10/22/2026
💙 Every parent wants their child to have opportunities, financial security, and the resources to pursue the life they choose. For families of children with disabilities, planning ahead can also mean understanding how to save for the future while protecting eligibility for important benefits like Medicaid and Supplemental Security Income (SSI).
The good news? There are options!
💰 529 College Savings Plans can help families save for future education and training expenses.
💰 ABLE Accounts allow eligible individuals with disabilities to save money for qualified disability-related expenses while protecting certain means-tested benefits, within applicable limits.
💰 Third-Party Special Needs Trusts, including options through The Arc Master Trust, allow family members and others to set aside money for a loved one's future without those trust assets generally counting toward the beneficiary's resource limits when properly structured.
Each option serves a different purpose, and understanding how they work together can help families make informed decisions.
You don't have to have all the answers today. But today is a great day to start asking questions! 🧡
➡️ Learn more about special needs trusts and planning for the future at https://www.thearctrust.org/