NJOSS 1995

NJOSS 1995 Njoss 1995 ni umoja wa wanafunzi waliosoma Njombe Sec. School kuanzia 1992- 1995. Umoja huu ni wa kushirikiana kusaidiana na kuonana ktk nyanja zote.

08/08/2025

TEN MONEY PRINCIPALS TO TEACH YOUR KIDS
1. Money works harder than humans
2. Own assets not just stuffs
3. Never trade time for money forever
4. Spend last invest first
5. Your name is more valuable than cash
6. Study wealthy people not celebrities
7. Learn how to sell and negotiate
8. Make money while you sleep.
9. Pay yourself before others
10. Always ask "what's the return"

HOW TO MAKE YOUR SALARY WORK FOR YOUReading this felt like getting personal financial advice from someone who understand...
03/07/2025

HOW TO MAKE YOUR SALARY WORK FOR YOU

Reading this felt like getting personal financial advice from someone who understands both the struggle and the potential of a monthly paycheck. It’s not about how much you earn—it’s about what you do with it.

So many of us live paycheck to paycheck, not because we’re reckless, but because no one ever taught us how to make a salary stretch, grow, or build wealth. Percy Singo’s book didn’t just give me practical strategies—it gave me a fresh mindset. He doesn’t write like a cold financial expert; he writes like someone who knows what it’s like to juggle bills, debt, and dreams—and still want more from your money. Here are 10 standout lessons that shifted how I see income:

1. Your salary is a tool, not a reward
Singo encourages you to stop treating your salary like a prize and start seeing it as a resource to be directed with purpose. This shift alone changes how you spend.

2. Budgeting is self-respect in action
Creating and sticking to a budget isn’t punishment—it’s honoring your future self by deciding in advance where your money should go.

3. Save first, spend later—always
Singo reinforces the importance of paying yourself first. Even 10% saved consistently over time can change your financial trajectory.

4. Track everything—because what gets measured gets managed
Awareness is power. Tracking your spending helps identify leaks, unconscious habits, and opportunities to reallocate funds more wisely.

5. Avoid lifestyle inflation like the plague
As income increases, many inflate their expenses to match. Singo warns that wealth isn’t built through income—it’s built through discipline.

6. Kill debt fast—it’s the enemy of freedom
Debt doesn’t just drain money—it robs peace of mind. Singo offers aggressive but realistic strategies for clearing high-interest debt.

7. Learn to delay gratification
Real financial strength comes from resisting impulsive purchases today in favor of bigger goals tomorrow—whether that’s a home, business, or freedom.

8. Build multiple streams of income
Relying solely on a salary is risky. Singo suggests exploring side hustles, investments, or skills that can generate income independently.

9. Financial literacy is a lifelong investment
The more you know, the smarter your money decisions. Read, ask, study—because money management isn’t instinctual, it’s learned.

10. Purpose gives money meaning
Without a clear purpose, even a large salary can feel empty. Whether it’s family security, travel, early retirement, or giving back—money needs a mission.

Final Reflection
How to Make Your Salary Work for You is more than a financial manual—it’s a mindset reboot for anyone tired of wondering where their money goes. Percy Singo doesn’t preach—he equips. And in doing so, he shows that financial freedom isn’t a luxury; it’s a skill you can build, one paycheck at a time.

Kindle: https://amzn.to/3HUEP18

03/07/2025

𝗧𝗛𝗘 𝟳 𝗗𝗔𝗥𝗞 𝗟𝗔𝗪𝗦 𝗢𝗙 𝗣𝗢𝗪𝗘𝗥: A Human Guide to Outsmarting the Game
An Essay by Invisible Strings

Most are raised in a world that rewards compliance. Be kind. Be fair. Work hard. And while those values have their place, they are not the currency of real power. The brutal truth? Power does not go to the pure—it goes to the perceptive. To those who understand how people really behave beneath the surface. To those who refuse to be outmaneuvered in a game they didn’t choose—but must now master.

Machiavelli was never advocating for cruelty. He was offering an antidote to naivety. His true message was simple: If you do not shape power, it will shape you. This is a guide for those who are tired of being the loyal pawn while others play kings. These are the laws they never teach you—but that decide everything.

𝗟𝗮𝘄 𝟭: 𝗣𝗲𝗿𝗰𝗲𝗽𝘁𝗶𝗼𝗻 𝗜𝗦 𝗥𝗲𝗮𝗹𝗶𝘁𝘆

People don’t follow truth. They follow what they believe is true. Strength, status, competence—these are not always earned; they are projected. As Machiavelli said, “Men judge more by the eye than the hand.”

If you appear uncertain, others will treat you as uncertain. If you radiate composure, people assume you have power—even if they can’t explain why. This is not deception. It’s strategic presentation. Reality is built in the minds of others—learn to shape it or be shaped by it.

