Mahila Housing Trust - MHT

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Mahila Housing Trust - MHT MHT empowers grassroots women towards responsible urban development. Across India, over the last 25 years, MHT has impacted 2 million lives directly.

Through its grassroots programs in habitat development, climate change resilience, and participatory governance, MHT empowers women to exercise their rights and uplift living conditions for their families and neighbours. Founded in 1994, MHT currently works in 34 cities across 8 states in India and collaborating with partners in Bangladesh and Nepal. It is a leading advocacy organization with expertise in policy development, grassroots organizing, community development and technical knowhow about construction. MHT has made a significant impact in improving the lives of urban poor across 1034 slum settlements by 983 Community Action Groups (CAGs) consisting of 11 members each who are grass-root women leaders-VIKASINIS (a local feminine connotation meaning โ€˜carriers of developmentโ€™). MHT thus possess a strong social capital of grass-root leaders serving as amplifiers in the slum communities. Key work areas of MHT include WaSH, Housing & Land Rights, Energy, Climate Resilience, Microfinance, Participatory Governance & Planning, Skill training for Construction workers. MHT operates as a Not-For-Profit organization along with Credit Co-operatives to realize its vision. MHT illustrates how poor women, technologists, engineers and architects, policy makers can come together to bring sustainable development. Focusing on women-led development, MHT contributes towards ten Sustainable Development Goals(SDGs) namely, SDG 1, SDG3, SDG 4, SDG5, SDG 6, SDG 7, SDG 10, SDG 11, SDG 13, SDG 17.

๐—•๐˜‚๐—ถ๐—น๐—ฑ๐—ถ๐—ป๐—ด ๐—–๐—น๐—ถ๐—บ๐—ฎ๐˜๐—ฒ-๐—ฅ๐—ฒ๐˜€๐—ถ๐—น๐—ถ๐—ฒ๐—ป๐˜ ๐—Ÿ๐—ถ๐˜ƒ๐—ฒ๐—น๐—ถ๐—ต๐—ผ๐—ผ๐—ฑ๐˜€: ๐—Ÿ๐—ฒ๐˜€๐˜€๐—ผ๐—ป๐˜€ ๐—ณ๐—ฟ๐—ผ๐—บ ๐—•๐—ถ๐—ต๐—ฎ๐—ฟ'๐˜€ ๐—จ๐—ฟ๐—ฏ๐—ฎ๐—ป ๐—–๐—ผ๐—บ๐—บ๐˜‚๐—ป๐—ถ๐˜๐—ถ๐—ฒ๐˜€Climate change is no longer a distant risk...
09/07/2026

๐—•๐˜‚๐—ถ๐—น๐—ฑ๐—ถ๐—ป๐—ด ๐—–๐—น๐—ถ๐—บ๐—ฎ๐˜๐—ฒ-๐—ฅ๐—ฒ๐˜€๐—ถ๐—น๐—ถ๐—ฒ๐—ป๐˜ ๐—Ÿ๐—ถ๐˜ƒ๐—ฒ๐—น๐—ถ๐—ต๐—ผ๐—ผ๐—ฑ๐˜€: ๐—Ÿ๐—ฒ๐˜€๐˜€๐—ผ๐—ป๐˜€ ๐—ณ๐—ฟ๐—ผ๐—บ ๐—•๐—ถ๐—ต๐—ฎ๐—ฟ'๐˜€ ๐—จ๐—ฟ๐—ฏ๐—ฎ๐—ป ๐—–๐—ผ๐—บ๐—บ๐˜‚๐—ป๐—ถ๐˜๐—ถ๐—ฒ๐˜€

Climate change is no longer a distant risk for the urban poor, it is a daily threat to their livelihoods. A street vendor without shade, a home-based worker without ventilation, a small enterprise without safe storage for inventory: each is one heatwave or flood away from losing everything they've built.

