH Microfinance Inc. JMH Microfinance Inc. is a mission-driven NGO operating in Bicol Region, that provides micro-credit JMH Microfinance, Inc.

(JMH) is a non-profit and non-stock organization in the Philippines that primarily operates in the Bicol Region specializing in microfinance. Conceived and founded by the Honrado Family, known for their rural banking experience, JMH was registered on October 7, 2004, under SEC Registration No. 29482 with the name J.M Honrado Foundation (JMHFI). To alleviate poverty and promote socio-economic devel

opment, JMHFI began its operations in Sorsogon City and afterward branched out into other provinces such as Camarines Sur, Albay, and Masbate. On May 16, 2017, JMHFI amended its name to JMH Microfinance, Inc., with the primary purpose of implementing microenterprise development programs and providing clients with microfinance products and services. At present, JMH offers an array of microfinance products that cater to clients’ specific needswhether it is for business, education, health, and other purposes. Additional to this credit facility, JMH offers insurance programs and mobilizes mandatory and voluntary savings from the clients along with its non-financial services that focus on facilitating social service, members’ and enterprise development programs. JMH, driven by its mission to continually provide responsive and efficient financial and nonfinancial services for the socio-economic development of its stakeholders, expanded to thirty-two (32) branches all over the Bicol region with its Home office located at CRH Building, Salugan, Camalig, Albay. As of October 15, 2021, JMH has a total loan portfolio of Php268 Million, servicing more than thirty thousand (30,000) active clients. is a regular member of the Microfinance Council of the Philippines, Inc., and compliant with the rules and regulations imposed by Microfinance NGO Regulatory Council (MNRC), Securities and Exchange Commission (SEC), and its partner agencies. JMH’s day-to-day operations are handled by a team of more than two hundred-fifty (250) employed locals, directed by a Board of Directors composed of individuals with experiences that are vital in leading the continuous path of JMH in being the Best Microfinance in the region.

©️ JMH Company Profile 2021

20/04/2026

San Fernando Cam Sur Represent!

With back-up from our Support Staff and Cutie Kid!




𝗠𝗼𝗻𝗱𝗮𝘆 𝗚𝗼𝘀𝗽𝗲𝗹 | 𝗔𝗽𝗿𝗶𝗹 𝟮𝟬, 𝟮𝟬𝟮𝟲“𝐉𝐞𝐬𝐮𝐬 𝐰𝐞𝐧𝐭 𝐭𝐡𝐫𝐨𝐮𝐠𝐡 𝐚𝐥𝐥 𝐭𝐡𝐞 𝐭𝐨𝐰𝐧𝐬 𝐚𝐧𝐝 𝐯𝐢𝐥𝐥𝐚𝐠𝐞𝐬, 𝐭𝐞𝐚𝐜𝐡𝐢𝐧𝐠 𝐢𝐧 𝐭𝐡𝐞𝐢𝐫 𝐬𝐲𝐧𝐚𝐠𝐨𝐠𝐮𝐞𝐬, 𝐩𝐫𝐨𝐜𝐥𝐚𝐢𝐦𝐢𝐧𝐠 ...
20/04/2026

