01/08/2026
Training Before Lending
Many development programmes begin with finance.
ICECD begins with people.
Before providing access to microfinance, every participant is equipped with entrepreneurship education, business planning, financial literacy, market assessment, enterprise management and continuous mentoring.
Only then does finance become a powerful instrument for transformation.
This philosophy—Training Before Lending—has enabled thousands of women to establish sustainable enterprises, strengthen household incomes and become respected economic leaders within their communities.
Perhaps its greatest achievement is transforming individuals once considered "unbankable" into confident entrepreneurs capable of accessing the formal financial system.
When capability comes before credit, development becomes sustainable.
Institutional Signature:
For nearly four decades, ICECD has been designing, demonstrating and institutionalizing scalable models of entrepreneurship-led poverty alleviation, women's economic empowerment and inclusive economic development—creating sustainable solutions that continue to influence policymakers, development practitioners, financial institutions and international organizations.
ICECD | Building Entrepreneurs. Empowering Women. Transforming Communities. Since 1986.