𝗟𝗮𝘄 𝟮: 𝗗𝗶𝘀𝗮𝗽𝗽𝗲𝗮𝗿 𝗬𝗼𝘂𝗿 𝗡𝗲𝘅𝘁 𝗠𝗼𝘃𝗲

Predictability is vulnerability. The more others know about your intentions, the easier it is to block, sabotage, or mimic you. Keep them guessing.

Machiavelli wrote, “Never attempt to win by force what can be won by deception.” You don’t owe the world your roadmap. Let your results speak for you. Let silence be your camouflage. When people can’t read you, they can’t control you.

𝗟𝗮𝘄 𝟯: 𝗦𝗲𝘁 𝗕𝗼𝘂𝗻𝗱𝗮𝗿𝗶𝗲𝘀 𝗧𝗵𝗮𝘁 𝗕𝗶𝘁𝗲

Too much kindness is not noble—it’s naïve. In the power game, people test limits. If you never push back, you invite disrespect. Machiavelli put it plainly: “It is safer to be feared than loved, if you cannot be both.”

This isn’t a call for cruelty. It’s about clarity. Boundaries teach people how to treat you. Set them not to punish, but to educate. Let your silence carry weight. Let your consequences have memory.

𝗟𝗮𝘄 𝟰: 𝗖𝗼𝗻𝘁𝗿𝗼𝗹 𝗬𝗼𝘂𝗿 𝗡𝗮𝗿𝗿𝗮𝘁𝗶𝘃𝗲

In the age of noise, reputation is weaponized. If you don’t frame your story, someone else will write it for you. “The wise man does at once what the fool does finally,” Machiavelli said.

Own your wins without apology. Acknowledge your losses with precision. Choose what you reveal, and let curiosity fill in the rest. Reputation is a shadow of your discipline. Sculpt it deliberately.

𝗟𝗮𝘄 𝟱: 𝗟𝗲𝘁 𝗖𝗿𝗶𝘁𝗶𝗰𝘀 𝗕𝗲 𝗨𝗻𝗽𝗮𝗶𝗱 𝗣𝗿𝗼𝗺𝗼𝘁𝗲𝗿𝘀

Critics are not a curse—they’re a signal. People don’t attack what they don’t notice. Keep your composure. Let them expose themselves while you rise in silence.

Your enemies will broadcast your name while you sharpen your edge. Never react emotionally. Never chase validation. Power responds with poise, not panic. Many kings were once mocked. But they stayed focused—and the mockers became footnotes.

𝗟𝗮𝘄 𝟲: 𝗬𝗼𝘂 𝗔𝗿𝗲 𝗡𝗼𝘁 𝗬𝗼𝘂𝗿 𝗠𝗮𝘀𝗸

Titles, praise, fame—these are masks. Useful, but dangerous if confused with identity. Machiavelli warned us: be both lion and fox. Appear strong, but never lose your cunning.

Remain adaptable. The game changes fast. Flexibility is survival. What elevates you today may cage you tomorrow. Honor your essence—not your image.

𝗟𝗮𝘄 𝟳: 𝗠𝗼𝘃𝗲 𝗕𝗼𝗹𝗱𝗹𝘆, 𝗕𝘂𝘁 𝗣𝗹𝗮𝗻 𝗟𝗶𝗸𝗲 𝗮 𝗚𝗵𝗼𝘀𝘁

Action without calculation is chaos. But calculation without courage is paralysis. Power belongs to those who prepare and execute.

As Machiavelli wrote, “He who wishes to be obeyed must know how to command.” Command your will. Move with force, but always know the terrain. Victory is not in aggression—it’s in timing.

𝗖𝗢𝗡𝗖𝗟𝗨𝗦𝗜𝗢𝗡: 𝗧𝗵𝗲 𝗪𝗼𝗿𝗹𝗱 𝗜𝘀𝗻’𝘁 𝗙𝗮𝗶𝗿—𝗕𝘂𝘁 𝗬𝗼𝘂 𝗖𝗮𝗻 𝗕𝗲 𝗙𝗶𝗲𝗿𝗰𝗲

You do not need to become cruel to be strong. You do not need to betray your values to protect them. But you must accept this: if you refuse to learn the game, you will always be its pawn.

The 7 Dark Laws are not about manipulation. They’re about liberation—from blindness, from passivity, from being underestimated. Master these laws, and you stop asking for power—and start commanding it.

R.I.P Bahati (NJOSS 1995)
22/02/2025

R.I.P Bahati (NJOSS 1995)

05/02/2024

*THE BEAUTY OF CLASSMATES*

1. Classmates Are Family.
- Avoid Things That Divide Family.

2. In Class You Would Always Be ABUBAKAR, EMEKA and ADEWALE etc Despite the PhD, SAN, Hon, Chief, General, Prof, Mr, Dr, Rev, Ustaz etc.

