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National Pension & Provident Fund

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Established on March 30, 2000, the National Pension & Provident Fund (NPPF) of Bhutan is an autonomous organization responsible for the management and administration of the Civil and the Armed Forces old age retirement plans in Bhutan.

20/08/2026

💡 Why should you keep your nominee information up to date?

Your nominee information helps ensure that your benefits reach the right person when they are needed most.

Life changes — you may get married, start a family, or experience other changes in your personal circumstances. But your nominee details may still reflect information you provided years ago.

Keeping your nomination details updated can help avoid unnecessary complications and make the benefit process clearer for your loved ones.

Take a moment to check your nominee information and update it when necessary.

A small update today can make a meaningful difference for your loved ones tomorrow.

20/08/2026

📢 Selected Candidate Announcement- Personal Assistant, CEO's Office.

The National Pension and Provident Fund (NPPF) is pleased to announce the selected candidate for the position of Personal Assistant, CEO’s Office, HQ, Thimphu, following the interview conducted on 20 August 2026.

🎉 Congratulations to the selected candidate!

NPPF sincerely thanks all applicants for their interest and participation in the recruitment process. We encourage all candidates to continue exploring future career opportunities with NPPF.

🔗 For the detailed result and standby list, please click here: https://shorturl.at/fc9X3

14/08/2026

🇧🇹 𝗕𝗵𝘂𝘁𝗮𝗻 𝗧𝗼𝗺𝗼𝗿𝗿𝗼𝘄: 𝗔𝗿𝗲 𝗪𝗲 𝗥𝗲𝗮𝗱𝘆 𝗳𝗼𝗿 𝗮𝗻 𝗔𝗴𝗲𝗶𝗻𝗴 𝗣𝗼𝗽𝘂𝗹𝗮𝘁𝗶𝗼𝗻?

Bhutan is standing at an unprecedented demographic turning point.

Over the last four decades, improved healthcare and living standards have added over 20 years to the average Bhutanese lifespan. While this is a testament to national progress, it introduces a critical question for our future:

How do we ensure that longer lives are lived with independence and dignity?

The Shifting Demographic Landscape
By 2050, the proportion of Bhutanese citizens aged 60 and above is projected to double. At the same time, declining fertility rates mean fewer working-age youth will support a growing elder population. The traditional safety net—where children automatically support aging parents in joint households—is rapidly evolving as nuclear families and urbanization become the norm.

An ageing population isn't just a national policy topic; it is an immediate personal reality for every working individual today.

What Does Retirement Look Like Tomorrow?
When you retire at 56 or 60, you may easily have 20 to 30 years of vibrant life ahead.

● Will your savings cover two to three decades of living expenses and healthcare?
● Will you be able to maintain financial independence without relying solely on your children?
● Is your retirement plan built for yesterday's life expectancy, or tomorrow's?

Preparing Today, Securing Tomorrow
Financial security in old age does not happen by chance—it happens by choice and consistent planning. Building a resilient retirement framework requires:

1. Early Pension Participation: Starting early allows compound growth to do the heavy lifting.

2. Voluntary Savings & PF Growth: Supplementing mandatory schemes with long-term savings tailored to modern inflation and medical needs.

3. A Cultural Shift: Viewing retirement planning not as a task for your 50s, but as an essential career priority in your 20s and 30s.
The true quality of a society is reflected in how it cares for its seniors—and the quality of your personal retirement depends on the decisions you make today.

💬 Let’s discuss: How early in your career did you start thinking about retirement? What do you think is the biggest challenge Bhutanese youth face when saving for the long term? Drop your thoughts below.

13/08/2026

Retirement may feel far away, especially when you're just starting your career. But when did you first start thinking about it?

A. When I got my first job
B. When I started earning
C. When I started a family
D. When I was nearing retirement
E. I haven't thought about it yet

Comment A, B, C, D or E below 👇

And remember: the earlier you understand your retirement benefits and start planning, the more prepared you can be for the future.

13/08/2026

📢 𝗘𝗫𝗧𝗘𝗡𝗦𝗜𝗢𝗡 𝗢𝗙 𝗕𝗜𝗗 𝗦𝗨𝗕𝗠𝗜𝗦𝗦𝗜𝗢𝗡

The National Pension and Provident Fund (NPPF) invites sealed bids from interested and prospective Small-Class C–W3 bidders for:

Repair and Maintenance of Civil Works at NPPF Housing Complex, Samdrup Jongkhar.

🗓️ Submission Deadline: 24 August 2026, 12:30 PM
📍 Bid Submission: NPPF Regional Office, Phuentsholing
🕝 Bid Opening: 24 August 2026, 2:30 PM

Interested bidders are requested to review the detailed bidding documents and ensure all required forms and documents are properly completed, signed and sealed.

📄 Detailed Bidding Documents: Please click here: https://shorturl.at/ecqwi

📧 For inquiries: [email protected]
📞 Contact: 17120258

11/08/2026

𝗣𝗲𝗻𝘀𝗶𝗼𝗻 𝟭𝟬𝟭 | 𝗘𝗽𝗶𝘀𝗼𝗱𝗲 𝟭 🧓💡

What exactly is a pension? And what do Defined Benefit (DB) and Defined Contribution (DC) mean?

