Al-burhan Waqf Support and Educational Initiative

15/09/2026

CAN WE NOT HOLD A SIMPLE TAHFIZ GRADUATION CEREMONY?
(This is a true story, not fiction.)
By: Abbas Adam Abba
Chairman, Alburhan Waqf Initiative Kano
Tel: 08038569777
Email: [email protected]
Assalāmu Alaikum Warahmatullāhi.
One day, a father went to a Tahfiz school to make preparations to attend the graduation ceremony of his son.
He thought it would be a simple occasion: the Qur’an would be recited, prayers would be offered, the children would be congratulated, and everyone would return home.
But then he was told:
«“The graduation fee for each student is ₦30,000.”»
He remained silent for a moment.
Then he asked:
“Why is the cost so high?”
The school began listing the expenses:
- Graduation banners and decorations
- Graduation clothing
- Ceremony materials.
- Reception and food
- Transportation
- Chair rentals
- Catering
- Journalists and media
- Security personnel
- Video coverage
- And other related services.
In some places, the amount can reportedly reach ₦40,000, ₦50,000, ₦100,000 or even more per student.
The father returned home thinking:
“Are we celebrating the completion of Qur’anic studies, or have we created another type of ceremony that requires people to spend huge amounts of money?”
This is not fiction.
It is a question we need to ask ourselves:
CAN WE NOT DO IT DIFFERENTLY?
Today, in some parts of Northern Nigeria, parents struggle to pay their children’s Tahfiz school fees. Then, when the time comes for graduation, another significant financial burden is placed on them.
Sometimes, unnecessary expenses are added to the ceremony.
So we must ask:
Can we not celebrate the completion of the Qur’an in a simple and dignified way?
Allah says:
«“Allah has sent down no authority for this.”
مَا أَنزَلَ اللَّهُ بِهَا مِن سُلْطَانٍ»
The Qur’an reminds us that we should not attribute something to religion without evidence or authority from Allah.
Therefore, if we create an expensive system of spending around a graduation ceremony, we should not assume that Islam has made such spending compulsory.
We need to distinguish between what Sharī‘ah requires and what culture or social expectations have created.
THEN ANOTHER PROBLEM ARISES:
If we attach a high financial cost to Tahfiz graduation ceremonies, who suffers the most?
- Parents who cannot afford it.
- A father who has two or three children in Tahfiz.
- A retired person or pensioner.
- A small-scale businessman.
- A salaried worker.
- Orphans and other vulnerable students.etc
Imagine a family with three children graduating.
If each child is required to pay ₦50,000, that becomes:
₦150,000.
A mother may desperately want her child to complete the Qur’an, but when graduation approaches, she begins asking herself:
“Where will I get the money for this ceremony?”
This is where the problem begins.
We may eventually witness something very unfortunate:
Some students may stop attending because their families cannot afford the financial burden associated with graduation.
There are even concerns about young people becoming tempted to look for inappropriate ways to obtain money for such celebrations.
That would be a serious danger.
We are not saying that this happens in every Tahfiz school. No.
But whenever our system places unnecessary pressure on poor families, we should stop and ask ourselves:
“Have we moved too far away from the true purpose of serving the Qur’an?”
TAHFIZ: EDUCATION OR BUSINESS?
A Tahfiz school is a school dedicated to the Qur’an.
It should not be treated simply as a business for making excessive profit.
Where a Tahfiz institution is established as a Waqf, its purpose should be to create sustainable support for Qur’anic education and service.