3. Check On, Reach Out To Classmates Who May Be Less Successful.

4. Achievements Are Processes Not Destination; Everyone Has His Time.

5. Class Groups Are Not Places For Intimidation But Co-operation.

6. Classmates Are Not Political Or Cabal Groups

7. Be Humble and Sincere With your Classmates, They Knew You When You were Nobody.

8. A United Class Is a Successful Class, No Matter Who Succeeds First.

9. Never Treat Classmates Like Employees..

10. Be Kind To Classmates, Table Can Turn in Future.

11. Money Can't Buy You Classmates' Support When You are In Trouble.

12. Forgive Classmates' Mistakes ,They are Human.

Many years ago I was working as a clerk at a faculty in one popular university in Nigeria, then I saw an advert for NDA (Nigeria Defence Academy), I have always loved to go to NDA so I applied, submitted my form and was called for admission examination.

I had to travel to Kaduna all the way from Osun State, I have a distant uncle that was resident there then. I wrote a letter (no telephone at the time) to my uncle that I was coming to sit for an exam in Kaduna and would love to stay in their house.

I didn't get a reply to my letter even as my departure date was approaching. I became so worried because I needed to go anyway, as I was talking to a colleague in the office concerning my fear of where to stay, our office cleaner who was a Hausa man overheard us and in his broken English interjected that he knew someone right inside NDA.

Who could he know there? *Is it not a cleaner like himself*, I unintentionally said it out to his hearing. "Oga no o, the commandant op za NDA na ma classmate and ma priend". In his bad handwriting, he scribbled the commandant's name on a piece of paper. "Just mention my name's por am, him go helf you."

I reluctantly collected the paper from him, not because I intended to make use of it but because I didn't want him to feel bad.

The next day, I set out on this long journey by train from Osogbo. I got to Kaduna a day later towards evening. Upon getting there, I went straight to my uncle's house only to find out that they had relocated from that place and no one knew their new address. I became stranded and it was getting late.

Around after 7pm, I made up my mind to give my cleaner's contact a shot. I got to the gate of NDA and mentioned the name I was given. To my utmost surprise, everyone in that bit, recognized the name and one person was promptly detailed to take me to his office.

I gave the paper where Kabiru wrote his name and that of his friend to the secretary who took it inside. On sighting the paper, the commandant shouted from the office and followed the secretary outside to usher me in. "Where do you know Kabiru?" "He's my colleague in the office, Sir," I answered.
"Where is he? How is he? Hope he's doing well?" This man was asking me many questions in an obvious excitement.

The look on his face confirmed to me that Kabiru was his beloved friend. He asked me what I came to do in Kaduna and I said it was for the NDA exams. "Wow, do you have where to sleep?" "No, sir." He immediately called someone to take me to his house. On getting to the house, I was lavishly entertained.

This man came late in the night and he woke me up and took me up on tutorials for the next day's exams. After the exams, he personally drove me to the park the next day.

When I got back to the campus, I began to look at Kabiru with a different eyes. How on earth does this man know such a powerful person? Needless to say, my name was number four on the list when the results came out.

Friends, I put it to you today that relationship is a currency. Every man needs another man to move up and that man may be the neighbour you look down on, maybe the taxi driver you so despise or even the house help you think is a nobody today.

Relationship is a stream of income. Everything in life actually reproduces on the basis of relationship. Those we know in life matter. *Most of us are talented but we need a cupbearer that will tell Pharaoh that there's a Joseph that can interpret dreams.* we need our old school mates irrespective of their status today.
Hook up with your class mates in the primary, secondary and tertiary schools alumni.

There are some heights you may never get to in life until someone tells someone about you even in church or mosque. Therefore, shut the door on relationships gently. You may need to use it tomorrow.

Let us take our relationships seriously. Even if you meet online, don't look down on anyone. You never can tell which of the relationships will be your own key to success.
*I COME IN PEACE.*

20/01/2024

BACK BENCHA BORA za MUDA WOTE TANZANIA
Wanangu wa BACK BENCHA leo tutambuane kwa SHULE tulizosoma Mimi zangu (zipo mbili ) ila k**a hukusoma izi shule ww sio BACK BENCHA ww ni front bench 😂😂

TAMBAZA
PUGU
AZANIA
TOSAMAGANGA
MZUMBE
ILBORU
MINAKI
JANGWANI
MIRAMBO
BWIRU
KANTALAMBA
LYAMUNGO
JITEGEMEE
KIGONSERA
KIBASILA
MALAGARASI
NDANDA
RUNGWE
IYUNGA
KIBITI
UMBWE
IFUNDA
LUGALO
NJOMBE
TABORA BOYS
ENGUTOTO
KILAKALA
CHIDYA
MUSOMA
KIBAHA
SONGEA BOYS(box2)
NSUMBA
KARATU
FOREST HILL
TANGA SKUL
USAGARA
SHY BUSH
MWAKALELI
KWIRO
MVOMERO
MAZENGO
MALANGALI
GALANOS
KILOSA
KAGEMU
IHUNGO
KIGURUNYEMBE
MKWAWA
NAYAKATO
PAMBA

06/01/2024

Happy new year 2024...!! Ukawe mwaka wa baraka kwetu sote...

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