Federation of Motor and Credit Companies Associations of Malaysia

04/06/2026

（吉隆坡1日讯/独家报导）大马车业总会总会长拿督许综文指出，根据今起生效租购法令修订条款提供的租购融资利息，不一定会变得更低，对贷款者而言，此改革好处是利率更加透明、更符合国际标准，及提前还清贷款可节省....

01/06/2026

🚗 A New Era for Malaysian Car Loans: FMCCAM Welcomes Consumer-Centric Reform!

FMCCAM, under the leadership of President Dato' Tony Khor, fully welcomes the government's introduction of the 2026 Installment Payments (Amendment) Bill.

As highlighted in the media report below, this milestone policy will implement the Effective Interest Rate (EIR) system, marking a significant step towards greater transparency, fairness, and consumer protection in our automotive finance industry. We believe this will help Malaysian car buyers make more informed decisions by providing a much clearer picture of their true financing costs.

Key Consumer Benefits of the New System:
✅ More transparent interest calculations.
✅ Easier comparison of different financing plans.
✅ Enhanced 'right to know' for all your financing decisions.
✅ Fairer interest savings for early loan settlement.

FMCCAM’s Call for a Smooth Transition:
While we support this reform, ensuring a seamless implementation for all parties is critical. We have proposed an 18-month transition period to give everyone from consumers and dealerships to financial institutions ample time to adapt. During this period, we strongly recommend:
👉 Comprehensive public education campaigns.
👉 Clear and uniform standards for explaining loans.
👉 Targeted training for all car sales personnel.

We are committed to working closely with the government to make this transition successful for the entire industry. Don't let upcoming changes delay your new car plans!

01/06/2026

总会长拿督许综文表示，新法令采用余额递减法及实际利率（EIR）制度，使汽车融资更透明易懂，并与国际趋势接轨。...

01/06/2026

31/05/2026

Happy Wesak Day. May this sacred day bring peace, wisdom, compassion, and harmony to you and your loved ones.

29/05/2026

马来西亚车业总会（FMCCAM）总会长拿督许综文指出，针对内政部及警方在经过法律审查后，正式确认二手车买卖业不受1946年二手货商法令约束，并且无需再申请或更新警方二手车买卖执照一事，车总对此表示欢迎...

28/05/2026

形容这是我国汽车业发展历程一项重大改革。
#中国报

28/05/2026

（槟城28日讯）马来西亚车业总会欢迎内政部及警方确认，二手车商无需再申请警方二手车买卖执照。该会指出，这项决定

28/05/2026

GEORGE TOWN: Used motor vehicle trading activities are no longer subject to the Second-Hand Dealers Act 1946, a move welcomed by the Federation of Motor and Credit Companies Association of Malaysia (FMCCAM).

27/05/2026

Selamat Hari Raya Haji. May this blessed occasion bring peace, barakah, strength, and meaningful moments with your loved ones.