24/09/2026
Having your wallet lost or stolen can be stressful, especially when it contains your bank cards, driver licence, SuperGold or Community Services Card, and other personal information.
The most important thing is to act quickly. Cancelling cards and reporting stolen identification can help reduce the risk of fraud or identity theft.
1. Contact your bank immediately
If your wallet contained an EFTPOS, debit or credit card, contact the bank that issued each card as soon as possible.
Ask the bank to:
* Cancel the stolen card.
* Arrange a replacement card.
* Check for any transactions you don't recognise you can do this in your online banking apps.
* Tell you what to do if you notice unauthorised transactions.
Don't wait to see whether your wallet turns up. NZ Police specifically recommends notifying all banks that issued cards in a stolen wallet.
2. Report the theft to Police
If your wallet has been stolen, report it to NZ Police.
You can report theft by calling 105 this is the Police non-emergency number and is available 24/7.
If the theft is happening now, the person responsible is still there, or there is an immediate risk to someone's safety or property, call 111.
When making your report, include as much information as possible, such as:
* When and where you believe the wallet was stolen.
* A description of the wallet.
* What identification and cards were inside.
* Any other identifying details.
* Any CCTV or other information that could help Police.
Keep your Police reference number. It may also be useful if you need to make an insurance claim.
3. Replace your driver's licence
If your NZ driver's licence was in the wallet, contact NZTA as soon as possible on 0800 822 422
Replacing the licence cancels the old one, which helps reduce the opportunity for someone else to use it for identity crime.
You can apply for a replacement through a driver licensing agent, and eligible people can also apply online with a verified RealMe identity.
If you are going to drive, remember that you are required to carry your driver's licence.
4. Replace your SuperGold Card
If your SuperGold Card was stolen, contact the SuperGold Centre.
SuperGold: 0800 25 45 65
A replacement SuperGold Card is free and can be ordered if your card has been lost, damaged or stolen.
If you have a SuperGold + Community Services Card combo card, let SuperGold know that the card has been stolen so a replacement can be arranged.
5. Replace your Community Services Card
If your Community Services Card was in your wallet, contact Work and Income to report it missing and arrange a replacement.
If it was a combined Community Services Card and SuperGold Card, contact SuperGold as well.
Work and income/Ministry of Social Development: 0800 559 009
Don't assume that cancelling your bank cards is enough — government-issued cards should also be reported and replaced.
6. Think about what personal information was in your wallet
A stolen wallet isn't just about the physical cards. Your identification may contain information that could potentially be used in identity crime.
Think about whether your wallet contained:
* Driver licence.
* Community Services Card.
* SuperGold Card.
* Credit cards.
* EFTPOS/debit cards.
* Membership cards.
* Work identification.
* Insurance cards.
* Loyalty cards.
* Any notes containing PINs, passwords or other personal information.
If you had passwords or other sensitive information written in your wallet, change those passwords immediately.
7. Keep an eye on your accounts
For the next few weeks, pay particular attention to your:
* Bank accounts.
* Credit cards.
* Online shopping accounts.
* Email account.
* Other accounts containing personal or financial information.
If you notice something suspicious, contact the relevant organisation immediately and keep a record of what happened.
8. Check your insurance
Your contents insurance may provide cover for belongings stolen away from your home, depending on your policy.
NZ Police recommends checking your insurance and keeping the Police report/reference number, as this may be required when making a claim.
A quick checklist - what to do
☐ Cancel EFTPOS/debit cards
☐ Cancel credit cards
☐ Check recent transactions
☐ Report the theft to Police via 105
☐ Keep your Police reference number
☐ Replace your driver's licence through NZTA
☐ Replace your SuperGold Card
☐ Replace your Community Services Card if applicable
☐ Change any passwords or PINs that may have been exposed
☐ Contact your insurer if appropriate
☐ Keep an eye on your accounts for suspicious activity
Remember: act quickly
The sooner stolen cards are cancelled and identification is replaced, the less opportunity there is for someone else to use them.
If you're not sure who to contact, start with your bank and Police, then work through the identification cards that were in your wallet.