02/10/2026
What does “affordable housing” really mean, and how do we know if a home is affordable?
Kenya’s Affordable Housing Act, 2024 defines affordable housing as adequate housing that costs no more than 30% of a person’s monthly income to rent or acquire. It also recognises that affordable housing is more than the housing unit itself, it can include the social amenities, infrastructure, services and land development needed to support the housing.
The framework also categorises housing by income: below KSh 20,000 for social housing, KSh 20,000–149,000 for affordable housing, and above KSh 149,000 for affordable middle-class housing.