17/06/2026
Veteran & SSAFA, the Armed Forces charity beneficiary John, is to take part in the abseil challenge with his daughter, at the Kelpies, Falkirk, this weekend, 20th June. He wants to give back to the charity that supported him.
A Lanarkshire dad and Iraq veteran has spoken of how support from SSAFA, the Armed Forces charity helped him through some of his darkest days, when debt threatened to take over his life.
John McGuigan, 41, had always planned to join the Army. His dad and uncles had all served, so when he joined up aged 17 – having been an Army cadet from age 12 – it felt right.
Next came an eight-year career with the Royal Scots Dragoon Guards before John took the decision to join civvy street.
With nearly a decade as a soldier under his belt, John had high hopes for his civilian career. But with difficulty finding secure work and managing bills, John soon found himself spending more than he had earned and his debt began to spiral.
“I didn’t even know what council tax was when I left the Army,” John said. “We were all weekend millionaires, and by the end of the week we were skint. The trouble was I carried that mentality across.”
Facing eviction from his Airdrie flat due to unpaid rent, and with his money worries beginning to impact his mental health, John realised he needed help and turned to SSAFA.
“For me it was an embarrassing situation – I believed that to ask for help was a sign of weakness – but SSAFA really held my hand,” he said. “All I needed was a fresh start.
“Without SSAFA’s help I would have dug a bigger hole for myself. It was like quicksand; SSAFA helped me get out of it and there was no going back.”
Now settled in Uddingston with his wife Stacey, dad-of-three John is on a mission to give back to the charity that helped him successfully rebuild his life.
John and daughter Sophie, 10, will take part in an epic abseil challenge at the Kelpies in Falkirk on 20 June, raising money to help SSAFA, the Armed Forces charity to support other Scotland veterans, serving personnel, and their families in their time of need.
To donate to John’s fundraising for SSAFA, visit John’s fundraising page: https://community.ssafa.org.uk/pf/john-mcguigan
To find out more and sign up to the Kelpies Aerial Experience, visit: ssafa.org.uk/the-kelpies