This is the gap Mahila Housing Trust (MHT) is helping to close under the ๐—ฆ๐—ฎ๐˜๐—ฎ๐˜ ๐—๐—ฒ๐—ฒ๐˜ƒ๐—ถ๐—ธ๐—ผ๐—ฝ๐—ฎ๐—ฟ๐—ท๐—ฎ๐—ป ๐—ฌ๐—ผ๐—ท๐—ฎ๐—ป๐—ฎ (๐—ฆ๐—๐—ฌ) the urban livelihoods programme of JEEVIKA, Rural Development Department, Government of Bihar.
Working with urban communities, MHT has been piloting practical, low-cost innovations that make livelihoods climate-resilient by design:
โ†’๐—ฆ๐—ฎ๐—ณ๐—ฒ ๐—ฎ๐—ป๐—ฑ ๐—ฎ๐—ฑ๐—ฎ๐—ฝ๐˜๐—ถ๐˜ƒ๐—ฒ ๐˜„๐—ผ๐—ฟ๐—ธ๐˜€๐—ฝ๐—ฎ๐—ฐ๐—ฒ๐˜€ ๐—ณ๐—ผ๐—ฟ ๐—ต๐—ฒ๐—ฎ๐˜ ๐—ฎ๐—ป๐—ฑ ๐—ณ๐—น๐—ผ๐—ผ๐—ฑ ๐—ฒ๐˜…๐—ฝ๐—ผ๐˜€๐˜‚๐—ฟ๐—ฒ
โ†’ ๐—ฆ๐—ฎ๐—ณ๐—ฒ ๐—ถ๐—ป๐˜ƒ๐—ฒ๐—ป๐˜๐—ผ๐—ฟ๐˜† ๐—ฎ๐—ป๐—ฑ ๐˜€๐˜๐—ผ๐—ฟ๐—ฎ๐—ด๐—ฒ ๐˜€๐—ผ๐—น๐˜‚๐˜๐—ถ๐—ผ๐—ป๐˜€ ๐˜๐—ผ ๐—ฝ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜ ๐—ด๐—ผ๐—ผ๐—ฑ๐˜€ ๐—ฎ๐—ป๐—ฑ ๐—ฎ๐˜€๐˜€๐—ฒ๐˜๐˜€
โ†’ ๐—ฆ๐—ฎ๐—ณ๐—ฒ ๐—ต๐—ฒ๐—ฎ๐—น๐˜๐—ต ๐—ฝ๐—ฟ๐—ฎ๐—ฐ๐˜๐—ถ๐—ฐ๐—ฒ๐˜€ ๐˜๐—ต๐—ฎ๐˜ ๐—ฟ๐—ฒ๐—ฑ๐˜‚๐—ฐ๐—ฒ ๐—ผ๐—ฐ๐—ฐ๐˜‚๐—ฝ๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐—ฎ๐—น ๐—ฎ๐—ป๐—ฑ ๐—ฐ๐—น๐—ถ๐—บ๐—ฎ๐˜๐—ฒ-๐—ฟ๐—ฒ๐—น๐—ฎ๐˜๐—ฒ๐—ฑ ๐—ฟ๐—ถ๐˜€๐—ธ๐˜€

Recently, the SJY Programme Management Unit bringing together the Aga Khan Foundation India, PCI India, Mobile Creches, and Mahila Housing Trust convened an integrated training for JEEViKA's Master Resource Persons. The goal-equip frontline trainers to support SJY households as they graduate into sustainable, climate-smart micro-enterprises.

MHT's contribution centred on two critical shifts in mind-set and practice:

๐Ÿญ. ๐—–๐—น๐—ถ๐—บ๐—ฎ๐˜๐—ฒ-๐—ถ๐—ป๐—ณ๐—ผ๐—ฟ๐—บ๐—ฒ๐—ฑ ๐—ฝ๐—น๐—ฎ๐—ป๐—ป๐—ถ๐—ป๐—ด ๐—ฎ๐˜€ ๐—ฎ ๐—ฐ๐—ผ๐—ฟ๐—ฒ ๐—ฝ๐—ฎ๐—ฟ๐˜ ๐—ผ๐—ณ ๐—น๐—ถ๐˜ƒ๐—ฒ๐—น๐—ถ๐—ต๐—ผ๐—ผ๐—ฑ ๐—ฑ๐—ฒ๐˜€๐—ถ๐—ด๐—ป.
๐Ÿฎ. ๐—” ๐˜„๐—ผ๐—ฟ๐—ธ๐—ฎ๐—ฏ๐—น๐—ฒ ๐—บ๐—ผ๐—ฑ๐—ฒ๐—น ๐—ณ๐—ผ๐—ฟ ๐—ฐ๐—น๐—ถ๐—บ๐—ฎ๐˜๐—ฒ-๐—ฟ๐—ฒ๐˜€๐—ถ๐—น๐—ถ๐—ฒ๐—ป๐˜ ๐—บ๐—ถ๐—ฐ๐—ฟ๐—ผ-๐—ฒ๐—ป๐˜๐—ฒ๐—ฟ๐—ฝ๐—ฟ๐—ถ๐˜€๐—ฒ๐˜€ ๐˜๐—ต๐—ฎ๐˜ ๐—ผ๐˜๐—ต๐—ฒ๐—ฟ ๐˜‚๐—ฟ๐—ฏ๐—ฎ๐—ป ๐—ฝ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐˜๐˜† ๐—ฝ๐—ฟ๐—ผ๐—ด๐—ฟ๐—ฎ๐—บ๐—บ๐—ฒ๐˜€ ๐—ฐ๐—ฎ๐—ป ๐—ฎ๐—ฑ๐—ฎ๐—ฝ๐˜ ๐—ฎ๐—ป๐—ฑ ๐˜€๐—ฐ๐—ฎ๐—น๐—ฒ.

