04/08/2026
Dear Mr Vinod Sekhar,
Thank you for your feelgood write up. In Malaysia the Malaysā problem is not the Chinese or Indians ; the Chineseā and Indiansā problem are not the Malays. God place us here in this land and as humans we have to live together.
Our problem and indeed the worldās problem began a long, long time ago when a people decided to make a living out of usury. An act prohibited by almost all religions, and indeed declared war on in Islam by God and His Prophet.
In the Quran, Surah AlBaqarah
ā¢ Verse 278: "O you who have believed, fear AllÄh and give up what remains [due to you] of interest, if you should be believers."
ā¢ Verse 279: "And if you do not, then be informed of a war [against you] from AllÄh and His Messenger. But if you repent, you may have your principal ā [thus] you do no wrong, nor are you wronged." [1]
Why you may ask?
Lets explore the path of usury in our world. Not in a manner as described in our education system, as that system too has been controlled and manipulated by the creators of the monetary system.
It began as early as Prophet Isa a.s. kicking out the usury practitioners from Baitul Maqdis.
In the more modern times the usury masters sailed to the Americas with their illicit wealth built on usury. In America they continued their illicit usurious practises and soon controlled the wealth of America, and indeed controlled the political leaders of America by funding both Presidential Candidates, and funding virtually the whole of Congress and the Senate.
To cap their control of America and the world, they set up and privately own the Central Bank of America, the Federal Reserve. The Federal Reserve of America is privately owned by the families of Rothschild, Rockefeller, Morgan, Warburg and Kohn Leub.
In 1944, at Bretton Woods, the world agreed to adopt the US dollar as the international currency; the dollar was backed by gold, while other nations' currencies were pegged to the dollar.
Strictly speaking, America was not supposed to print US dollars in excess of its gold reserves.
However, due to the high global demand for the US dollarādriven by exports, imports, tourism, education, and the likeāthere was a massive worldwide need for the currency.
This allowed America to print US dollars at will, largely without anyone noticing.
They buy our palm oil etc, and indeed the worldās produce by merely printing USD. They can spend freely and pay by creating Debt Notes called US Treasury, the world will buy. So Americaās free spending supported by the world who somehow sees the naked emperor as fully clothed!
To ensure they control the world they controlled the Bank of International Settlements of Basel Switzerland where the central banks of the world comes twice a year to receive policies created and favoured by Bank of International Settlements to be executed in each nation. (By the way in 1897, Basel was also the birthplace of the Worldās Zionist Organisation.)
This is our Problem Mr Vinod Sekhar.
Banks throughout the world creates 95% of their nationās money out of thin air, and lend in the form of numbers. Not paper notes and coins, that, forming 5% of the nationās money is created by each nationās central bank. Being able to create the nationās money is no small matter. It is a powerful Sovereign right that has been given to banks.
(Please visit website of Movement for Monetary Justice, Malaysia, and the Website of International Movement for Money Reform to understand this, and creation of money by Banks is confirmed by Bank of England and the Central Bank of Europe.)
Given the right to create money the Banks must be responsible enough to focus the money, the lending, the financing, to the real economy, to the businesses to create economic output and employment.
But no they donāt do that, they are too greedy enriching themselves to care about the nation. 70% of their total loans are to personal loans and personal sector, that creates permanent inflation suffered most by the poor, rocketing house prices, poor getting poorer and rich getting richer that tears the nation.
Of the 30% that goes to the real economy only 16% to the SME sector (RM50m and below sales) which creates 70% of Malaysiaās jobs, leading to youths and graduates unemployment and underemployment, stunted wages for them and their parents.
So you see Mr Vinod, these are the main issues for any govt, of Party A, B, C, D or E. It really does not matter which party it is, that is ruling, if they donāt understand this! All the semangat and the talk any party leader can give means zilch if they donāt comprehend what we are talking about here
The least corrupt govt ever, the most internationally respected PM ever, the most popular govt with any race or with all races will still leave economic bullying and intense hardships to their people, with this system unchanged.
Only traditional economists celebrate a 5% increase in GDP Mr Vinod; you and I we celebrate, if it is accompanied by a fairer distribution of wealth. Why do we celebrate when the wealthy gets richer and richer. Our concern is poor Uncle Muthu and family, poor Madam Yap and family, and poor Haji Ishak and family, and struggling Meknah and her children in Kampung Pinggir Hutan.
They only know how to talk Mr Vinod, They know zilch about the problem, and how to solve them. And you and I, we cannot say anything because they know everything!
Thank you for your write up Mr Vinod, at least it leaves a feel good feeling.
https://telegra.ph/MMJ-Home-01-04
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