Waqf does not mean that money should never be spent.
Resources are necessary for:
- Paying teachers
- Rent and maintenance
- Learning materials
- School administration
- Student welfare
- And other legitimate expenses.
But the objective should be:
To make the service easier and sustainable—not to turn it into an excessive financial burden on those who are already struggling.
If Qur’anic education becomes primarily a means of extracting large profits from parents, then we should seriously reconsider the system.
THEN ONE SCHOOL SAID:
“CAN WE NOT DO IT?”
I witnessed this myself at a Tahfiz school in Kano, Zoo Road, where I serve on the Board of Trustees.
A graduation ceremony was being planned.
There were 23 students.
The initial proposal was:
«Each student would pay ₦30,000.»
We asked:
“Why should parents be placed under such a financial burden?”
We reviewed the budget.
We said:
“Let us remove the unnecessary luxuries. Let us reduce expenses that are not essential. Let us have a dignified ceremony, but keep it simple.”
Eventually, a decision was made:
«Each student would pay only ₦5,000.»
(Five thousand Naira.)
Then people began asking:
“Can a proper graduation ceremony really be organized with only ₦5,000 per student?”
Our answer was:
YES, WE CAN!
By the power and grace of Allah!
What happened afterwards became a great lesson.
Instead of only 23 students...
The number increased to 61.
Among them were students who had completed the memorisation of the entire Qur’an.
Four( 4)students completed the memorisation of the Qur’an, while the others completed their Qur’anic studies.
Among those who participated was also Hajiya Murja, a woman who is more than 80 years old.
And we said:
**ALHAMDULILLĀH!
YES, WE CAN!**
The ceremony was successfully held.(Dated Sunday 13th September,2026).
- Support came from unexpected sources.
- People worked together.
- There was happiness.
- There was dignity.
- The Qur’an was celebrated.
- Qur’an memorizers were honoured.
- And parents were not placed under a huge financial burden.
This taught us an important lesson:
«The amount of money spent on a ceremony is not necessarily a measure of the success or importance of that ceremony.»
ALLAH LOVES EASE:
The Messenger of Allah ﷺ said:
«“Make things easy and do not make them difficult; give people glad tidings and do not drive them away.”»
He ﷺ also said:
«“Indeed, the religion is easy.”
إِنَّ الدِّينَ يُسْرٌ»
This is an important principle in Islamic dealings.
If we can find a way to make things easier for parents without compromising the purpose and dignity of the gathering, why should we not do so?
Allah says:
«“Allah intends ease for you and does not intend hardship for you.”
(Al-Baqarah 2:185)»
And Allah says:
«“Allah does not burden a soul beyond what it can bear.”
(Al-Baqarah 2:286)»
This does not mean that we should abandon organisation or prevent schools from holding beautiful graduation ceremonies.
No.
Rather, we should ask:
“What is truly important, and what can we reduce?”
WHY CAN'T TAHFIZ SCHOOLS LEARN FROM WAQF?
If a Tahfiz school has a Waqf structure, it can develop sustainable sources of income through:
- School Waqf
- Book Waqf
- Teachers’ Waqf
- Cash Waqf
- Rental-property Waqf
- Farm and agricultural Waqf
- Tree-planting Waqf
- Investment Waqf
- Support from wealthy individuals
- Alumni Waqf
And many other forms of productive Waqf.
Here, we can change our mindset.
Instead of waiting for parents to pay for everything, we build a sustainable system in which Waqf helps support the school.
This is the difference between a genuine Qur’anic service model and a system that continually transfers every financial responsibility to parents.
“YES, WE CAN!” IS NOT ONLY ABOUT A GRADUATION CEREMONY.
