Black Country Money Matters CIC

Black Country Money Matters CIC Money Mindset, Money Management and Financial Well-Being for the Black Country, West Midlands.

It's the weekend so it can only mean 1 thing… Strawberry Haul!! I've been growing strawberries for years, they are very ...
13/06/2026

It's the weekend so it can only mean 1 thing… Strawberry Haul!!

I've been growing strawberries for years, they are very much established now.

We are going to re do the garden this year with some higher planters so I can get back to veggies, right now with my back I cannot do it and my husband is not interested lol 😆

What's your favourite thing to grow?

When people usually give up... Working on your money is tough; there's no easy way to say it. Most of the time, my clien...
12/06/2026

When people usually give up...

Working on your money is tough; there's no easy way to say it.

Most of the time, my clients are willing to do the practical work, but it's maintaining consistency that they find challenging.

Changing their habits, shifting their beliefs, and doing the actual work required to make lasting changes.

Money is a difficult issue for many; it brings shame, guilt, self-worth issues—and that's all before you've even started writing your own money story, that is just the story that is built into you from before you were even born.

Pushing through this really difficult part is when the magic truly happens. This is when you not only see the changes, but feel them, get excited by them, and remember why you started in the first place.

How often do you give up before something starts working?

Something I wish I understood sooner…The biggest thing I wish I would have known sooner was that my business needs to be...
08/06/2026

Something I wish I understood sooner…

The biggest thing I wish I would have known sooner was that my business needs to be my business.

When we start our business we look to those who are further along the journey than us, and there is no issue with that.

However, this doesn’t mean that our business needs to be a carbon copy of theirs.

Our business is our business, our reason for it is our reason, to try and copy someone else’s business model and reason is just going to lead to a lot of wasted, time, money and energy.

And it won’t work for you, I’ve been there, I’ve done that and I won’t be doing it again!

What’s something you wish you knew sooner? Let’s help others stop making the same mistakes we did!

This probably explains a lot about me..I have a very eclectic music taste… I was chatting with my friend Magdalena today...
05/06/2026

This probably explains a lot about me..

I have a very eclectic music taste… I was chatting with my friend Magdalena today & we spoke about what brings us joy.

What is the thing me turn to when we need to fill our cups & mine is always music!

Singing & dancing lifts me up… me & my mum were sitting singing old school 90’s tunes last weekend & it made me feel so good!

I am a random & full of joy!

What’s something small that says a lot about you?

I almost broke my marriage due to my business…In my TEDx, I talked about how I didn't feel good enough for most of my li...
04/06/2026

I almost broke my marriage due to my business…

In my TEDx, I talked about how I didn't feel good enough for most of my life.

This translated into spending all my free time on my business, believing I had to be doing something to make it work.

This meant that I wasn't giving time, energy and effort to other parts of my life.

It took a breakdown of my marriage for me to see what I had been doing, neglecting my husband, who didn't support the dream life that I wanted to build.

I now prioritise my life over my business, because it's the life I want beyond it.

It has led to a happier, more joyful life and a stressless business because I work it around my life rather than the other way around.

What have you stopped focusing on recently?

I hated reading as a child…Do you remember the coloured books we have to get through in school in the 90’s? I hated read...
03/06/2026

I hated reading as a child…

Do you remember the coloured books we have to get through in school in the 90’s?

I hated reading, I got no where near the end when I was in primary school & only read books in secondary school that I had to because of homework.

I didn't get into reading until 2011, & I have gradually read more & more.

I have read 40 books on my kindle since & listened to 30 more on Audible.

Not counting the physical books I've read as well… I swore I hated reading however now it is a daily occurance!

What's something you swore you would never do?

It's my birthday! So far I have spent my morning at a local primary school talking about persistent attendance as part o...
17/04/2026

It's my birthday!

So far I have spent my morning at a local primary school talking about persistent attendance as part of my role as Parent Governor at my kids school.

Then I had a meeting with Sandwell College, organising some Work Experience for my Non Profit with their T Level students. I am excited to see what they can come up with.

Don't worry I am celebrating tonight I am off to Rocky Horror at The Grand in Wolverhampton, I can't wait, I've wanted to go for years!

How has your week been? What is your highlight?

Merry Christmas All! I hope you are all having a wonderful time with family & friends! I’ll be hosting a Unbreakable Goa...
25/12/2025

Merry Christmas All!

I hope you are all having a wonderful time with family & friends!

I’ll be hosting a Unbreakable Goal Setting Session in January!

Watch this space!

As an accountant and a business owner in the Black Country, I've seen countless startups make the same mistakes that hol...
05/09/2025

As an accountant and a business owner in the Black Country, I've seen countless startups make the same mistakes that hold them back from their first profitable sale.

It's not about working harder; it's about building your business on a solid foundation from the start. That means having a clear plan for everything from your finances to your marketing.

That’s why I’ve created a free guide, The Key to Financial Foundations, to help you get it right from day one. It's the blueprint I wish I had when I was starting out.

Let's build a profitable business together.

Get your free guide here:
https://subscribepage.io/FinancialFoundationsStartUpGuide

Many start-up owners wait until the last minute to think about their finances.Yet understanding your tax obligations and...
03/09/2025

Many start-up owners wait until the last minute to think about their finances.

Yet understanding your tax obligations and keeping proper records from day one is essential for a smooth journey.

Don’t wait until it’s too late!

Start with simple monthly tasks like recording income and expenses.

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