The bigger lesson here is simple but urgent: livelihood resilience and climate resilience cannot be planned separately. A livelihood strategy without climate mitigation built in carries risk by default for the worker, the enterprise, and the community around it.

Bijal Bhatt National Disaster Management Authority, India BRAC International

05/07/2026
๐—ฃ๐—ฎ๐—ฟ๐—ฎ๐—บ๐—ฒ๐˜๐—ฟ๐—ถ๐—ฐ ๐—›๐—ฒ๐—ฎ๐˜ ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ฃ๐—ฟ๐—ผ๐˜ƒ๐—ถ๐—ฑ๐—ฒ๐˜€ ๐—ง๐—ถ๐—บ๐—ฒ๐—น๐˜† ๐—ฅ๐—ฒ๐—น๐—ถ๐—ฒ๐—ณ ๐˜๐—ผ ๐—œ๐—ป๐—ณ๐—ผ๐—ฟ๐—บ๐—ฎ๐—น ๐—ช๐—ผ๐—บ๐—ฒ๐—ป ๐—ช๐—ผ๐—ฟ๐—ธ๐—ฒ๐—ฟ๐˜€ ๐—™๐—ฎ๐—ฐ๐—ถ๐—ป๐—ด ๐—˜๐˜…๐˜๐—ฟ๐—ฒ๐—บ๐—ฒ ๐—›๐—ฒ๐—ฎ๐˜ ๐—ถ๐—ป ๐—œ๐—ป๐—ฑ๐—ถ๐—ฎExtreme heat is d...
01/07/2026

๐—ฃ๐—ฎ๐—ฟ๐—ฎ๐—บ๐—ฒ๐˜๐—ฟ๐—ถ๐—ฐ ๐—›๐—ฒ๐—ฎ๐˜ ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ฃ๐—ฟ๐—ผ๐˜ƒ๐—ถ๐—ฑ๐—ฒ๐˜€ ๐—ง๐—ถ๐—บ๐—ฒ๐—น๐˜† ๐—ฅ๐—ฒ๐—น๐—ถ๐—ฒ๐—ณ ๐˜๐—ผ ๐—œ๐—ป๐—ณ๐—ผ๐—ฟ๐—บ๐—ฎ๐—น ๐—ช๐—ผ๐—บ๐—ฒ๐—ป ๐—ช๐—ผ๐—ฟ๐—ธ๐—ฒ๐—ฟ๐˜€ ๐—™๐—ฎ๐—ฐ๐—ถ๐—ป๐—ด ๐—˜๐˜…๐˜๐—ฟ๐—ฒ๐—บ๐—ฒ ๐—›๐—ฒ๐—ฎ๐˜ ๐—ถ๐—ป ๐—œ๐—ป๐—ฑ๐—ถ๐—ฎ

Extreme heat is directly affecting the health, income, and dignity of informal women workers. For women working in markets, streets, homes, construction sites, and other heat-exposed spaces, rising temperatures can lead to illness, wage loss, medical expenses, and food insecurity.

Mahila Housing Trust (MHT), with the support of Humanity Insured, has pioneered parametric to protect women workers in India from the growing risks of record-breaking heatwaves.

In 2026, with the support of Humanity Insured, HERA and CelsiusPro, MHT is implementing parametric heat insurance for vulnerable women workers in Gujarat and Delhi, including street vendors, home-based workers, domestic workers, waste workers, construction workers, and other heat-exposed livelihood groups.

So far, over 39,300 women workers have been insured, including 30,800 women in Gujarat and 8,500 women in Delhi.