This statement is much bigger than a ceremony.
“YES, WE CAN!” means:
- We can run Tahfiz programmes without unnecessarily burdening parents.
- We can hold beautiful graduation ceremonies without extravagance.
- We can honour students without spending huge amounts of money.
- We can use Waqf to support Qur’anic schools.
- We can reduce unnecessary luxury.
- We can make poor families feel that Qur’anic schools belong to them too.
- We can increase the number of students instead of driving them away.
- We can help children love the Qur’an rather than fear the financial burden associated with graduation.
- We can build sustainable Qur’anic institutions through Islamic social finance.
YES, WE CAN!
A CALL TO TAHFIZ TEACHERS AND SCHOOL LEADERS:
We call upon Qur’anic school owners, teachers and administrators:
1. Review the financial structure of your graduation ceremonies.
2. Do not take expensive cultural practices and present them as religious obligations.
If something is genuinely required by Sharī‘ah, let us observe it.
But if it is merely a cultural or social practice, let us ask:
Is it really necessary?
If it is not necessary, we can reduce it.
If a dignified ceremony can be organised with ₦5,000, why should it cost ₦50,000?
If a simple reception is sufficient, why should parents be forced to pay for things they cannot afford?
Let parents return home happy and proud because their children have completed the Qur’an—not worried about how they will repay the debt incurred for the celebration.
A CALL TO GOVERNMENT, SCHOLARS AND COMMUNITY LEADERS:
Government authorities, Islamic scholars, traditional rulers, elders, community leaders and other stakeholders should examine this issue.
Not in order to prevent Tahfiz schools from holding graduation ceremonies.
No.
Rather, the goal should be to encourage a system that is:
- Simple
- Fair
- Dignified
- Sustainable
- And protective of parents from unnecessary financial burdens.
If a Tahfiz school becomes a place that poor families are afraid to enter because of the financial burden associated with graduation, then we need to reconsider our approach.
Because:
**THE QUR’AN BELONGS TO EVERYONE.
IT IS NOT ONLY FOR THE WEALTHY.**
THE FINAL LESSON:
Perhaps the question we should be asking is not:
“How much money should we spend on a graduation ceremony?”
The better question is:
«“How can we organise the best possible graduation ceremony with dignity, while avoiding unnecessary financial burdens on parents?”»
At the school where we adopted the ₦5,000 approach, what happened gave us an answer:
- 23 students became 61.
- Qur’an memorisation was celebrated.
- Four( 4)students completed the memorisation of the entire Qur’an.
- The ceremony was successfully conducted.
- Support came from unexpected sources.
- The community participated.
- Parents were not subjected to an excessive financial burden.
And we learned a great lesson:
YES, WE CAN!
Not every large gathering requires huge expenditure.
Not everything expensive has greater religious value.
And we do not need to make life difficult for parents in order to honour the Qur’an.
DU‘Ā(Our prayers):
We ask Allah ﷻ to make the Qur’an a light in our hearts.
May He bless the teachers of Tahfiz, the parents and the students.
May He make our Qur’anic schools centres of mercy, knowledge, education and character-building, rather than centres that create additional financial burdens for the poor.
May Allah make us among those who make things easy for people, and not among those who make things unnecessarily difficult for them.
Āmeen....YES, WE CAN....!
Abbas Adam Abba
Chairman, Alburhan Waqf Initiative Kano
Tel: 08038569777
Email: [email protected]
Jazākumullāhu Khairan.

