Missouri Valley Community Action Agency - Saline County

09/10/2026

Debit and credit cards may look alike, but they work very differently. Understanding the difference can help you avoid unexpected debt, overdraft fees, and costly interest charges.
💳 Debit Card: Spending Money You Already Have
A debit card is linked directly to your checking account. When you make a purchase, the money comes out of your available balance.
Benefits:
✔ Uses money you already have.
✔ Helps you stick to a budget.
✔ No interest charges.
Keep in mind:
• Spending more than your account balance could result in overdraft fees, depending on your bank.
• It's important to keep track of your balance before making purchases.

💳 Credit Card: Borrowing Money
A credit card lets you borrow money from the credit card company and pay it back later.
If you pay your balance in full by the due date, you can usually avoid interest. If you only make the minimum payment or carry a balance, interest can quickly increase the total cost of your purchases.
Benefits:
✔ Can help build your credit history.
✔ Often includes fraud protection and rewards.
Keep in mind:
• Interest and late fees can add up.
• Because the money doesn't leave your bank account right away, it's easier to overspend.
💡 Life Tip: Before every purchase, ask yourself one simple question:
"Am I spending my own money, or am I borrowing it?"
That quick pause can help you make informed financial decisions and avoid unnecessary debt.
Understanding the difference between debit and credit is one of the simplest ways to build healthy financial habits and feel more confident managing your money.

09/02/2026

Regular vision care can be easy to put off, especially when cost is a concern. This community event offers an opportunity for anyone to receive a free eye exam and glasses, making vision care a little more accessible.

If you or someone you know could benefit, this is a great resource to keep in mind.

Check out the flyer below for appointment information and event details! 💙

08/26/2026

Learning how to manage money is an important life skill, and starting those conversations early can help kids build confidence as they grow. Tools like this can give families a way to teach children about saving, spending, earning, and making smart financial choices.

Check out the original post to learn more about this resource available through an FSCB checking account. 💙

With an FSCB checking account, families get free* access to Greenlight’s debit card and money app for kids. From instant transfers and spending controls to chores, allowance, and fun financial‑literacy games, it’s everything they need to build confidence with money — and everything you need for peace of mind.

Get signed up today! 🔗https://www.fscb.com/personal/greenlight

08/19/2026

We want to make sure our community knows about a scam that is making its way around Facebook and other social media platforms.

We have seen posts and advertisements claiming that LIHEAP is offering free window replacements to people who receive SNAP, SSI, WIC, or Medicaid. Some of these posts use program logos, government-related language, and links that make the offer look legitimate.

Please know: These posts are NOT TRUE or from MVCAA.

MVCAA is not offering a program that provides free window replacement simply because someone receives SNAP, SSI, WIC, Medicaid, or another benefit listed in these advertisements.

Scammers often use real program names and familiar logos to make their offers look trustworthy. They may ask you to enter your ZIP code, name, phone number, Social Security number, benefit information, or other personal details before they will "see if you qualify."

Do not click the links. Do not enter your information.

If you see one of these advertisements:

• Do not click the link or "See Details" button.
• Do not provide personal, financial, or benefit information.
• Do not give anyone your Social Security number or banking information.
• Do not assume a post is legitimate just because it has government or program logos.
• Do not share the post with others unless you have verified that it is legitimate.
• Report suspicious advertisements or posts directly through the social media platform.

We understand that "FREE window replacement" sounds like an opportunity worth checking out, especially when household expenses are already a lot to manage. That is exactly why scammers use offers like this.

Missouri Valley Community Action Agency will continue to share information about legitimate programs and services through our official communication channels.

Please help us get the word out. Share this information with your family, friends, and neighbors so they can recognize these scams too.

08/11/2026

Is your student in need of school clothing? Please contact our office at 660-886-7414, Option #5 to see if you are eligible for assistance. Office hours are Monday-Friday 7:30-3:30.

Back to School time is especially busy in our office, we will not be monitoring for post replies or messages. Please call directly so we can assist you more efficiently. Leave a message if no answer, and we will call you back promptly.

08/05/2026

We're excited to be part of the Relevant Church Back to School Bash and hope you'll stop by the Missouri Valley Community Action Agency booth while you're there!

This event is a great opportunity for families to connect with community resources, get ready for the new school year, and enjoy a fun day together.

When you stop by our table, you can:
💙 Learn about the programs and services MVCAA offers
📚 Pick up helpful resources
👋 Meet our team and ask questions about how we can support you and your family

Be sure to check out the other community event featured in this post tomorrow! It's another great opportunity to connect with local organizations and take advantage of resources available to families.

We can't wait to see you! Check out the flyer below for all the event details, and be sure to stop by and say hello! 🎉💙