FECIF - Fédération Européenne des Conseils et Intermédiaires Financiers

FECIF - Fédération Européenne des Conseils et Intermédiaires Financiers The European Federation of Financial Advisers and Financial Intermediaries (FECIF) was chartered in J

FECIF is an independent and non-profit-making organisation at the exclusive service of its financial adviser and intermediary members from the 27 European Union member states, plus Switzerland and Norway. It is the only European body representing European financial advisers and intermediaries, and it is based in Brussels, the heart of Europe.

💭 “Financial education equips citizens with knowledge. Professional advice translates that knowledge into decisions suit...
03/06/2026

💭 “Financial education equips citizens with knowledge. Professional advice translates that knowledge into decisions suited to their lives”

🆕 FECIF EDITORIAL | JUNE 2026
💬 «Financial Advice and Financial Education Must Advance Together»

🔗 https://www.fecif.eu/editorial/edito-june-2026

✍️ In this June editorial Stefka Topalova (General Manager of EFPA) explores why financial education and professional financial advice are complementary pillars of the Savings and Investments Union, and why both are essential to help citizens make informed financial decisions in an increasingly complex environment.

🔗 Read the full editorial here https://www.fecif.eu/editorial/edito-june-2026

❗𝐏𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐚𝐝𝐯𝐢𝐜𝐞 𝐢𝐬 𝐧𝐨𝐭 𝐚 𝐥𝐮𝐱𝐮𝐫𝐲. 𝐈𝐭’𝐬 𝐚 𝐄𝐮𝐫𝐨𝐩𝐞𝐚𝐧 𝐧𝐞𝐜𝐞𝐬𝐬𝐢𝐭𝐲.📢 Commissioner Maria Luís Albuquerque has just...
22/05/2026

❗𝐏𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐚𝐝𝐯𝐢𝐜𝐞 𝐢𝐬 𝐧𝐨𝐭 𝐚 𝐥𝐮𝐱𝐮𝐫𝐲. 𝐈𝐭’𝐬 𝐚 𝐄𝐮𝐫𝐨𝐩𝐞𝐚𝐧 𝐧𝐞𝐜𝐞𝐬𝐬𝐢𝐭𝐲.

📢 Commissioner Maria Luís Albuquerque has just spoken at the 𝐄𝐒𝐌𝐀 𝐀𝐧𝐧𝐮𝐚𝐥 𝐂𝐨𝐧𝐟𝐞𝐫𝐞𝐧𝐜𝐞 ¨𝐀 𝐍𝐄𝐖 𝐄𝐑𝐀 𝐅𝐎𝐑 𝐄𝐔 𝐂𝐀𝐏𝐈𝐓𝐀𝐋 𝐌𝐀𝐑𝐊𝐄𝐓𝐒¨, reaffirming that the Saving sand Investments Union is a shared responsibility — one that calls on all market players to step up.

and are doing exactly that.

📑 This week we sent a joint letter to the with one clear message: 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐚𝐝𝐯𝐢𝐜𝐞 𝐢𝐬 𝐧𝐨𝐭 𝐚 𝐥𝐮𝐱𝐮𝐫𝐲. 𝐈𝐭'𝐬 𝐚 𝐄𝐮𝐫𝐨𝐩𝐞𝐚𝐧 𝐧𝐞𝐜𝐞𝐬𝐬𝐢𝐭𝐲.

As the takes shape, and professional advice must go hand in hand. More information does not mean better decisions — in a world of growing complexity and unqualified financial influencers, access to , client-centric advice matters more than ever.

Our joint recommendations:
▶ Make professional financial advice a pillar of the SIU — alongside, not instead of, financial education.
▶ Build market participation on trust — through qualified, regulated, client-centric professionals.
▶ Counter the fin-fluencer risk with the only real antidote: regulated advice.

🇪🇺 EFPA and FECIF represent over 500,000 financial professionals across Europe. Swipe through to read our full position 👉

🔗 Read the full joint press release and letter: https://www.fecif.eu/blog/professional-financial-advice-and-financial-education-must-advance-together



https://www.fecif.eu/blog/professional-financial-advice-and-financial-education-must-advance-together

📝𝐏𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐚𝐝𝐯𝐢𝐜𝐞 𝐚𝐧𝐝 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐞𝐝𝐮𝐜𝐚𝐭𝐢𝐨𝐧 𝐦𝐮𝐬𝐭 𝐚𝐝𝐯𝐚𝐧𝐜𝐞 𝐭𝐨𝐠𝐞𝐭𝐡𝐞𝐫 𝐭𝐨 𝐝𝐞𝐥𝐢𝐯𝐞𝐫 𝐭𝐡𝐞 𝐒𝐚𝐯𝐢𝐧𝐠𝐬 𝐚𝐧𝐝 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭𝐬 𝐔𝐧𝐢𝐨...
20/05/2026

