StepChange Debt Charity

StepChange Debt Charity We're StepChange, the UK's largest provider of free, online debt advice 24/7. Debt happens. Let's deal with it. 🤝
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We provide free, impartial debt advice and solutions to anyone struggling with debt problems.

92% of people who borrowed from a loan shark said they experienced some form of threat or pressure according to the 2025...
05/03/2026

92% of people who borrowed from a loan shark said they experienced some form of threat or pressure according to the 2025 Illegal Money Lending Team borrower report by Stop Loan Sharks England

46% of those received verbal threats from the lender, whilst 7% were assaulted.

If you’re worried about who you’ve borrowed from or if your repayment demands are excessive or threatening, reach out for support.

Get free, confidential advice from Stop Loan Sharks today 👇

📞 0300 555 2222

💻 www.stoploansharks.co.uk

04/03/2026

People in debt are stressed.

Our most recent research found that 80% of people in debt said they were ‘in significant stress’.

They also said they felt ‘lonely’ and ‘isolated’.

Talking about it more is a start.

Join us in challenging stigma around debt and help people access the support they need.

03/03/2026

Debt feeling heavy? You’re not alone. 💜🧡

Head to stepchange.org for free, confidential advice today!

02/03/2026

Need time to breathe?

Breathing Space can offer temporary relief from debt pressure,

Find out if Breathing Space is right for you and get help applying.

For 24/7 free debt advice head to stepchange.org

27/02/2026

Do you know the difference?

26/02/2026

The stigma of being in debt often keeps people silent.

In fact, nearly half of people tell no-one.

We need to change that.

Join us in challenging stigma around debt and help people access the support they need.

25/02/2026

30 years on, our vision of a society free from problem debt is as urgent as ever.

Our new Scotland in the Red report shows unsecured debts in Scotland now averaging over £20,000, the highest level we’ve seen since the global financial crash. Energy arrears are rising fast too, with average debts exceeding £2,500 per client and some energy debts more than tripling in the last five years.

Behind every number is someone facing real financial pressure.

Read the full report here: https://www.stepchange.org/policy-and-research/personal-debt-statistics-in-the-uk/scotland-in-the-red-2025.aspx

And if you’re worried about debt, get free, confidential support from stepchange.org

The issues we were experiencing with our website and access to online debt advice have now been resolved. Thank you for ...
23/02/2026

The issues we were experiencing with our website and access to online debt advice have now been resolved. Thank you for your patience.

We’re currently experiencing some website issues, meaning some clients may experience difficulties logging into their de...
23/02/2026

We’re currently experiencing some website issues, meaning some clients may experience difficulties logging into their debt advice session.

However, if you are a new client, you should still be able to start your debt advice journey.

We apologise for any inconvenience - our team is hard at work getting this resolved as quickly as possible.

Your rights as a tenant aren't always clear, let's help clear things up! 🏡
23/02/2026

Your rights as a tenant aren't always clear, let's help clear things up! 🏡

Address

123 Albion Street
Leeds
LS2 8ER

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 9am - 2pm

Telephone

+448001381111

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About us

Find it difficult to talk about debt? We hear you!

We provide the UK’s most comprehensive debt advice service. We help people with debt problems take back control of their finances and their lives.

In 2019 we helped over 600,000 people with their debts.

What we do