Cheshire Community Bank

Cheshire Community Bank Here for our community 💛
Offering fair loans and simple savings for people across Cheshire and Flintshire. No hidden fees - just real support when you need it.

West Cheshire Credit Union Ltd is a not-for-profit savings & loans co-operative established in 2004. Since that time we have grown significantly and now covering the whole of Cheshire West & Chester, Cheshire East and Flintshire. Credit unions aim to help you take control of your money by encouraging you to save what you can and borrow only what you can afford to repay. In essence, they're savings

and loan co-operatives, where the members pool their savings to lend to one another and because it is a mutual cooperative, loans are affordable and flexible. All of this is done in a ‘not-for-profit’ way, so the cash is only used to run the services and reward the members, and not to pay outside shareholders, like most other financial institutions. Membership of West Cheshire Credit Union is open to anyone who lives, works, studies or volunteers within West Cheshire, East Cheshire or Flintshire. The simplest way to join the credit union family is by completing our online membership application which is available at www.wccu.co.uk. If you do not have access to the internet you can call us on Chester 01244 399006 and we can post an application out to you. Our telephone lines are open Monday to Friday between 10am and 2pm. The West Cheshire Credit Union is authorised and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 227415). The regulation is the same as for other banks and building societies, requiring robust financial systems, training of staff, internal/external audit systems and insurance policies that protect member’s savings. Members’ savings are protected against business failure by the Financial Services Compensation Scheme up to £85,000. As the limit of savings held with West Cheshire Credit Union is set at £15,000 ample cover is provided.

🌺 Bank Holiday Reminder 🌺Child Benefit payments due on Monday are expected to be paid early on Friday. We hope you and y...
27/08/2026

🌺 Bank Holiday Reminder 🌺
Child Benefit payments due on Monday are expected to be paid early on Friday.
We hope you and your family have a lovely bank holiday weekend!

🚫 MYTH: " There's no point saving if I can only afford a small amount."The truth? Every little bit counts.Saving just £5...
24/08/2026

🚫 MYTH: " There's no point saving if I can only afford a small amount."

The truth? Every little bit counts.

Saving just £5 a week adds up to £260 over a year. But it's not only about the amount - getting into the habit of saving regularly can help you build a financial cushion over time.

Whether it's £1, £5 or £20, start with what feels manageable for you. Small steps can make a real difference. 💚

At Cheshire Community Bank, we're here to help people across Cheshire and Flintshire save, borrow and build brighter financial futures.

MYTH: "One missed payment won't make any difference."It's easy to think one missed payment won't make much difference - ...
10/08/2026

MYTH: "One missed payment won't make any difference."

It's easy to think one missed payment won't make much difference - but it can.

If a payment is missed, you could face late fees or charges, lose a promotional rate, and depending on the type of account and how the lender reports it, it could also appear on your credit report and affect your ability to borrow in the future.

The good news? If you realise you've missed a payment, don't ignore it.

✔Make the payment as soon as you can.
✔ Contact the provider if you're struggling to pay.
✔ Check weather you can set up a Direct Debit or reminder to help prevent it happening again.

And remember: asking help early is always better than waiting for the problem to grow.

What money myth should we bust next?

MYTH: "Checking your own credit score lowers it."This is one of the most common myths we hear - but thankfully, it isn't...
03/08/2026

MYTH: "Checking your own credit score lowers it."

This is one of the most common myths we hear - but thankfully, it isn't true.

When you check your own credit score, it's called a soft search. Soft searches do not affect your credit score, so you can check it as often as you like.

The searches that can have impact are usually hard searches, which happen when you apply for certain types of credit, such as a loan or credit card.

Checking your credit score regularly can actually be a good habit. It helps you:

- Spot mistakes on your credit report
- Keep track of your financial health
- Understand where you stand before applying for credit

Have you ever believed this myth? What money myth should we bust next?

