09/25/2025
NIHB Coverage of Braces
NIHB will cover braces when there’s a severe misalignment that affects:
• Biting
• Chewing
• Eating
• Breathing
• Talking
• Pain levels
Check with your orthodontist before they submit a claim to confirm your braces are medically necessary. NIHB does not cover braces for cosmetic reasons.
For information on the status of an orthodontic claim, Please call 1-866-227-0943
For more information call: 226-387-7879