Our objective is simple: to be a different type of insurance solutions provider. One that understands the unique needs of its "members" and develops insurance and risk management solutions that are tailored to those unique needs. As part of Advocis which represents over 11,000 financial advisors and planners the APA is uniquely positioned to bring the ever evolving needs of our industry to our ins
urers to ensure that all the coverage products and solutions we offer keep pace with our changing industry and practices. The APA is built upon two foundational concepts; building better programs through scale and supporting the professionalism of our industry. s the largest association sponsored E&O program in Canada the APA can build efficiencies and specific benefits for its members. Innovation is at the heart of these; members have direct input to the APA management to bring industry and coverage issues forward for review. Members direct input has resulted in the APA making industry leading changes such as coverage for referral activities, zero dollar deductibles, and many other important coverage and service enhancements. We understand the difference between "Member Service" and "Customer Service" - but do other brokers? and the APA are focused on that subtle yet important difference that our members have higher expectations of professional associations and group programs. Seeking out individual insurance solutions can be an overwhelming task even for experienced individuals. We focus on developing group solutions; building tailored programs to suit the unique needs of companies and advisors. The APA has built the largest association sponsored E&O program in Canada by being committed to Member Service and developing solutions that serve your needs and benefit our industry. Traditional commercial insurance programs operate as all companies do: fulfilling their fiduciary duty to maximize shareholder value by ensuring a profitable bottom line to exercise dividend options for shareholders. But who is the shareholder profiting by your E&O insurance? With the APA, our members are our "shareholders" and miximizing shareholder value to the APA means delivering superior coverage at competitive pricing, innovative insurance solutions, and building risk management education programs that benefit our members. Information posted here contains program and coverage highlights only. Certain conditions, exclusions, and/or restrictions may apply. Posted information is presented for general information purposes only and has been developed based on publicly accessible information; efforts using commercially reasonable means to ensure accuracy. Please contact the Advocis Protective Association and/or Advocis Broker Services for further information.