𝗠𝗼𝗻𝗱𝗮𝘆 𝗚𝗼𝘀𝗽𝗲𝗹 | 𝗔𝗽𝗿𝗶𝗹 𝟮𝟬, 𝟮𝟬𝟮𝟲

“𝐉𝐞𝐬𝐮𝐬 𝐰𝐞𝐧𝐭 𝐭𝐡𝐫𝐨𝐮𝐠𝐡 𝐚𝐥𝐥 𝐭𝐡𝐞 𝐭𝐨𝐰𝐧𝐬 𝐚𝐧𝐝 𝐯𝐢𝐥𝐥𝐚𝐠𝐞𝐬, 𝐭𝐞𝐚𝐜𝐡𝐢𝐧𝐠 𝐢𝐧 𝐭𝐡𝐞𝐢𝐫 𝐬𝐲𝐧𝐚𝐠𝐨𝐠𝐮𝐞𝐬, 𝐩𝐫𝐨𝐜𝐥𝐚𝐢𝐦𝐢𝐧𝐠 𝐭𝐡𝐞 𝐠𝐨𝐨𝐝 𝐧𝐞𝐰𝐬 𝐨𝐟 𝐭𝐡𝐞 𝐤𝐢𝐧𝐠𝐝𝐨𝐦 𝐚𝐧𝐝 𝐡𝐞𝐚𝐥𝐢𝐧𝐠 𝐞𝐯𝐞𝐫𝐲 𝐝𝐢𝐬𝐞𝐚𝐬𝐞 𝐚𝐧𝐝 𝐬𝐢𝐜𝐤𝐧𝐞𝐬𝐬. 𝐖𝐡𝐞𝐧 𝐡𝐞 𝐬𝐚𝐰 𝐭𝐡𝐞 𝐜𝐫𝐨𝐰𝐝𝐬, 𝐡𝐞 𝐡𝐚𝐝 𝐜𝐨𝐦𝐩𝐚𝐬𝐬𝐢𝐨𝐧 𝐨𝐧 𝐭𝐡𝐞𝐦, 𝐛𝐞𝐜𝐚𝐮𝐬𝐞 𝐭𝐡𝐞𝐲 𝐰𝐞𝐫𝐞 𝐡𝐚𝐫𝐚𝐬𝐬𝐞𝐝 𝐚𝐧𝐝 𝐡𝐞𝐥𝐩𝐥𝐞𝐬𝐬, 𝐥𝐢𝐤𝐞 𝐬𝐡𝐞𝐞𝐩 𝐰𝐢𝐭𝐡𝐨𝐮𝐭 𝐚 𝐬𝐡𝐞𝐩𝐡𝐞𝐫𝐝. 𝐓𝐡𝐞𝐧 𝐡𝐞 𝐬𝐚𝐢𝐝 𝐭𝐨 𝐡𝐢𝐬 𝐝𝐢𝐬𝐜𝐢𝐩𝐥𝐞𝐬, ‘𝐓𝐡𝐞 𝐡𝐚𝐫𝐯𝐞𝐬𝐭 𝐢𝐬 𝐩𝐥𝐞𝐧𝐭𝐢𝐟𝐮𝐥 𝐛𝐮𝐭 𝐭𝐡𝐞 𝐰𝐨𝐫𝐤𝐞𝐫𝐬 𝐚𝐫𝐞 𝐟𝐞𝐰. 𝐀𝐬𝐤 𝐭𝐡𝐞 𝐋𝐨𝐫𝐝 𝐨𝐟 𝐭𝐡𝐞 𝐡𝐚𝐫𝐯𝐞𝐬𝐭, 𝐭𝐡𝐞𝐫𝐞𝐟𝐨𝐫𝐞, 𝐭𝐨 𝐬𝐞𝐧𝐝 𝐨𝐮𝐭 𝐰𝐨𝐫𝐤𝐞𝐫𝐬 𝐢𝐧𝐭𝐨 𝐡𝐢𝐬 𝐡𝐚𝐫𝐯𝐞𝐬𝐭 𝐟𝐢𝐞𝐥𝐝’” (𝐌𝐚𝐭𝐭𝐡𝐞𝐰 𝟗:𝟑𝟓-𝟑𝟖).

𝐋𝐞𝐭 𝐮𝐬 𝐩𝐫𝐚𝐲:

The harvest is plentiful, but the workers are few. Please send more laborers into the harvest, including me. Guide my heart to understand where You want me to serve and how. Whether You call me to the mission field, to serve from home, or to equip others, I will be faithful to Your leading.

Help me to have the same compassion and love for the lost that You have. Change my heart and mind to focus on Your mission rather than my own desires. Use my words, actions, and obedience to bring others to the knowledge of the Gospel.

There is no time to waste, as people are dying every day without knowing You. Please draw all people to Yourself.

Thank You, Lord. Amen.




17/04/2026

There's a Truck!




16/04/2026

Kumasa ang taga Sta. Elena!

Asan na 'yong sainyo?




🎓Congratulations to our Weekend Academy Graduates of 2025!Your stepping-stone training toward becoming future managers i...
15/04/2026

🎓Congratulations to our Weekend Academy Graduates of 2025!

Your stepping-stone training toward becoming future managers is now complete! We are excited to see you reach greater heights very soon.

A heartfelt thank you to all our facilitators and to the HR Department for successfully leading this year-long in-house training and learning journey.

Wishing you all the best—keep aiming high and continue to grow!




From Pili Nuts to Flavored Delights!Ang ating mga kliyente ay natutong gumawa ng iba’t ibang flavored pilinuts—mula sa c...
14/04/2026

From Pili Nuts to Flavored Delights!

Ang ating mga kliyente ay natutong gumawa ng iba’t ibang flavored pilinuts—mula sa chocolate-coated, ube, matcha, spicy, hanggang sa may nori sheets!

Isang hakbang patungo sa mas masarap at mas marketable na produkto para sa kanilang kabuhayan.

Maraming salamat sa DTI Albay Provincial Office at DTI Negosyo Center Manito sa pagbibigay ng makabuluhang skills training na ito! 💙


𝗠𝗼𝗻𝗱𝗮𝘆 𝗚𝗼𝘀𝗽𝗲𝗹 | 𝗔𝗽𝗿𝗶𝗹 𝟭𝟯, 𝟮𝟬𝟮𝟲“𝐈𝐧𝐝𝐞𝐞𝐝, 𝐢𝐟 𝐲𝐨𝐮 𝐜𝐚𝐥𝐥 𝐨𝐮𝐭 𝐟𝐨𝐫 𝐢𝐧𝐬𝐢𝐠𝐡𝐭 𝐚𝐧𝐝 𝐜𝐫𝐲 𝐚𝐥𝐨𝐮𝐝 𝐟𝐨𝐫 𝐮𝐧𝐝𝐞𝐫𝐬𝐭𝐚𝐧𝐝𝐢𝐧𝐠, 𝐚𝐧𝐝 𝐢𝐟 𝐲𝐨𝐮 𝐥𝐨𝐨𝐤 𝐟𝐨𝐫 ...
13/04/2026