📝𝐏𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐚𝐝𝐯𝐢𝐜𝐞 𝐚𝐧𝐝 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐞𝐝𝐮𝐜𝐚𝐭𝐢𝐨𝐧 𝐦𝐮𝐬𝐭 𝐚𝐝𝐯𝐚𝐧𝐜𝐞 𝐭𝐨𝐠𝐞𝐭𝐡𝐞𝐫 𝐭𝐨 𝐝𝐞𝐥𝐢𝐯𝐞𝐫 𝐭𝐡𝐞 𝐒𝐚𝐯𝐢𝐧𝐠𝐬 𝐚𝐧𝐝 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭𝐬 𝐔𝐧𝐢𝐨𝐧

📢 FECIF and EFPA have have jointly addressed Commissioner Maria Luís Albuquerque following her 10 April speech in Helsinki, welcoming the European Commission’s commitment to strengthening retail participation in capital markets and improving financial literacy across the Union (SIU).

In their letter, the two organisations underline that 📚𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐞𝐝𝐮𝐜𝐚𝐭𝐢𝐨𝐧 𝐚𝐧𝐝 𝐩𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐚𝐝𝐯𝐢𝐜𝐞 𝐚𝐫𝐞 𝐜𝐨𝐦𝐩𝐥𝐞𝐦𝐞𝐧𝐭𝐚𝐫𝐲 𝐩𝐢𝐥𝐥𝐚𝐫𝐬, each serving a distinct purpose in empowering citizens. While education equips individuals with foundational understanding, 🤝𝐪𝐮𝐚𝐥𝐢𝐟𝐢𝐞𝐝 𝐚𝐧𝐝 𝐫𝐞𝐠𝐮𝐥𝐚𝐭𝐞𝐝 𝐚𝐝𝐯𝐢𝐬𝐞𝐫𝐬 𝐭𝐫𝐚𝐧𝐬𝐥𝐚𝐭𝐞 𝐭𝐡𝐚𝐭 𝐤𝐧𝐨𝐰𝐥𝐞𝐝𝐠𝐞 𝐢𝐧𝐭𝐨 𝐩𝐞𝐫𝐬𝐨𝐧𝐚𝐥𝐢𝐬𝐞𝐝, 𝐬𝐮𝐢𝐭𝐚𝐛𝐥𝐞 𝐝𝐞𝐜𝐢𝐬𝐢𝐨𝐧𝐬, ensuring that savers can navigate increasingly complex financial choices responsibly.

The joint statement also highlights the ⚠️𝐜𝐫𝐢𝐭𝐢𝐜𝐚𝐥 𝐫𝐨𝐥𝐞 𝐨𝐟 𝐡𝐢𝐠𝐡‑𝐪𝐮𝐚𝐥𝐢𝐭𝐲 𝐚𝐝𝐯𝐢𝐜𝐞 𝐢𝐧 𝐬𝐚𝐟𝐞𝐠𝐮𝐚𝐫𝐝𝐢𝐧𝐠 𝐜𝐢𝐭𝐢𝐳𝐞𝐧𝐬 against misinformation, unregulated financial influencers, and potential misconduct—factors that can undermine trust in financial markets and hinder long‑term savings mobilisation.

🇪🇺 FECIF and EFPA reiterate their support for the Commission’s objectives under the Savings and Investments Union and express their readiness to engage in constructive dialogue with Commissioner Albuquerque and her services to further strengthen professional standards and enhance citizens’ access to trusted advice.

ℹ️For more information or to request an interview, please contact the FECIF or EFPA Secretariat.

🔗 Read the full joint press release and the letter here: https://www.fecif.eu/blog/professional-financial-advice-and-financial-education-must-advance-together

💭“European households save. What they conspicuously fail to do is invest”🆕 FECIF EDITORIAL | MAY 2026💬 «Europe Saves. Eu...
07/05/2026

💭“European households save. What they conspicuously fail to do is invest”

🆕 FECIF EDITORIAL | MAY 2026

💬 «Europe Saves. Europe Fails to Invest. The Difference is Advice.»
🔗 https://lnkd.in/dDkX96WB

✍️ Building on the discussions at the FECIF April event, Simon Colboc, FECIF Secretary-General, explores Europe’s investment gap and the key role of financial advice in turning savings into long-term investment.