15/09/2026

ASHE ZAMU IYA BIKIN TAHFIZ CIKIN SAUKI?
(Wannan labarin Gaskiya ne ba Tatsuniya ba.)
Daga:Abbas Adam Abba, chairman Alburhan waqf initiative Kano,Tel-08038569777, email [email protected].
Assalāmu Alaikum Warahmatullāh.
Wata rana wani uba ya je makarantar Tahfiz domin shirye-shiryen halartar bikin saukar ɗansa.
Ya yi tunanin za a yi biki ne cikin sauƙi: a karanta Al-Qur’ani, a yi addu’a, a taya yara murna, sannan kowa ya koma gida.
Amma sai aka ce masa:
«“Kudin saukar kowane ɗalibi ₦30,000 ne.”»
Ya yi shiru.
Sai ya tambaya:
“Me ya sa kuɗin ya yi yawa haka?”
Sai aka fara lissafa masa abubuwa: Allon zayyana, ɗinkin sauka, kayan biki, walima,Zirga-Zirga,Hayar kujeru, abinci, ’yan jaridu, jami’an tsaro, bidiyo da sauran hidimomi.
A wasu wurare ma, adadin na iya kaiwa ₦40,000, ₦50,000, ₦100,000 ko fiye.
Sai uban ya koma gida yana tunani:
“Shin bikin saukar Al-Qur’ani ne muke yi, ko kuwa wani sabon nau’in biki ne da dole sai an kashe makudan kuɗi?”
Wannan ba tatsuniya ba ce.
Tambaya ce da ya kamata mu yi wa kanmu.
“ASHE BA ZAMU IYA BA?”
A yau, a wasu sassan Arewacin Najeriya, ana iya samun makarantar Tahfiz da iyaye suke kokarin biyan kuɗin karatun ’ya’yansu, sannan idan lokacin sauka ya zo sai a sake ɗora musu wani babban nauyi.
Wani lokaci kuma ana haɗa abubuwan da ba lallai ba ne da bikin.
Sai mutum ya tambaya:
Shin ba za mu iya yin bikin saukar Al-Qur’ani cikin sauƙi ba?
Allah Ya ce:
«“Ba su da wani dalili a kan haka.”
مَا أَنزَلَ اللَّهُ بِهَا مِن سُلْطَانٍ»
Suratu Yusuf, aya ta 40.Da Kuma Hajj aya ta 71.Ma’anar wannan sashe na aya ita ce Allah bai saukar da wata hujja ko izini a kan wani abu ba(mara dalili).
Saboda haka, idan muka tsara wani tsarin kashe kuɗi mai yawa, bai kamata mu ɗauka cewa addini ne ya wajabta hakan ba. Ya kamata mu bambanta tsakanin abin da Shari’a ta wajabta, da abin da al’ada ko tsarin biki ya ƙirƙira.
SAI WATA MATSALA TA TASO:
Idan muka sanya wa bikin saukar Tahfiz kuɗi mai yawa, wa zai fi Shan wahala?
*Iyayen da ba su da hali.
*Wani uba yana da yara biyu ko uku a Tahfiz.
*Wani Dan FANSHO ne(pensioner).
*Wani karamin Dan kasuwa ne.
*Wani Dan Albashi ne.
*Wasu DALIBAN marayu ne.etc
Idan aka ce kowane ɗaya ₦50,000 ne, sai ya zama ₦150,000.
Wata uwa kuma tana son ɗanta ya kammala Al-Qur’ani, amma idan lokacin sauka ya zo, sai ta fara tunanin:
“Ta ina zan samo kuɗin wannan bikin?”
A nan ne matsalar take tasowa?
Domin muna iya samun wani abin mamaki:
Wasu ɗalibai su daina zuwa saboda ba za su iya biyan kuɗin bikin ba.
Har ma akwai labaran da suke fara bayyana na wasu matasa da suke neman hanyoyin da ba su dace ba domin su samu kuɗin irin waɗannan bukukuwa.
Wannan babban haɗari ne...?
Ba wai muna cewa wannan yana faruwa a kowace makarantar Tahfiz ba. A’a.
Amma idan tsarinmu ya zama yana jefa talaka cikin matsin lamba, ya kamata mu tsaya mu tambayi kanmu:
“Shin ba mu yi nisa da manufar hidimar Al-Qur’ani ba?”
TAHFIZ: ILIMI NE KO KASUWANCI?
Makarantar Tahfiz makaranta ce ta Al-Qur’ani.(Waqf ba Dan kasuwanci ba).
Kuma idan aka kafa ta a matsayin waqf, manufarta ita ce a samar da ci gaba mai dorewa wajen hidimar Al-Qur’ani da ilimi.