In 2026, extreme heat crossed the predefined threshold, triggering automatic payouts. A total of Rs. 20,60,000 (USD 21,700) was disbursed as insurance pay out to the women workers across Gujarat and Delhi, providing timely cash support during periods of dangerous heat and income loss.

This initiative highlights the importance of women-centered climate risk financing solutions that provide immediate relief while strengthening long-term resilience.

National Disaster Management Authority, India

27/06/2026

Bijal brahmbhatt, Director and Managing Trustee, MHT sharing about the women's situation during the heat in India.
At London Climate Action Week.

๐—ง๐—ต๐—ถ๐˜€ ๐—ถ๐˜€ ๐˜๐—ต๐—ฒ ๐—ฝ๐—ฎ๐—ป๐—ฒ๐—น ๐˜๐—ต๐—ฎ๐˜ ๐˜„๐—ถ๐—น๐—น ๐—ฎ๐˜€๐—ธ ๐˜๐—ต๐—ฒ ๐—พ๐˜‚๐—ฒ๐˜€๐˜๐—ถ๐—ผ๐—ป๐˜€ ๐—ฐ๐—น๐—ถ๐—บ๐—ฎ๐˜๐—ฒ ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ต๐—ฎ๐˜€ ๐—ฎ๐˜ƒ๐—ผ๐—ถ๐—ฑ๐—ฒ๐—ฑ ๐—ณ๐—ผ๐—ฟ ๐˜๐—ผ๐—ผ ๐—น๐—ผ๐—ป๐—ด.On 24  , at the sidelines of  , w...
11/06/2026

๐—ง๐—ต๐—ถ๐˜€ ๐—ถ๐˜€ ๐˜๐—ต๐—ฒ ๐—ฝ๐—ฎ๐—ป๐—ฒ๐—น ๐˜๐—ต๐—ฎ๐˜ ๐˜„๐—ถ๐—น๐—น ๐—ฎ๐˜€๐—ธ ๐˜๐—ต๐—ฒ ๐—พ๐˜‚๐—ฒ๐˜€๐˜๐—ถ๐—ผ๐—ป๐˜€ ๐—ฐ๐—น๐—ถ๐—บ๐—ฎ๐˜๐—ฒ ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ต๐—ฎ๐˜€ ๐—ฎ๐˜ƒ๐—ผ๐—ถ๐—ฑ๐—ฒ๐—ฑ ๐—ณ๐—ผ๐—ฟ ๐˜๐—ผ๐—ผ ๐—น๐—ผ๐—ป๐—ด.

On 24 , at the sidelines of , we are bringing together eight leaders from climate philanthropy, grassroots institutions, impact capital, and urban resilience to explore one question the global climate agenda has sidestepped for too long.

๐—ช๐—ต๐—ผ ๐—ด๐—ฒ๐˜๐˜€ ๐—ณ๐˜‚๐—ป๐—ฑ๐—ฒ๐—ฑ ๐˜๐—ผ ๐—ฏ๐˜‚๐—ถ๐—น๐—ฑ ๐—ฟ๐—ฒ๐˜€๐—ถ๐—น๐—ถ๐—ฒ๐—ป๐—ฐ๐—ฒ? ๐—ช๐—ผ๐—บ๐—ฒ๐—ป, ๐—–๐—ฎ๐—ฝ๐—ถ๐˜๐—ฎ๐—น, ๐—ฎ๐—ป๐—ฑ ๐˜๐—ต๐—ฒ ๐—™๐˜‚๐˜๐˜‚๐—ฟ๐—ฒ ๐—ผ๐—ณ ๐—–๐—ถ๐˜๐—ถ๐—ฒ๐˜€.

Moderated by Maina Sahi , Executive Director, EquityPurpose.

This is a curated, invitation-only gathering. Seats are limited.

๐—ฅ๐—ฒ๐—ด๐—ถ๐˜€๐˜๐—ฒ๐—ฟ ๐—ต๐—ฒ๐—ฟ๐—ฒ: https://luma.com/7hdyc3cr
๐Ÿ—“ 24 June 2026
โฐ 2:00โ€“4:00 PM BST
๐Ÿ“ Thames Boardroom, PwC Embankment, London

๐“๐ก๐ž ๐Ÿ๐ฎ๐ญ๐ฎ๐ซ๐ž ๐จ๐Ÿ ๐œ๐ฅ๐ข๐ฆ๐š๐ญ๐ž ๐š๐๐š๐ฉ๐ญ๐š๐ญ๐ข๐จ๐ง ๐ข๐ฌ ๐š๐ฅ๐ซ๐ž๐š๐๐ฒ ๐›๐ž๐ข๐ง๐  ๐›๐ฎ๐ข๐ฅ๐ญ.Most people are just not looking in the right places.For over 30...
10/06/2026

