National Association of Insurance Commissioners

10/09/2026

“Insurance is a promise made today about an uncertain tomorrow. State regulators are protecting that promise with national expertise and accountability to the communities we serve.” – North Dakota Insurance & Securities Department Commissioner Jon Godfread.

State insurance regulators are leading proactive efforts to identify emerging risks, strengthen regulatory safeguards, and protect policyholders.

In a new op-ed, Commissioner Godfread highlights how state insurance regulators are working to protect consumers and stay ahead of changes in private credit, reinsurance, risk-based capital, and artificial intelligence. He also outlines efforts to help communities reduce losses and strengthen insurance markets.

Read “State Regulators Are Taking on the Risks Behind the Headlines”:

You pay your insurance premium so one bad day does not wipe out a lifetime of work. Every increase squeezes the family budget: less to save, less to spend, less breathing room. When a storm destroys a

10/02/2026

The 2026 NAIC/NIPR Insurance Summit concludes today, with participants leaving with the latest insights and stronger connections. This year’s theme, “Explore. Educate. Elevate.”, shaped the Summit’s conversations and professional development opportunities.

The photos capture the Summit’s collaborative environment. Addressing today’s pressing issues by bringing together regulators, industry professionals, and other stakeholders enhances the work to protect consumers not only in the present but also for years to come.

Thank you to all the speakers and participants whose insights, expertise, and perspectives elevated the dialogue and made this year’s Summit a great success.

We look forward to continuing the conversation at the 2027 NAIC/NIPR Insurance Summit, September 8-11, in Kansas City. Mark your calendar!

10/01/2026

The NAIC has released the "Auto Insurance Database Average Premium Supplement" for 2024. The supplement provides written premium and exposure data for calendar years 2020–2024.

The NAIC created the supplement to release the written premium and exposure data more quickly than the timeline for the release of the full "Auto Insurance Database Report" allows. The tables in the "2024 Auto Insurance Database Average Premium Supplement" will also be included in the full "Auto Insurance Database Report 2023–2024," which will be released later this year.

Read more: https://ow.ly/oLff50ZTHIq

09/30/2026

At the , insights from the past and present inform preparation for the future of insurance regulation and the industry. In a morning session moderated by NAIC CEO Jeff Johnston, NAIC President Scott White, President-Elect Elizabeth Dwyer, Vice President Jon Pike, and Secretary-Treasurer Michael Wise shared about what set them on the path to becoming a chief state insurance regulator and the difference their departments have made for consumers. The panel also explored the forward-looking approaches that are keeping state insurance regulation at the forefront of mitigation, insurer investment oversight, artificial intelligence regulation, and more as the industry and marketplace continue to evolve.

09/29/2026

One conversation can change your path! That was the message at the heart of the opening keynote, Every Conversation Counts: How to Build Extraordinary Relationships, at the 2026 NAIC/NIPR Insurance Summit. Riaz Meghji engaged attendees with practical insights on building trust, leading with empathy, telling compelling stories, and fostering meaningful relationships. These skills are critical for insurance regulators and industry professionals, as they collaborate to address emerging challenges, and advance solutions that ultimately benefit insurance consumers.

09/29/2026

The 2026 NAIC/NIPR Insurance Summit is underway! Bringing together insurance regulators, industry leaders, and technology experts, the Summit is a forum to explore emerging issues, share ideas, and strengthen the partnerships that support effective insurance regulation and consumer protection. This year’s theme is Explore. Educate. Elevate.

09/24/2026

State insurance regulators have long monitored changes in insurer investment strategies and other market developments. In a response to a letter from U.S. Senator Elizabeth Warren, the NAIC outlines how state insurance regulators are addressing emerging challenges while maintaining strong policyholder protections. https://ow.ly/WZiw50ZRakm

09/17/2026

Through Oct. 31, 2026, we are accepting applications for our 2027 Consumer Participation Program. Those selected will have the opportunity to help shape conversations around natural catastrophe risk, property and casualty insurance, solvency, market conduct oversight, life insurance, accessibility and affordability, and other insurance-related policy areas.

“At national meetings and in day-to-day committee, task force, and working group discussions, NAIC consumer representatives have informed state insurance regulators’ decision-making process for 25 years,” said Virginia Insurance Commissioner and NAIC President Scott A. White. “They play a valued and unique role that further strengthens our state-based system.”

Learn more: https://ow.ly/z4Vf50ZOSso

08/24/2026

On Aug. 11–14, state insurance regulators gathered in Columbus, Ohio, for the 2026 , where they continued addressing the regulatory opportunities and challenges of the modern insurance marketplace.

As they advanced their work on issues including financial solvency oversight, market conduct, emerging technologies, health insurance affordability and availability, natural catastrophe risk, and more, NAIC Members engaged with state and federal officials, international insurance regulators, industry leaders, consumer representatives, and other interested parties.

Read the rest of our recap: https://ow.ly/GLu250ZEWuu

08/14/2026

Friday afternoon at the 2026 , state insurance regulators adopted the "Affordability and Availability of Homeowners Insurance Playbook," a resource that will support their work to address growing pressures facing the homeowners insurance market. The Playbook further drills down on peril and macroeconomic conditions, with a focus on innovation, collaboration, and emerging risk adaptation.