Waqf ba yana nufin ba a kashe kuɗi ba ne.
Ana buƙatar albarkatu domin biyan malamai, haya, kayan karatu, kula da makaranta da sauran abubuwa.
Amma manufar ita ce:
A sauƙaƙa hidimar, ba a mayar da ita wani babban nauyin kuɗi ga mabukata ba.
Idan muka mayar da ilimin Al-Qur’ani ya kasance kamar wata hanya ta neman riba(profit )mai yawa daga iyaye, to ya kamata mu sake duba tsarinmu.
SAI WATA MAKARANTA TA CE: “ASHE ZAMU IYA!”
A gabana, a wata makarantar Tahfiz da nake cikin Hukumar Amintattu (Trustees),a Kano zoo Road,an shirya bikin saukar dalibai.
A lokacin shirye-shiryen, an ce:
Dalibai 23 ne.
Kuma an tsara cewa:
«Kowane ɗalibi zai biya ₦30,000.»
Sai muka ce:
“A’a. Me ya sa za a ɗora wa iyaye irin wannan nauyi?”
Muka sake duba kasafin kuɗin.
Muka ce:
“A cire abubuwan alatu. A rage abubuwan da ba su zama dole ba. Mu yi biki mai kyau, amma cikin sauƙi.”
Daga ƙarshe aka yanke shawarar cewa:
Kowane ɗalibi ya biya ₦5,000 kacal.(Naira Dubu biyar).
Sai aka fara jin tsoro:
“Shin za a iya gudanar da biki da ₦5,000?”
Muka ce:
“AI ZAMU IYA!”
IKON ALLAH!
Abin da ya faru daga baya ya zama babban darasi.
Maimakon ɗalibai 23 kawai...
Sai s**a ƙaru.
Daga 23 s**a koma 61.
Kuma daga cikin waɗannan ɗalibai akwai waɗanda s**a kammala haddar Al-Qur’ani.
Dalibai 4 sun kammala haddar Al-Qur’ani, yayin da sauran s**a sauke karatun Al-Qur’ani.
Har ma cikin masu saukar akwai Hajiya Murja..., wadda take da shekaru sama da 80 a duniya.
Sai muka ce:
“Alhamdulillāh! Ashe za a iya!”
-An gudanar da bikin cikin nasara.(Ranar lahadi 13 ga satumba 2026).
-An samu tallafi daga inda ba a zata ba.
-An samu haɗin kan jama’a.
-An samu farin ciki.
-An samu girmamawa.
-An samu saukar Al-Qur’ani.(Tare da masu hadda).
Kuma iyaye ba su shiga cikin wani babban nauyin kuɗi ba.
Wannan shi ne darasin da muka koya:
Ba lallai ne girman kuɗin da aka kashe ya zama ma’aunin girman nasarar bikin ba.
ALLAH YA FI SO MU SAUƘAƘA:
Manzon Allah ﷺ ya ce:
«“Ku sauƙaƙa, kada ku tsananta; ku yi bushara, kada ku kore mutane.”»
Kuma ya ce:
«“Lallai addini mai sauƙi ne.”
إِنَّ الدِّينَ يُسْرٌ»
Wannan babban ka’ida ce a cikin mu’amalar Musulunci.
Idan muka sami hanyar da za mu sauƙaƙa wa iyaye, ba tare da mun lalata manufar taro ba, me ya sa ba za mu yi hakan ba?
Allah Maɗaukakin Sarki Ya ce:
«“Allah yana nufin sauƙi gare ku, ba ya nufin tsanani gare ku.”
(Al-Baqarah: 185)»
Kuma Ya ce:
«“Allah ba ya ɗora wa rai sai abin da zai iya.”
(Al-Baqarah: 286)»
Wannan ba yana nufin a bar tsari ko a hana kyakkyawan biki ba.
A’a.
Ma’anarsa ita ce mu tambayi kanmu:
“Me yake da muhimmanci, me kuma za mu iya ragewa?”
ME YA SA MAKARANTAR TAHFIZ BA ZA TA KOYI DARASIN WAQF BA?
Idan makarantar Tahfiz tana da tsarin waqf, za ta iya neman hanyar samar da kudaden shiga na dindindin:
- Waqf na makaranta.
- Waqf na littattafai.
- Waqf na malamai.
- Waqf na kudi(cash waqf).
- Waqf na Haya.
- Waqf na gonaki ko itatuwa.
- Waqf na Hannun jari(investment.).
- Tallafin masu hali.
- Waqf na tsofaffin ɗalibai.etc
A nan ne za mu iya canza tunani:
