04/16/2021
What is Final Expense Life Insurance?
Final expense insurance is a type of whole life insurance designed to cover medical bills and funeral expenses when you pass.
A final expense policy is also known as burial or funeral insurance and is popular with seniors.
Most final expense plans have these features:
Whole life insurance – no expiration if premiums are paid
Cash value – insured may be able to take out a policy loan
Fixed premiums as long as they’re paid
Simplified issue – usually no medical exam is required, just health questions on the application
Easy application process
Fast approvals – coverage can often be issued in days
Affordable rates
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