In our first episode of Pension 101, Dechen breaks down these concepts in simple terms and explains how they relate to your retirement benefits at NPPF.

Because understanding your pension today means preparing better for tomorrow. 🌱

Stay tuned for the next episode of Pension 101!

06/08/2026

Keeping your NPPF records updated is essential to ensure that your contributions, benefits, and member information are accurately maintained.

Whether you're an NPPF member or an employing agency, timely submission of required documents and updates helps us provide efficient services while ensuring compliance with NPPF rules and regulations.

In this carousel, you'll find important reminders on:
✔️ Updating your nominee details
✔️ Reporting changes in employment
✔️ Enrolling new employees
✔️ Monthly PF contribution requirements
✔️ Important timelines and contact information

Take a few minutes to go through the slides and ensure your records are up to date.

Your cooperation plays a vital role in maintaining accurate member records and delivering better services to all NPPF members.

03/08/2026

𝗨𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱𝗶𝗻𝗴 𝗬𝗼𝘂𝗿 𝗡𝗣𝗣𝗙 𝗟𝗼𝗮𝗻 𝗘𝗠𝗜 𝗗𝗲𝗱𝘂𝗰𝘁𝗶𝗼𝗻

Managing your loan repayments is easier when you know how your monthly EMI deduction works.

For NPPF borrowers, loan EMIs are collected through a Standing Instruction (SI) linked to your Bank of Bhutan savings account. Your net salary is credited to your account in full, and the EMI is automatically deducted on the 28th of every month, provided sufficient funds are available.

In this video, we explain how the SI deduction works, what happens when there is insufficient balance, why double deductions may occur, and what happens when a loan is settled.

📌 Remember: Keep sufficient funds in your SI-linked account before the 28th and avoid making manual EMI payments if the deduction has not gone through. Instead, contact NPPF for assistance.

📞 NPPF Customer Service: 1039

Watch the video to understand your EMI deductions and avoid common repayment issues.

31/07/2026

🤝 𝗦𝘁𝗿𝗲𝗻𝗴𝘁𝗵𝗲𝗻𝗶𝗻𝗴 𝗦𝗼𝗰𝗶𝗮𝗹 𝗦𝗲𝗰𝘂𝗿𝗶𝘁𝘆 𝗳𝗼𝗿 𝗕𝗵𝘂𝘁𝗮𝗻’𝘀 𝗛𝗼𝘀𝗽𝗶𝘁𝗮𝗹𝗶𝘁𝘆 𝗪𝗼𝗿𝗸𝗳𝗼𝗿𝗰𝗲

The National Pension and Provident Fund (NPPF) and the Hotel & Restaurant Association of Bhutan (HRAB) today signed a Memorandum of Understanding (MoU) to strengthen awareness and expand coverage of the NPPF Private Provident Fund Scheme among employees in Bhutan’s hotel and restaurant industry.

The MoU marks an important step towards ensuring that more private sector employees have access to long-term savings, retirement security, and financial protection for the future.

Speaking at the signing ceremony, NPPF CEO Mr. Chencho T. Namgay highlighted the importance of extending social security to private sector employees and emphasized that retirement preparedness should not be limited to the public sector. He also underscored NPPF’s role in helping individuals build financial security through disciplined, long-term savings.

HRAB Executive Director Mr. Tashi Dendup also shared his thoughts on the importance of strengthening social protection within the hospitality sector and welcomed the collaboration with NPPF to promote greater awareness and participation in the Private Provident Fund Scheme.

Through this partnership, NPPF and HRAB aim to bring greater awareness, accessibility, and participation in NPPF's Private Provident Fund coverage across the hotel and restaurant industry.

22/07/2026

𝗧𝗵𝗼𝘀𝗲 𝘄𝗵𝗼 𝗮𝗿𝗲 𝗯𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝘁𝗵𝗲𝗶𝗿 𝗳𝘂𝘁𝘂𝗿𝗲 𝘁𝗵𝗿𝗼𝘂𝗴𝗵 𝗵𝗮𝗿𝗱 𝘄𝗼𝗿𝗸 𝘁𝗼𝗱𝗮𝘆 𝗱𝗲𝘀𝗲𝗿𝘃𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝘀𝗲𝗰𝘂𝗿𝗶𝘁𝘆 𝘁𝗼𝗺𝗼𝗿𝗿𝗼𝘄｡

Every salary earned and every effort made today should also contribute to a stable and dignified retirement. With the NPPF Private Provident Fund Scheme, private sector employees can begin building long-term financial security through regular savings and employer contributions.

Join the NPPF Private Provident Fund Scheme today and take a confident step toward a future of financial security, independence, and peace of mind.

Address

National Pension And Provident
Thimphu
11001

Opening Hours

Monday	09:00 - 17:00
Tuesday	09:00 - 17:00
Wednesday	09:00 - 17:00
Thursday	09:00 - 17:00
Friday	09:00 - 17:00

Website

https://www.nppf.org.bt/

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