23/04/2026
Ta'awun Community Fund (TCF) has been carefully structured as a Shari'ah-compliant mutual assistance platform rooted in the principles of Tabarru' (donation) and Ta'awun (mutual cooperation). The objective of the Fund is to provide dignified and structured financial assistance to members in times of need, particularly in relation to Janazah obligations, while upholding the highest standards of Shari'ah compliance.
TCF is structured as a cooperative mutual assistance fund (Ta'awuni model) and not a conventional insurance contract. The Fund operates on cooperative risk-sharing rather than risk transfer. Members collectively support one another.
- Prohibition of Riba — No interest-bearing instruments, accounts, or transactions are utilised.
- Avoidance of Gharar — All terms, contribution allocations, benefits, and conditions are explicitly defined and disclosed.
- Avoidance of Maysir — The structure eliminates speculative gain; benefits are assistance-based, not winnings.
The structure falls within acceptable contemporary cooperative/Takaful frameworks and is Shari'ah-compliant subject to ongoing supervision by an independent Shari'ah Advisory Board.
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