18/06/2026
15% Of Police Officers Missing Meals Due To Lack Of Money
Norfolk Police Federation has urged members to reach out if they are struggling financially, after a survey found that nearly half of officers were considering opting out of their pension, and 15% were regularly missing meals.
The latest Police Family Finance Index Report published by Police Friendly found that 46% of respondents had considered opting out of their pension in the past 12 months, with 7% going on to stop contributions altogether. Shockingly, the report, based on over 13,500 responses, found that 15% of police officers were missing meals due to lack of money.
Police Friendly said the findings pointed to a growing trend driven by the cost-of-living crisis, with rising housing costs, inflation and stagnant real-term pay forcing many officers to make difficult short-term financial decisions – often at the expense of their future.
Officers aged under 35 were significantly more likely to both consider and act on pension opt-outs, highlighting a potential long-term generational impact on retirement outcomes.
Nearly four in 10 officers said they were in significant debt when their housing costs were included. Over two thirds (68%) reported financial concerns, and over half (56%) said their financial situation had worsened over the past year.
When asked what steps they would take to improve their personal financial situation over the next 12 months, 54% of officers planned to do more overtime to make ends meet, 16% are considering doing a second job, and 32% are thinking of changing their job and leaving the police.
Norfolk Police Federation Chair Andy Symonds said: “We have been continuing to highlight the financial pressures that officers are under, considering the significant and prolonged attack on pay, allowances and conditions of service.
“We have seen officers’ pay being degraded by over 20% in real terms since 2010. Officers and their families are struggling to cope with the high cost of living. This is why, a couple of years ago, we launched the food box scheme, where officers can collect food boxes from the Federation Branch HQ [correct?] or we can deliver them to officers in need.
“And this is why the Federation is arguing for officers to be given a minimum of a 7% pay award this year. We will continue to support our officers with financial and debt advice where needed; we have excellent relationships with many trusted organisations that support our officers through tough times. I ask officers to reach out to us if they are struggling financially.”
You can see the Police Federation of England and Wales submission to the PRRB here https://polfed.org/news/latest-news/2026/police-pay-2026-our-evidence-to-prrb/