National Association of Insurance Commissioners

National Association of Insurance Commissioners We also provide data reporting, licensing, analysis and financial assessments.

NAIC members come from diverse backgrounds, politics, and geographies—but are united in their shared commitment to protect consumers and ensure fair, competitive, and healthy insurance markets. By establishing standards, conducting peer reviews, and coordinating regulatory oversight, the NAIC supports regulators’ efforts to safeguard the insurance sector and protect consumers.

On Aug. 11–14, state insurance regulators gathered in Columbus, Ohio, for the 2026 , where they continued addressing th...
08/24/2026

On Aug. 11–14, state insurance regulators gathered in Columbus, Ohio, for the 2026 , where they continued addressing the regulatory opportunities and challenges of the modern insurance marketplace.

As they advanced their work on issues including financial solvency oversight, market conduct, emerging technologies, health insurance affordability and availability, natural catastrophe risk, and more, NAIC Members engaged with state and federal officials, international insurance regulators, industry leaders, consumer representatives, and other interested parties.

Read the rest of our recap: https://ow.ly/GLu250ZEWuu

Friday afternoon at the 2026 , state insurance regulators adopted the "Affordability and Availability of Homeowners Ins...
08/14/2026

Friday afternoon at the 2026 , state insurance regulators adopted the "Affordability and Availability of Homeowners Insurance Playbook," a resource that will support their work to address growing pressures facing the homeowners insurance market. The Playbook further drills down on peril and macroeconomic conditions, with a focus on innovation, collaboration, and emerging risk adaptation.

Amid the rising cost of health care, state insurance regulators have advocated for policies at home and on Capitol Hill ...
08/14/2026

Amid the rising cost of health care, state insurance regulators have advocated for policies at home and on Capitol Hill to help keep insurance accessible. Recent actions include establishing the NAIC's Health Care Affordability and Mitigation (B) Working Group, which is focused on state-led, practical steps that address the factors driving the increases while supporting competitive and stable health insurance markets.

As regulators collaborate on these issues, today they heard a presentation on prescription drug affordability from Mark Cuban in his role as founder of the Mark Cuban Cost Plus Drug Company

Staying ahead of emerging technology trends is critical to effective insurance regulation. At the , the Innovation, Cyb...
08/14/2026

Staying ahead of emerging technology trends is critical to effective insurance regulation. At the , the Innovation, Cybersecurity, and Technology (H) Committee discussed the latest AI trends and their potential impact on the insurance sector.

The Market Regulation and Consumer Affairs (D) Committee discussed the modernization of market conduct regulation and re...
08/14/2026

The Market Regulation and Consumer Affairs (D) Committee discussed the modernization of market conduct regulation and received updates on the Cybersecurity Response Framework being developed to help coordinate cyber event responses across states. The Committee also discussed the increasing use of AI by consumers filing complaints and received an update from the Big Data and Artificial Intelligence (H) Working Group on the AI Systems Evaluation Tool Pilot.

Strong insurer solvency requires modern tools and forward-looking regulation. The Financial Condition (E) Committee adop...
08/14/2026

Strong insurer solvency requires modern tools and forward-looking regulation. The Financial Condition (E) Committee adopted key risk-based capital updates, discussed progress being made on reinsurance disclosures and catastrophe risk analysis, and received updates on investment risk evaluation and AI evaluation efforts during the 2026 Meeting.

Through the NAIC, state insurance regulators play an active role on the global stage, with the state-based system's hall...
08/14/2026

Through the NAIC, state insurance regulators play an active role on the global stage, with the state-based system's hallmarks of collaboration and coordination driving their work with their global counterparts.

During Thursday afternoon's sessions at the 2026 , regulators discussed the latest on several international items, including the IAIS (International Association of Insurance Supervisors) recent activities and events promoting international cooperation and education.

As interest in cross-border reinsurance grows both in the U.S. and internationally, NAIC Members heard presentations on the topic from the NAIC and the Guernsey Financial Services Commission.

State insurance regulators also discussed their role in the International Monetary Fund's Financial Sector Assessment Program on the United States, which is now underway, and approved recommendations from the Aggregation Method Implementation (G) Working Group, with the recommendations moving on to the NAIC's Financial Condition (E) Committee for implementation.

NAIC Members also heard from FSD Africa's Elias Omondi, who discussed efforts in African countries to increase insurance coverage and financial literacy.

Click through for some highlights from today at the 2026 .
08/13/2026

Click through for some highlights from today at the 2026 .

Now in its 18th year, the NAIC's State Officials Program brings together state insurance regulators, state legislators, ...
08/13/2026

Now in its 18th year, the NAIC's State Officials Program brings together state insurance regulators, state legislators, and other state government officials for an in-depth conversation on insurance markets, the state-based system, and NAIC priorities.

Earlier today, NAIC officers held a session with the program participants that further explored some of the most pressing issues in today's marketplace, including affordability and accessibility in the homeowners and health insurance markets. Regulators and program participants shared insights into how these issues play out locally.

This afternoon, Virginia State Corporation Commission Insurance Commisioner and NAIC President Scott A. White delivered ...
08/12/2026

This afternoon, Virginia State Corporation Commission Insurance Commisioner and NAIC President Scott A. White delivered the meeting’s keynote address, where he highlighted the work of state insurance regulators and the NAIC to drive change in financial solvency regulation, natural catastrophe risk mitigation, and the oversight of emerging technologies.

Read the remarks: https://ow.ly/31Oe50Zz6qy

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