๐“๐ก๐ž ๐Ÿ๐ฎ๐ญ๐ฎ๐ซ๐ž ๐จ๐Ÿ ๐œ๐ฅ๐ข๐ฆ๐š๐ญ๐ž ๐š๐๐š๐ฉ๐ญ๐š๐ญ๐ข๐จ๐ง ๐ข๐ฌ ๐š๐ฅ๐ซ๐ž๐š๐๐ฒ ๐›๐ž๐ข๐ง๐  ๐›๐ฎ๐ข๐ฅ๐ญ.

Most people are just not looking in the right places.

For over 30 years, Mahila Housing Trust has worked alongside women in informal settlements across India, strengthening housing, improving access to services, building trust, and turning lived experience into collective action.

Today, women are mapping heat vulnerabilities, co-designing Heat Action Plans, shaping local decision-making, and leading climate resilience efforts in their own communities.

This is not just participation.

It is climate leadership.

And it raises a larger question for funders, policymakers, and urban practitioners: what happens when women-led institutions are recognised not as recipients of climate action, but as the builders of resilience our cities urgently need?

This , as London Climate Action Week brings the worldโ€™s climate community together, Mahila Housing Trust, IKAI Collective, and India Impact House are taking this conversation to London.

๐–๐ก๐จ ๐†๐ž๐ญ๐ฌ ๐…๐ฎ๐ง๐๐ž๐ ๐ญ๐จ ๐๐ฎ๐ข๐ฅ๐ ๐‘๐ž๐ฌ๐ข๐ฅ๐ข๐ž๐ง๐œ๐ž? ๐–๐จ๐ฆ๐ž๐ง, ๐‚๐š๐ฉ๐ข๐ญ๐š๐ฅ, ๐š๐ง๐ ๐ญ๐ก๐ž ๐…๐ฎ๐ญ๐ฎ๐ซ๐ž ๐จ๐Ÿ ๐‚๐ข๐ญ๐ข๐ž๐ฌ.

Join the Conversation

๐Ÿ—“ 24 June 2026 | 2:00 to 4:00 PM BST |๐Ÿ“ Thames Boardroom, PwC Embankment, London

MASH Project Foundationect Bijal Bhatt Siraz Hirani

Celebrating World Environment Day in  , Jalgaon, and IndoreGrassroots women came together in Amalner, Jalgaon, and Indor...
06/06/2026

Celebrating World Environment Day in , Jalgaon, and Indore

Grassroots women came together in Amalner, Jalgaon, and Indore to celebrate World Environment Day with purpose and enthusiasm.

In , Municipal Corporation along with Mahila Housing Trust organized an impactful awareness rally that united key leaders and community members for the cause. Smt. Smita Tai Wagh (MLA), the Mayor and Vice Mayor, the Commissioner and Assistant Commissioner, our dedicated community sisters, and our Paryavaran Sakhis (Environmental Volunteers). Together, we marched for the environment and carried out tree plantations at multiple locations across the city. The women from Supreme Colony's community also took the initiative to plant trees in their own area, demonstrating true grassroots leadership.

In , MHT organized environmental drawing competitions for women to help them understand nature and its importance in our daily lives. These creative activities sparked meaningful conversations about environmental conservation among participants.

๐Ÿ™ Thank you to everyone who participated in making this day meaningful. Small actions, when done together, create big change.




National Disaster Management Authority, India Misereor

Jalgaon City Municipal Corporation - เคœเคณเค—เคพเคต เคถเคนเคฐ เคฎเคนเคพเคจเค—เคฐเคชเคพเคฒเคฟเค•เคพ เคฎเฅ€ เคœเคณเค—เคพเค‚เคตเค•เคฐ Indore Municipal Corporation Western Railway

Address

701-702, 7th Floor, Sakar-4, Opp. M. J. Library, Ashram Road, Ellisbridge
Ahmedabad
380006

Opening Hours

Monday 10:30am - 6pm
Tuesday 10:30am - 6pm
Wednesday 10:30am - 6pm
Thursday 10:30am - 6pm
Friday 10:30am - 6pm
Saturday 10:30am - 6pm

Telephone

+918758159566

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