NBCS CALD Community Connect

22/05/2026

Wow! What a fun Culture Café @ Japan Night ✨
We enjoyed delicious international food, made new friends and learned origami

22/05/2026

✅ New country = lots of paperwork 😵‍💫
TFN, bank account, super, insurance, payslips… so many things to deal with!!!
So we made a simple financial checklist for newcomers
A few small things done early can save you a LOT of stress (and money) later

This post covers helpful reminders for:
🏦 when you first arrive
💼 when you start work
🏠 when you rent a home
🚗 when you get a car
✈️ when you leave Australia

💬 What was the most confusing “adult paperwork” thing for you in Australia? 😆
👉 Need help understanding forms, tax, super, or insurance in your language? Send us a message

21/05/2026

Wow! What a fun Culture Café @ Japan Night

We enjoyed delicious international food, made our own rice balls, and learned origami — kimono folding! 🍙🎎

Special shout out to the crew from Mundubbera Rotary Club for joining us...It was wonderful to see people of different ages and backgrounds sharing food, laughter, and culture together. Thank you everyone for coming and making the night so warm and welcoming 💛

Because everyone belongs. 🌏🤝

20/05/2026

It’s today 6pm! See you then 🤗

🇯🇵✨ Japan Night @ Culture Café! ✨🇯🇵

This month, we’re bringing a touch of Japan to Mundubbera
Join us for a relaxed evening of food, culture, and connection!

✅Bring a dish to share (anything you like!)
✅We’ll also make onigiri (rice balls) together before dinner — a fun little activity for everyone
✅Meet new people & enjoy a friendly, welcoming space
✅No food? No worries — everyone is welcome!

When: Wednesday 20th May @ 6pm
Where: NBCS – 69 Stuart-Russell St, Mundubbera

👇 We’d love to hear from you
Have you ever made or tried onigiri before?

Come along, bring a friend, and enjoy a cozy evening together 🌸

20/05/2026

💸 “Why is so much tax coming out of my pay?”
If you’re on a 417 or 462 Working Holiday visa, you’ve probably asked this at least once

In Australia, backpackers pay a different tax rate from Australian residents — and if your employer doesn’t register you correctly, you could be taxed MUCH more than you should be 👀

This post explains the basic backpacker tax system
Including tax rates, tax returns, TFN, and common mistakes to avoid.

💡 Important reminder:
If you don’t give your employer your TFN, tax can be withheld at 47% !

And yes — many backpackers can still get a tax refund after lodging a tax return

💬 Did Australian tax confuse you when you first started working here?

👉 Need help understanding payslips, tax, or super in your language? Send us a message

18/05/2026

🧳 A lot of people think insurance only means car insurance
But when living in Australia, there are actually many different types of insurance that can help protect you from unexpected costs

Especially for visa holders, students, backpackers, or seasonal workers — some insurance is very important (and sometimes required for your visa too )

This post shares a few other common insurances in Australia
Including health cover, travel insurance, and income protection.

💡 Sometimes you don’t think about insurance… until something goes wrong

💬 Did you have insurance before coming to Australia?
Or was this all new to you too?

👉 Need help understanding insurance, Medicare, or paperwork in your language? Send us a message

15/05/2026

🚗 In Australia, car insurance can be a bit confusing at first 😵‍💫

A lot of people think:
“I already paid my rego… so I’m fully covered, right?”

But actually, CTP insurance and car insurance are different things
This post explains the basic types of car insurance in Australia

Especially if you’ve just arrived or bought your first car here, it’s good to understand what is — and isn’t — covered.

💡 One important thing:
CTP is included in your registration in Queensland, but it only covers legal liability for personal injury. It does NOT cover damage to your own car or someone else’s property.

💬 Do you have car insurance in Australia? Was it confusing for you at the beginning too?

👉 Need help understanding insurance or paperwork in your language? Send us a message!

14/05/2026

🇯🇵✨ Reminder: Culture Café – Japan Night is happening next Wednesday (20/5)! ✨🍙

🇯🇵✨ Japan Night @ Culture Café! ✨🇯🇵

This month, we’re bringing a touch of Japan to Mundubbera
Join us for a relaxed evening of food, culture, and connection!

✅Bring a dish to share (anything you like!)
✅We’ll also make onigiri (rice balls) together before dinner — a fun little activity for everyone
✅Meet new people & enjoy a friendly, welcoming space
✅No food? No worries — everyone is welcome!

When: Wednesday 20th May @ 6pm
Where: NBCS – 69 Stuart-Russell St, Mundubbera

👇 We’d love to hear from you
Have you ever made or tried onigiri before?

Come along, bring a friend, and enjoy a cozy evening together 🌸

14/05/2026

🍛 Free Community Meal & Volleyball Night🏐
Good food, social volleyball, music, and a relaxed Friday evening — what more could you want? 😊
Come along for a free community dinner and a fun night at Archer Park Courts. You can join the volleyball games, have a chat, enjoy the music, or simply relax with friends and family.
📅 Friday 29 May 2026
⏰ From 6:30pm
📍 Archer Park Courts, Mundubbera
🪑 BYO chair or picnic blanket
Everyone is welcome — we hope to see you there! 💛

13/05/2026

🏦 One of the first things many people do in Australia?
Open a bank account 💳
But when you first arrive, even simple things can feel confusing…
“What documents do I need?”
“Which bank should I choose?”
“What is a TFN and why does the bank ask for it?” 😵‍💫

This post shares some simple information about opening a bank account in Australia 🇦🇺

✨ Tip: Don’t forget to give your bank your TFN after you receive it — this can help you avoid higher tax on your bank interest.

💬 Which Australian bank do you use? Would you recommend it to other newcomers?
👉 Need help understanding banking or paperwork in your language? Send us a message

11/05/2026

💰 Insurance & Financial Basics in Australia

When people first arrive in Australia,
most of us think about finding work first…
then suddenly realise there are SO many financial things to understand
Bank accounts, TFN, insurance, super — it can feel confusing at the beginning

This week, we’re talking about some simple financial basics that can help you save money and avoid stress 👇

✔️ Open an Australian bank account
✔️ Apply for a TFN (Tax File Number)
✔️ Learn what insurance you may need
✔️ Understand your superannuation

💡 Why does it matter?
Unexpected costs in Australia can be very expensive — especially medical bills, car accidents, or damage to property

Insurance helps protect you from large unexpected costs by paying a smaller amount regularly

👉 And remember — some insurance is required by law, not optional

📍Need help?
• MoneySmart Australia
• National Debt Helpline
• NBCS CALD Community Connect
• TIS National (language support)

💬 What was the most confusing financial thing when you first arrived in Australia? 👀

👉 Need help in your language? Send us a message 💛