Maimakon mu jira iyaye su biya komai, mu gina tsarin da waqf zai taimaka wajen ɗaukar nauyin makarantar.
Wannan shi ne bambancin hidimar Al-Qur’ani da tsarin da yake ƙoƙarin mayar da komai nauyin iyaye.
“ASHE ZAMU IYA!” BA MAGANAR BIKI KAWAI BA CE:
Wannan magana ta fi haka girma.
“Ashe za mu iya!” na nufin:
*Za mu iya gudanar da Tahfiz ba tare da tsananta wa iyaye ba.
*Za mu iya yin biki (graduation) mai kyau ba tare da almubazzaranci ba.
*Za mu iya girmama dalibai ba tare da kashe makudan kuɗi ba.
*Za mu iya amfani da waqf wajen tallafa wa makarantu.
*Za mu iya rage abubuwan alatu.
*Za mu iya sanya talaka ya ji cewa makarantar Al-Qur’ani gidansa ce.
*Za mu iya ƙara yawan ɗalibai,ba tare da suna guduwa ba.
*Kuma za mu iya taimaka wa yara su ƙaunaci Al-Qur’ani, maimakon su ji tsoron nauyin kuɗin bikin saukarsu.
KIRA GA MALAMAN TAHFIZ DA SHUGABANNIN MAKARANTU:
Muna kira ga masu makarantu da cibiyoyin Tahfiz:
i-Ku sake duba tsarin kuɗin bikin sauka.
ii-Kada mu ɗauki al’adun da s**a yi tsada mu sanya musu sunan addini.
,idan akwai abin da Shari’a ta wajabta, mu yi shi.
Idan kuma abu ne na al’ada, mu tambayi kanmu:
Shin lallai ne?
Idan ba lallai ba ne, za mu iya rage shi.
Idan za a iya yin biki da ₦5,000, me ya sa sai ₦50,000?
Idan za a iya yin walima mai sauƙi, me ya sa sai a tilasta wa iyaye abin da ba za su iya ba?
Mu bar iyaye su yi farin ciki da saukar ’ya’yansu, ba su koma gida suna tunanin bashin bikin ba.
KIRA GA GWAMNATI, MALAMAN ADDINI DA SHUGABANNIN AL’UMMA:
Ya dace:
Gwamnati, malamai, sarakuna, dattawa, iyayen ƙasa da masu ruwa da tsaki su yi nazari kan wannan al’amari.
Ba wai domin a hana makarantu yin bikin sauka ba.
A’a.
Sai dai domin a samar da tsari mai sauƙi, adalci da kare iyaye daga nauyin da ba dole ba.
Idan makarantar Tahfiz ta zama wata hanya da talaka yake tsoron shiga saboda kuɗin bikin sauka, to muna buƙatar gyara.
Domin:
Al-Qur’ani na kowa ne.
Ba na masu kuɗi kaɗai ba.
DARASI NA ƘARSHE:
Wataƙila tambayar da ya kamata mu yi ba ita ce:
“Nawa za mu kashe wajen bikin sauka?”
Tambayar ita ce:
“Yaya za mu gudanar da mafi kyawun bikin sauka, cikin mutunci, amma ba tare da ɗora wa iyaye nauyi ba?”
A wurin da muka yi amfani da tsarin ₦5,000, abin da ya faru ya ba mu amsa:
-Dalibai 23 s**a zama 61.
-Haddar Al-Qur’ani ta samu.
-An gudanar da biki cikin nasara.
-An samu taimako daga inda ba a zata ba.
-Kuma muka fahimci wani babban darasi:
ASHE ZAMU IYA!
Ba kowane babban taro ne sai an kashe makudan kuɗi ba.
-Ba kowane abu mai tsada ne yake da darajar addini ba.
-Kuma ba lallai ne mu tsananta wa iyaye domin mu girmama Al-Qur’ani ba.
ADDUA:Muna rokon Allah (swt)Ya sanya Al-Qur’ani ya zama haske a zukatanmu, Ya albarkaci malaman Tahfiz, iyaye da ɗalibai, Ya sanya makarantun Al-Qur’ani su zama cibiyoyin rahama, ilimi da tarbiyya, ba cibiyoyin ƙarin nauyi ga talakawa ba.Sannan
Ya sanya mu daga cikin masu sauƙaƙawa, ba masu tsanantawa al’umma ba. Āmeen....
ASHE ZAMU IYA...
Abbas Adam Abba
Chairman, Alburhan Waqf Initiative Kano
Tel: 08038569777
**Email: "[email protected]"
Jazākumullāhu Khairan.

