06/22/2026
When insurance says no, that doesn’t always mean the journey ends. ❤️🩹
If your child is denied a referral to an outside facility for treatment, there may still be options available.
✨ Step 1: Appeal the decision or file a grievance directly through your insurance.
✨ Step 2: Ask your insurance if an Independent Medical Review (IMR) is available.
An IMR allows an independent third party—someone who does not work for your insurance company and does not work for the facility you’re requesting—to review your child’s case and determine whether the requested care is medically necessary.
Important: IMRs are not available through every insurance plan, but many insurance companies do offer them. Coverage, eligibility, and timelines vary, so be sure to ask your own insurance directly about your options.
We wanted to share this because for families who do have access to this process, it can truly be a game changer. We know how overwhelming denials can feel—but sometimes one more step can open a door you didn’t know existed.
Save this post for later and share with another medical parent who may need it. 🤍