06/29/2026
Women are one of the biggest opportunities for growth in India's economy. Yet too often, financial systems still aren't designed around how women save, borrow, invest, and build businesses.
Last week, Kalpana Ajayan, Regional Head, South Asia at Women's World Banking, joined Her Majesty Queen Máxima of the Netherlands, UN Secretary-General's Special Advocate for Financial Health, CGAP, and senior leaders from across India's financial sector to discuss how finance can better support women's economic opportunity.
The conversation reinforced what we've seen across our work:
1. Women represent one of the financial sector's biggest growth opportunities. Evidence consistently shows that when products and delivery channels are intentionally designed for women, account usage increases, savings deepen, and financial resilience grows.
2. Gender-disaggregated data turns opportunity into action. As Kalpana shared, it helps institutions see what traditional reporting misses, from which women customers are saving more and adopting products, to where new market opportunities exist. At every level, it enables smarter decisions, stronger performance, and more inclusive growth.
3. Design drives adoption. Digital Public Infrastructure reaches its full potential when women can use it safely, confidently, and consistently, not simply when they have an account.
4. Access is the starting point, not the finish line. The goal is helping women build assets, access credit, strengthen their resilience, and shape their own financial futures.
As India advances toward its vision, designing financial systems that work for women is one of the clearest paths to stronger, more inclusive economic growth.