25/06/2026
๐๐๐จ-๐ง๐จ๐ฆ๐ข๐๐ฌ: ๐๐ข๐ญ๐ ๐ฌ๐ ๐๐๐ฌ๐ฎ๐ซ๐, ๐๐ข๐ง๐๐ฐ ๐ฌ๐ ๐๐ฐ๐๐ง๐ญ๐๐๐ ๐ ๐๐๐ฌ๐ข๐ ๐๐จ๐จ๐ค๐ค๐๐๐ฉ๐ข๐ง๐ ๐๐ง๐ ๐
๐ข๐ง๐๐ง๐๐ข๐๐ฅ ๐๐ข๐ญ๐๐ซ๐๐๐ฒ ๐๐ซ๐๐ข๐ง๐ข๐ง๐
Last ๐๐ฎ๐ง๐ ๐๐โ๐๐, ๐๐๐๐, ๐ญ๐ก๐ ๐๐๐ข๐ฆ๐ ๐. ๐๐ง๐ ๐ฉ๐ข๐ง ๐
๐จ๐ฎ๐ง๐๐๐ญ๐ข๐จ๐ง, ๐๐ง๐. (๐๐๐๐
๐) ๐ฌ๐ฎ๐๐๐๐ฌ๐ฌ๐๐ฎ๐ฅ๐ฅ๐ฒ ๐๐จ๐ง๐๐ฎ๐๐ญ๐๐ ๐ญ๐ก๐ ๐๐๐จ-๐ง๐จ๐ฆ๐ข๐๐ฌ ๐ญ๐ซ๐๐ข๐ง๐ข๐ง๐ , empowering our local waste-sector partners and BESWMC with essential financial management skills at Bacnotan Agri-Tourism Center.
Following our recent initiatives on ๐ซ๐๐๐ฒ๐๐ฅ๐ข๐ง๐ ๐๐ง๐ ๐ฎ๐ฉ๐๐ฒ๐๐ฅ๐ข๐ง๐ , this training was the next step to ensure the long-term sustainability of community-led projects. The newly formed La Union Junkshop Owners and Waste Workers Association (LUJOWA) stands to benefit greatly, as members are now equipped with practical tools to:
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Transition from informal cash operations to structured financial systems
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Use logbooks, ledgers, and entry-level spreadsheets for daily transactions
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Calculate net profits and manage overhead costs
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Strengthen financial stability amidst volatile scrap and recycled goods markets
This intervention is designed to capacitate micro-entrepreneurs in the waste management and circular economy sectors helping them optimize revenue streams, safeguard cash flows, and build resilient enterprises.
The first day session was spearheaded by ๐๐ซ. ๐๐๐ง๐ญ๐ ๐
๐ซ๐ข๐๐ฌ, ๐ญ๐ก๐ ๐๐ฑ๐๐๐ฎ๐ญ๐ข๐ฏ๐ ๐๐ข๐ซ๐๐๐ญ๐จ๐ซ ๐จ๐ ๐๐๐ข๐ฆ๐ ๐. ๐๐ง๐ ๐ฉ๐ข๐ง ๐๐ข๐๐ซ๐จ๐๐ข๐ง๐๐ง๐๐ ๐
๐จ๐ฎ๐ง๐๐๐ญ๐ข๐จ๐ง, ๐๐ง๐. He discussed financial goal setting, tips in budgeting, tips in savings, investments, credit management, and causes of financial failure. He emphasized also the importance of goal setting highlighting the quote "if you fail to plan, you plan to fail"
On the second day, ๐๐ฌ ๐๐ก๐๐ฆ๐ฒ๐ฅ๐ฒ๐ง ๐๐ซ๐๐๐ข๐จ๐ฎ๐ฌ ๐๐๐ฅ๐ฆ๐ข๐๐, the project bookkeeper, discussed basic accounting techniques highlighting, debit and credit, basic knowledge in accounting and bookkeeping.
๐๐จ๐ง. ๐๐ข๐ฏ๐ข๐ง๐ ๐
๐จ๐ง๐ญ๐๐ง๐ข๐ฅ๐ฅ๐, Mayor of Bacnotan, La Union, also visited and gave a message, she encouraged the participants to continue being responsible and actively participate on the programs that promotes environmental sustainability and community development. She highlights on her message "Kailangan natin gawin ang ating bahagi bilang mga lingkod-bayan at mamayan: magtulungan, magturo, at magserbisyo tayo nang may malasakit." (โ๐๐ฆ ๐ฏ๐ฆ๐ฆ๐ฅ ๐ต๐ฐ ๐ฅ๐ฐ ๐ฐ๐ถ๐ณ ๐ฑ๐ข๐ณ๐ต ๐ข๐ด ๐ฑ๐ถ๐ฃ๐ญ๐ช๐ค ๐ด๐ฆ๐ณ๐ท๐ข๐ฏ๐ต๐ด ๐ข๐ฏ๐ฅ ๐ค๐ช๐ต๐ช๐ป๐ฆ๐ฏ๐ด: ๐ญ๐ฆ๐ต ๐ถ๐ด ๐ฉ๐ฆ๐ญ๐ฑ ๐ฐ๐ฏ๐ฆ ๐ข๐ฏ๐ฐ๐ต๐ฉ๐ฆ๐ณ, ๐ต๐ฆ๐ข๐ค๐ฉ, ๐ข๐ฏ๐ฅ ๐ด๐ฆ๐ณ๐ท๐ฆ ๐ธ๐ช๐ต๐ฉ ๐ค๐ฐ๐ฎ๐ฑ๐ข๐ด๐ด๐ช๐ฐ๐ฏ.โ)
๐๐จ๐ ๐๐ญ๐ก๐๐ซ, ๐ฐ๐ ๐๐ซ๐ ๐ง๐จ๐ญ ๐จ๐ง๐ฅ๐ฒ ๐๐๐ฏ๐๐ง๐๐ข๐ง๐ ๐๐ง๐ฏ๐ข๐ซ๐จ๐ง๐ฆ๐๐ง๐ญ๐๐ฅ ๐ฌ๐ฎ๐ฌ๐ญ๐๐ข๐ง๐๐๐ข๐ฅ๐ข๐ญ๐ฒ ๐๐ฎ๐ญ ๐๐ฅ๐ฌ๐จ ๐๐จ๐ฌ๐ญ๐๐ซ๐ข๐ง๐ ๐๐๐จ๐ง๐จ๐ฆ๐ข๐ ๐๐ฆ๐ฉ๐จ๐ฐ๐๐ซ๐ฆ๐๐ง๐ญ ๐๐จ๐ซ ๐จ๐ฎ๐ซ ๐ฅ๐จ๐๐๐ฅ ๐๐จ๐ฆ๐ฆ๐ฎ๐ง๐ข๐ญ๐ข๐๐ฌ.