🔗 Read the full editorial here https://lnkd.in/dDkX96WB

📣𝐊𝐞𝐲 𝐓𝐚𝐤𝐞𝐚𝐰𝐚𝐲𝐬 𝐟𝐫𝐨𝐦 𝐭𝐡𝐞 𝐅𝐄𝐂𝐈𝐅 𝐀𝐩𝐫𝐢𝐥 𝐄𝐯𝐞𝐧𝐭 Last tuesday in Brussels🇧🇪, FECIF hosted its special event under the topic of ...
24/04/2026

📣𝐊𝐞𝐲 𝐓𝐚𝐤𝐞𝐚𝐰𝐚𝐲𝐬 𝐟𝐫𝐨𝐦 𝐭𝐡𝐞 𝐅𝐄𝐂𝐈𝐅 𝐀𝐩𝐫𝐢𝐥 𝐄𝐯𝐞𝐧𝐭

Last tuesday in Brussels🇧🇪, FECIF hosted its special event under the topic of “Financial Advice for Europe’s Future”, bringing together EU institutions and leading financial sector organisations to discuss how to strengthen participation in capital markets.

💬 The discussion confirmed a clear and shared message: financial advice is essential to turn European savers into long-term investors.

🔖 Key takeaways from the panel moderated by FECIF Secretary-General Colboc:

➡️ Advice is a driver of participation
Financial advice helps translate complexity into decisions, building trust and enabling citizens to move from saving to investing.

➡️ Savings are not the issue — allocation is
European households hold significant assets, but much of it remains in low-yield instruments rather than supporting long-term investment.

➡️ Regulation alone is not enough
Effective frameworks must support, not hinder, the relationship between advisors and clients.

➡️ Financial literacy and advice go hand in hand
Education is essential, but guidance remains key to turning knowledge into action.

➡️ Technology is reshaping the landscape
Digital tools expand access, but also raise new questions around trust, quality, and investor protection.

👉 “Financial advice is not just a service. It’s a key driver of economic participation.”

🗨️ FECIF Chairwoman Vania FranceschelliVania Franceschelli concluded:
"Tuesday’s event clearly highlighted the central role that financial advice plays in empowering EU citizens to make informed financial decisions. As the European Union advances its Savings and Investments Union agenda, ensuring access to high-quality professional advice, alongside stronger financial literacy, will be key to fostering trust, enhancing participation in capital markets, and supporting long-term financial resilience across Member States."

🙏 Many thanks to all the participants and a special thank you to our speakers Andrea Liesenfeld (European Commission), Andreas Stepnitzka (Insurance Europe), Vincent Ingham (EFAMA), Jacopo Borgognone (European Banking Federation) and Josep Soler Albertí (EFPA Spain | European Financial Planners Association), for a lively and insightful exchange.

🎥 Watch the full recording: https://lnkd.in/djCrTcQn

✍️ Read the entire recap of the event here: https://www.fecif.eu/blog/key-takeaways-from-the-fecif-april-event



📷 ©Elio Germani https://www.linkedin.com/in/eliogermani

🔖 FECIF Event – 𝐏𝐫𝐚𝐜𝐭𝐢𝐜𝐚𝐥 𝐈𝐧𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧We look forward to welcoming you today in Brussels 🇧🇪📍 Le Louise Hotel, Brussels (R...
21/04/2026

🔖 FECIF Event – 𝐏𝐫𝐚𝐜𝐭𝐢𝐜𝐚𝐥 𝐈𝐧𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧

We look forward to welcoming you today in Brussels 🇧🇪

📍 Le Louise Hotel, Brussels (Room Metamorphose I)

🕔 𝐑𝐞𝐠𝐢𝐬𝐭𝐫𝐚𝐭𝐢𝐨𝐧 from 17:30
🕕 𝐄𝐯𝐞𝐧𝐭 𝐬𝐭𝐚𝐫𝐭𝐬 18:00 sharp

🎤 Please arrive in good time to ensure a smooth registration.

For those unable to attend in person, a 🔴𝐥𝐢𝐯𝐞 𝐬𝐭𝐫𝐞𝐚𝐦 will be available:

🔗 www.linkedin.com/events/7451961893575016448?viewAsMember=true

👉 See you shortly

📢 Only 12 days to go – join us in Brussels🇧🇪, on 📅 21 April 2026! 🔗 Register now: www.fecif.eu/fecif-event-21-april-2026...
09/04/2026

📢 Only 12 days to go – join us in Brussels🇧🇪, on 📅 21 April 2026!
🔗 Register now: www.fecif.eu/fecif-event-21-april-2026

🇪🇺 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐀𝐝𝐯𝐢𝐜𝐞 𝐟𝐨𝐫 𝐄𝐮𝐫𝐨𝐩𝐞’𝐬 𝐅𝐮𝐭𝐮𝐫𝐞
How can financial advice help Europeans save more, invest better and prepare for retirement?

On 21 April in Brussels, FECIF will host a special event exploring how financial advice can empower EU citizens and strengthen participation in capital markets.