𝗠𝗼𝗻𝗱𝗮𝘆 𝗚𝗼𝘀𝗽𝗲𝗹 | 𝗔𝗽𝗿𝗶𝗹 𝟭𝟯, 𝟮𝟬𝟮𝟲

“𝐈𝐧𝐝𝐞𝐞𝐝, 𝐢𝐟 𝐲𝐨𝐮 𝐜𝐚𝐥𝐥 𝐨𝐮𝐭 𝐟𝐨𝐫 𝐢𝐧𝐬𝐢𝐠𝐡𝐭 𝐚𝐧𝐝 𝐜𝐫𝐲 𝐚𝐥𝐨𝐮𝐝 𝐟𝐨𝐫 𝐮𝐧𝐝𝐞𝐫𝐬𝐭𝐚𝐧𝐝𝐢𝐧𝐠, 𝐚𝐧𝐝 𝐢𝐟 𝐲𝐨𝐮 𝐥𝐨𝐨𝐤 𝐟𝐨𝐫 𝐢𝐭 𝐚𝐬 𝐟𝐨𝐫 𝐬𝐢𝐥𝐯𝐞𝐫 𝐚𝐧𝐝 𝐬𝐞𝐚𝐫𝐜𝐡 𝐟𝐨𝐫 𝐢𝐭 𝐚𝐬 𝐟𝐨𝐫 𝐡𝐢𝐝𝐝𝐞𝐧 𝐭𝐫𝐞𝐚𝐬𝐮𝐫𝐞, 𝐭𝐡𝐞𝐧 𝐲𝐨𝐮 𝐰𝐢𝐥𝐥 𝐮𝐧𝐝𝐞𝐫𝐬𝐭𝐚𝐧𝐝 𝐭𝐡𝐞 𝐟𝐞𝐚𝐫 𝐨𝐟 𝐭𝐡𝐞 𝐋𝐨𝐫𝐝 𝐚𝐧𝐝 𝐟𝐢𝐧𝐝 𝐭𝐡𝐞 𝐤𝐧𝐨𝐰𝐥𝐞𝐝𝐠𝐞 𝐨𝐟 𝐆𝐨𝐝.” – 𝐏𝐫𝐨𝐯𝐞𝐫𝐛𝐬 𝟐:𝟑-𝟓, 𝐍𝐈𝐕

𝐋𝐞𝐭 𝐮𝐬 𝐩𝐫𝐚𝐲:

Dear God, I want to know you more. I confess that I sometimes settle into routine and stop seeking you with curiosity. Please give me a curious mind that’s eager to learn and a heart that longs for your wisdom. Help me to search for understanding like treasure and to discover the wonder of your work in my life every day.

I want to be a lifelong learner. Please show me more information and more inspiration that leads me closer to you. Teach me through your Word, through creation, and through all the experiences I have day by day. I trust that, as I seek you, you will reveal more of who you are to me every day. Thank you, God. Amen.




10/04/2026

Binder Clip




10/04/2026

Meron ba kayong pambato dyan?

Ganito kasaya sa JMH!

*Posted with consent.

Isang taos-pusong pagpupugay sa ating mga bayani—mga nag-alay ng buhay para sa kalayaan!
09/04/2026

Isang taos-pusong pagpupugay sa ating mga bayani—mga nag-alay ng buhay para sa kalayaan!





From Simple Rice to Savory Success!Noong March 18, 2026, isinagawa ang Skills Training on Savory Rice Crackers sa Rincon...
08/04/2026

From Simple Rice to Savory Success!

Noong March 18, 2026, isinagawa ang Skills Training on Savory Rice Crackers sa Rinconada Food Processing Hub, CSPC Nabua, Camarines Sur—kung saan natuto ang ating mga kliyente kung paano gawing mas innovative at marketable ang rice-based products.

Participants:

• Jean Alma B. Borromeo – 144-Lucky | Jared's Food Products
• Ana Maria Beroin – 140-Kapit-Bisig | Ana Maria Food Products
• Liza Botor – 140-Kapit-Bisig | Liza's Delight Food Products
• Emma S. Bayos – 140-Kapit-Bisig | Emskycious Food Products

From Tradition to Innovation: Vegan Bicol Delicacies!Noong February 19, 2026, isinagawa ang Skills Training on Vegan Bic...
07/04/2026

From Tradition to Innovation: Vegan Bicol Delicacies!

Noong February 19, 2026, isinagawa ang Skills Training on Vegan Bicol Delicacies sa BISCAST, Naga City.

Dumalo ang ating mga aktibong kliyente mula sa Minalabac, Camarines Sur upang matutunan kung paano gawing mas healthy at innovative ang mga kilalang lutong Bicolano — perfect para sa modernong panlasa at negosyo!

Participants:

• Eva C. Rańon – 79-Matatanos | Eva’s Food Products
• Necita Sevilla – 98-Unlad | Necita Food Products
• Emerita Papa Alegre – 79-Matatanos | Emerita Food Products




Address

CRH Building, Salugan
Camalig
4502

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+63524310706

Website

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