10/12/2026
Medicare Open Enrollment opens this Thursday, October 15, and runs through December 7. It is the one window each year when most people can change their coverage for the year ahead. (Did you know that moving into a community is a "life event"? Allowing you to make changes at the time of move-in into a senior living community). We are the only senior living resource program with a dedicated Medicare Specialist on our team!
Three things worth checking, even if you plan to keep what you have:
1. Prescriptions. Part D formularies change every year. A drug covered in 2026 may cost more, or need prior authorization, in 2027.
2. Plan changes. Medicare Advantage plans can change their doctor networks, copays, and extras like dental, vision, or transportation. Read the Annual Notice of Change that arrived in September.
3. Fit for the year ahead. If a parent's health or living situation is likely to change in 2027, make sure the plan still fits.
One important note our advocates share with nearly every family: Medicare does not pay for ongoing assisted living or memory care room and board. It covers medical care, not long-term custodial care. Knowing that early prevents a painful surprise later, and
it is the reason the other 30-plus financial pathways matter so much!!!
Need help understanding how Medicare fits into the bigger financial picture? Contact us at 866-449-1003 or [email protected]