08/19/2026
A lot of you messaged after the last post asking how to actually get the $99,999. Fair question, and the answer isn't laid out in one place anywhere online.
It works as an equity contribution inside a financing package, and at most institutions it isn't available on its own. You bring roughly 10 percent in cash. The contribution covers up to about 40 percent of eligible capital costs. A loan from the same institution covers the rest.
Which means on a $100,000 project you're looking at somewhere near $40,000. To reach the full amount your project needs to be worth around a quarter of a million.
Knowing that before you walk in is the difference between a productive first meeting and a confusing one.
Swipe for the three steps, the documents they'll ask you for, and the one mistake that disqualifies people before they start.
We put this together because our members kept asking. If you want funding and procurement information landing in front of you instead of hunting for it, join IPAC here: https://indigenousprofessionals.org/membership-form
Tag someone who's been sitting on a business idea waiting for the right moment.