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Equable Institute Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Equable Institute, Nonprofit Organization, 27-01 Queens Plaza North, New York, NY.

Equable Institute is a nonprofit that educates and informs employees, retirees, labor, and taxpayers about how to create real retirement plan sustainability and affordability without sacrificing future income security.

Public pension funding is now estimated at 86.0% for 2026, up from 85.0% in July.Unless markets drop sharply before the ...
10/15/2026

Public pension funding is now estimated at 86.0% for 2026, up from 85.0% in July.

Unless markets drop sharply before the end of the year, Equable expects the national average funded ratio for state and local pension plans to improve further by December.

See the full funded status trend from 2001 to 2026: equable.org/report/state-of-pensions-2026

How are public pensions doing? Better than they were in July.Equable's October update estimates the national average fun...
10/12/2026

How are public pensions doing? Better than they were in July.

Equable's October update estimates the national average funded ratio for state and local pension plans at 86.0%, up from 85.0%. Unfunded liabilities fell to $1.06 trillion, and the average investment return for fiscal 2026 rose to 11.39%.

There is still more than $1 trillion in unfunded liabilities to close. Read the full update: equable.org/report/state-of-pensions-2026

Heading to the PIE Network Summit in Chicago? Equable is a sponsor this year, and our Executive Director, Anthony Randaz...
09/30/2026

Heading to the PIE Network Summit in Chicago? Equable is a sponsor this year, and our Executive Director, Anthony Randazzo, will be there all week.

Stop by to say hello and talk about making public retirement systems work for educators, schools, and their communities.

The assumed rate of return decides how much governments and employees contribute today for the benefits promised tomorro...
09/17/2026

The assumed rate of return decides how much governments and employees contribute today for the benefits promised tomorrow. It just fell to 6.88%, the lowest level ever recorded — and even that may still be too optimistic.

Swipe through to see why the number is falling, and what it means for the tradeoffs ahead. Full state-by-state data at the link below.

Feel in the dark about your pension? You're not alone, and it's not your fault.Equable Institute put together free resou...
09/14/2026

Feel in the dark about your pension? You're not alone, and it's not your fault.

Equable Institute put together free resources to help public employees understand their own retirement: plain-language guides, a benefit calculator, and explainers on cost-of-living adjustments and plan design.

No jargon. Just the tools to understand what you've earned.

Explore the resources: https://equable.org/resource/public-employee-financial-literacy-resources/

Not every pension comes with built-in inflation protection.Cost-of-living adjustments (COLAs) determine whether retireme...
09/10/2026

Not every pension comes with built-in inflation protection.

Cost-of-living adjustments (COLAs) determine whether retirement income keeps pace with rising prices — and the rules vary widely by state and by plan. Some are automatic. Some depend on local politics. Some don't exist at all.

Swipe through the Equable Insights and the full 2025 COLA data table, then check your own plan's rules at the link in the comments.

Not all pension data is created equal. Whether you're tracking funded ratios, benefit tiers or reform trends, the source...
08/31/2026

Not all pension data is created equal. Whether you're tracking funded ratios, benefit tiers or reform trends, the source you start with shapes what you can find. Swipe through for a quick guide to four widely used sources, and where each one is strongest. Link comments

Artificial intelligence is already in your pension fund.About 8% to 10% of public pension assets — roughly $500 to $600 ...
08/21/2026

Artificial intelligence is already in your pension fund.

About 8% to 10% of public pension assets — roughly $500 to $600 billion — are concentrated in A.I.-related companies. Most of that was never a deliberate bet on A.I. It built up as those companies came to dominate the market.

And the portfolio is only part of it. A.I. also affects the payroll growth that funding schedules assume, how long retirements last, and how plans are run day to day.

Anthony Randazzo, Equable's Executive Director, walks through all four channels of influence. Read it here: https://equable.org/resource/the-many-ways-ai-will-reshape-pensions/

Public pensions are in better shape than they've been in years. Will it last?Four things will decide it: whether market ...
08/06/2026

Public pensions are in better shape than they've been in years. Will it last?

Four things will decide it: whether market returns hold, whether states keep funding fully as budgets tighten, whether record valuation risk bites, and whether plans resume lowering their assumed returns. Read the full report — 253 state and local plans — at the link.

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27-01 Queens Plaza North
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