Drawing on insights from the 𝐅𝐄𝐂𝐈𝐅 𝐖𝐡𝐢𝐭𝐞 𝐁𝐨𝐨𝐤 2025📗, the discussion will focus on:
✴️ Strengthening long-term savings and retirement
✴️ Empowering retail investors: participation, literacy and confidence
✴️ Supporting Europe’s digital and sustainable transition

🎤 Speakers from EU institutions and leading financial sector organisations, inculding:
- William Vidonja, Head of Conduct of Business at Insurance Europe
- Vincent Ingham, Director Regulatory Policy at EFAMA
- Jacopo Borgognone, Head of Capital Markets at European Banking Federation
- Dr. Andrea L.iesenfeld , Head of Unit FISMA.B.3 at European Commission

📅 21 April 2026
📍 Le Louise Hotel, Brussels
🌐 www.fecif.eu/fecif-event-21-april-2026

hastag

📍FECIF at ANACOFI Annual ConventionOur Chairwoman, Vania Franceschelli will take part tomorrow in ANACOFI’s annual conve...
08/04/2026

📍FECIF at ANACOFI Annual Convention

Our Chairwoman, Vania Franceschelli will take part tomorrow in ANACOFI’s annual convention, joining the round table:

💬 “L’Europe de nos métiers – actualité réglementaire et réalité terrain”

A timely discussion bringing together European and national perspectives on regulation, market realities and the evolving role of financial advice.

💬“Without strong financial advice, market access risks remaining theoretical”🆕FECIF EDITORIAL | MARCH 2026💬 «Financial A...
24/03/2026

💬“Without strong financial advice, market access risks remaining theoretical”

🆕FECIF EDITORIAL | MARCH 2026
💬 «Financial Advice at the Heart of the Savings and Investment Union»

🔗https://www.fecif.eu/editorial

✍️ In this editorial, FECIF Chairperson Vania Franceschelli underscores that the success of the Savings and Investment Union will depend on strong financial advice, ensuring that greater market access translates into real outcomes for European citizens and investors.

🔗https://www.fecif.eu/editorial

🗨️“𝘈𝘯 𝘢𝘤𝘤𝘶𝘮𝘶𝘭𝘢𝘵𝘪𝘰𝘯 𝘰𝘧 𝘸𝘦𝘭𝘭-𝘪𝘯𝘵𝘦𝘯𝘥𝘦𝘥 𝘳𝘦𝘧𝘰𝘳𝘮𝘴 𝘳𝘪𝘴𝘬𝘴 𝘣𝘦𝘤𝘰𝘮𝘪𝘯𝘨 𝘤𝘰𝘶𝘯𝘵𝘦𝘳𝘱𝘳𝘰𝘥𝘶𝘤𝘵𝘪𝘷𝘦 𝘪𝘧 𝘪𝘵 𝘰𝘷𝘦𝘳𝘸𝘩𝘦𝘭𝘮𝘴 𝘮𝘢𝘳𝘬𝘦𝘵 𝘱𝘢𝘳𝘵𝘪𝘤𝘪𝘱𝘢𝘯𝘵𝘴 𝘢𝘯𝘥 𝘦𝘯...
18/02/2026

🗨️“𝘈𝘯 𝘢𝘤𝘤𝘶𝘮𝘶𝘭𝘢𝘵𝘪𝘰𝘯 𝘰𝘧 𝘸𝘦𝘭𝘭-𝘪𝘯𝘵𝘦𝘯𝘥𝘦𝘥 𝘳𝘦𝘧𝘰𝘳𝘮𝘴 𝘳𝘪𝘴𝘬𝘴 𝘣𝘦𝘤𝘰𝘮𝘪𝘯𝘨 𝘤𝘰𝘶𝘯𝘵𝘦𝘳𝘱𝘳𝘰𝘥𝘶𝘤𝘵𝘪𝘷𝘦 𝘪𝘧 𝘪𝘵 𝘰𝘷𝘦𝘳𝘸𝘩𝘦𝘭𝘮𝘴 𝘮𝘢𝘳𝘬𝘦𝘵 𝘱𝘢𝘳𝘵𝘪𝘤𝘪𝘱𝘢𝘯𝘵𝘴 𝘢𝘯𝘥 𝘦𝘯𝘥-𝘶𝘴𝘦𝘳𝘴 𝘢𝘭𝘪𝘬𝘦”

🔖from January Editorial «2026: A Busy, Defining Year for Europe’s Financial Services Agenda»

✍ by Vania Franceschelli, FECIF Chairperson

🔗𝘙𝘦𝘢𝘥 𝘵𝘩𝘦 𝘦𝘯𝘵𝘪𝘳𝘦 𝘤𝘰𝘮𝘮𝘦𝘯𝘵𝘢𝘳𝘺 𝘩𝘦𝘳𝘦: https://lnkd.in/d9NdgZ63

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