Providing soft loans for self-employment enterprises, Education loan for pursuing professional courses, Stipend & Scholarship from class 1 to PhD, Vocational courses, Housing Scheme. Schemes:
Term Loan Scheme: Loan upto Rs. 1.00 lac (upto Rs. 5.00 lacs with the approval of NMDFC). A Guarantor required. Application time- mid-February to mid-March and mid-August to mid-September at BDO / Panchayat
Samity Office (for rural areas) and SDO office (for municipality areas) in prescribed format. Repayment : 20 Quarterly instalments in 5 years. Cluster Loan Scheme: Loan upto Rs. 25,000 without Guarantor in selected cluster areas (one or two GPs or few wards of Municipality / Municipal Corporation). Application form sold from & received at pre-announced place & time. Repayment in 30 monthly installments. Micro Financing Scheme through NGO & Rokeya Sakhawat Gas Oven Micro-credit Scheme: Small loans provided to members of Self-help group through reputed NGOs. They may directly apply in prescribed format for both schemes at the office of WBMDFC. Micro Finance Direct to SHGs: Small loans for income generating economic activities provided directly to members of SHG, specially women @5% interest p.a. Repayment in 18/24 months. Applications through Filed Supervisors of WBMDFC. Minority Women Empowerment Programme: This programme is launched by MAME deptt. for providing soft loan to SHGs for undertaking any income generation activity. Subsidy upto Rs.15000/- is given to each beneficiary. Applications on advertisement at BDO/ Municipality office. Educational Loan: Maximum Rs. 2.5 lacs for pursuing professional courses like Medical, Engineering, Management, Nursing etc. Interest free in case of timely repayment in two years. Online Application time- July/August every year. Merit-cum-Means Scholarship: Scholarship upto Rs. 30,000/- per year per student is given for pursuing professional / technical courses at graduate and post graduate level. Online application in July / August every year. Family Income upto Rs.2.5 Lakh. Post Matric Scholarship: Scholarship is given to students for pursuing studies from class XI to PhD. Yearly maintenance to students Rs. 1400/- & 2350/-, 1850/-, & 3350/- & 5100 for class XI & XII, Graduation and Master Levels respectively plus actual tuition fees. Application time July / August every year at DM office (Minority Cell). Family Income upto Rs.2 Lakh. State Government Stipend for Meritorious Students: Scholarship given to students pursuing H.S, Graduation & Post Graduation .6000/-, Rs.9000/- & Rs.14400/- respectively. Selection on the basis of merit. Application time July/ August every year at DM office (Minority Cell). Family Income upto Rs.80 thousand. Pre-Matric Scholarship: Scholarship is given to students for pursuing studies from class I to X ranging fron Rs. 1000/- to 10,700/- per year. Application time July / August every year at BDO/ Municipality office. Family Income upto Rs.1 Lakh. Vocational Training Programme: For upgrading the skill, 6 months courses in various trades conducted mainly through reputed govt. and private institutions. Application on advertisement at concerned institutions.