School uniforms can be expensive - we're here to help.If you are worried about the cost of school uniforms this summer, ...
31/07/2026

School uniforms can be expensive - we're here to help.

If you are worried about the cost of school uniforms this summer, Cheshire Community Bank could help with a School Uniform Loan of up to £300.

- Borrow up to £300
- Affordable repayments
- Friendly, local support
- Apply online or speak to our team

We've already helped over 800 local people with school uniform costs this summer - and we'd love to help even more families before the new school term begins.

Don't leave it until the last minute. If you think we could help, apply today.

💚 Find out more on our website or get in touch with our friendly team.

🌐 www.cheshirecombank.co.uk

📍 Did you know we're in Ellesmere Port every Thursday?If you live in or around Ellesmere Port, why not pop in and see us...
31/07/2026

📍 Did you know we're in Ellesmere Port every Thursday?

If you live in or around Ellesmere Port, why not pop in and see us?

📍 The Portal
Wellington Road
Ellesmere Port
CH65 0BA

Whether you are thinking about becoming a member, looking to start saving, interested in one of our affordable loans, or simply have a question, we're here to help.

No appointment needed - just drop in for a friendly chat 😊

We look forward to seeing you!

🌞 Come and say hello at Ellesmere Port Community Connect!We'll be at Whitby Park this Thursday, 30th July, from 11:00am ...
28/07/2026

🌞 Come and say hello at Ellesmere Port Community Connect!

We'll be at Whitby Park this Thursday, 30th July, from 11:00am - 2:00pm, joining lots of fantastic local organisations for a fun, free community event.

Our Community Outreach Officer will be there to chat about :

💚 Becoming a member of Cheshire Community Bank
💶 Affordable loans and savings
🏡 Financial wellbeing and support available to your community.

Plus, we're always happy to answer any questions!

Whether you're looking for financial support, want to start saving, or simply fancy a chat, we'd love to meet you.

📍Whitby Park, Stanney Lane, Ellesmere Port CH65 9AQ

We hope to see you there! 👋💚

MYTH: "You need a lot of money to start saving."The truth is that building a savings habit is often more important than ...
27/07/2026

MYTH: "You need a lot of money to start saving."

The truth is that building a savings habit is often more important than the amount you start with.

Saving just a small amount regularly can help you build confidence, prepare for unexpected expenses and work towards future goals.

Whether it's £2, £5 or £10 a week, every step counts.

The most important thing is getting started.

What's the best money advice you've ever been given?

24/07/2026

🚍☀️ Free bus travel for children this August!
Looking for affordable family days out this summer? Children aged 5 to 15 can travel for free on participating bus services across Cheshire West and Chester from 1 to 31 August.
Whether you're heading into town, visiting a local park, seeing friends and family or discovering somewhere new, leave the car at home and enjoy unlimited bus travel all month long.
Find out more 👉 https://cwac.co/IL2ZZ

23/07/2026

☀️ RAGE FITNESS SUMMER SPORTS PROGRAMME IS HERE! ⚽

Looking for something active and fun for the kids this summer? OUR SESSIONS ARE FREE 😍

Join the RAGE Fitness Team every:

📅 Tuesday, Wednesday & Thursday
⏰ 11:00am – 12:00pm
📍
🗓️ For 4 weeks, starting this week!
JUST TURN UP, NO NEED TO BOOK

Expect a fantastic mix of:
⚽ Team games
🏃 Fitness challenges
🏅 Sports skills
🤝 Confidence building
😊 New friendships
💪 Plenty of fun and movement!

Our experienced team create a welcoming environment where every child can get active, build confidence and have an amazing summer.😎

Let’s make this summer one to remember!

Address

12-16 Brookdale Place
Chester
CH13DY

Opening Hours

Monday 9:30am - 2pm
Tuesday 9:30am - 2:30pm
Wednesday 9:30am - 2:30pm
Thursday 9:30am - 2:30pm
Friday 9:30am - 2:30pm

Telephone

+441244399006

Website

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