13/09/2026

*SHARE WAQF: TURNING INVESTMENT IN DANGOTE IPO INTO A LASTING AND REWARDING LEGACY*

By:
Rufai Sh*ttu, Esq.
*Al-Islah Estate Planning*
*09028770545*
[email protected]

Building wealth is commendable, but preserving it for future generations while creating lasting benefits for society is an even greater form of financial and social responsibility.

The Dangote Petroleum Refinery Public Offer presents an opportunity for Muslims to combine investment with the Islamic institution of Waqf, creating a structure through which shares and their returns can support family or charitable purposes over the long term.

*Why Consider the Dangote Refinery Shares?*
The public offer provides an accessible investment opportunity, with shares offered at ₦525 per share and a minimum subscription of 10 shares.

For those seeking long-term wealth preservation, shares can form part of a carefully structured Waqf, subject to the applicable legal and Shariah requirements.

*How Share Waqf Works*
A person may dedicate eligible shares as Waqf, with the shares forming the Waqf asset while their lawful income, such as dividends, is applied in accordance with the Waqf deed.

The Waqf can therefore preserve the underlying investment while using its returns to provide continuing benefits.

*Three Possible Legacy Paths*
*1. Family Waqf (Waqful Ahli)*
The returns may be structured to support children, grandchildren and future generations through education, welfare and other permitted family benefits.

*2. Public Waqf (Waqful Khayri)*
The returns may be dedicated to charitable purposes such as education, healthcare, orphan care, feeding, community development and other beneficial causes.

*3. Combined Waqf (Waqful Mushtarak)*
Here the returns serve both family and public waqf. Certain percentage may be designated for family and the remaining for public.

*DON’T JUST INVEST.*
*INVEST WITH A LEGACY IN MIND.*

_Turn your shares into a source of lasting benefit through Share Waqf._

11/09/2026

WAQF AND DANGOTE REFINERY SHARES.Abbas Adam Abba, Chairman, Alburhan waqf initiative Kano,tel-08038569777, email [email protected].
Assalamualaikum warahmatullah.
On Monday, 14 September 2026, the opportunity to purchase shares in Dangote Petroleum Refinery and Petrochemicals FZE will be opened to the public. The initial price is ₦525 per share, while the minimum purchase is 10 shares, amounting to ₦5,250.
This is an opportunity that Waqf institutions (Waqf funds) may consider and utilize by converting part of their Waqf funds into long-term income-generating investments, rather than continually spending the principal Waqf capital directly.
For example, if the Waqf regulations and the conditions set by the Waqf donors permit it, the Board of Trustees may allocate a portion of the Waqf funds for investment through a stockbroker or another approved channel. The returns generated from the investment can then be directed toward Waqf activities, such as supporting orphans, widows, education, healthcare, and other charitable causes.
However, an important point must be noted: not every share is suitable for Waqf funds. The company, the nature of its business, the permissibility of its activities, investment risks, stock-market regulations, and Sharia requirements must all be carefully examined before investing Waqf funds.(Ask Islamic scholars, and Muslims lawyers as well as Muslims stockbrokers for Guidance).
Therefore, Waqf is not merely money to be distributed; it can also be a sustainable investment that generates income for the community for many years.
OBJECTIVE:- To protect the principal Waqf capital, invest it in a halal manner, and use the returns it generates for the benefit of the community.
May Allah make Waqf wealth an ongoing charity that benefits the community. Āmeen.

11/09/2026

WAQF DA HANNUN JARIN DANGOTE REFINERY:Abbas Adam Abba chairman Alburhan waqf initiative Kano,Tel-08038569777, email [email protected].
Assalāmu Alaikum Warahmatullah.
A ranar Litinin 14/9/2026, za a buɗe damar sayen hannun jarin Dangote Petroleum Refinery and Petrochemicals FZE ga jama'a. Farashin farko shi ne ₦525 kan kowane share, yayin da mafi ƙarancin saye ya kai shares 10, wato ₦5,250.
Wannan dama ce da Cibiyoyin Waqf (Asusun Waqf) za su iya nazari da amfani da ita wajen mayar da wani ɓangare na kuɗin waqf zuwa jari mai samar da kuɗin shiga na dogon lokaci, maimakon a riƙa kashe babban jarin waqf kai tsaye.
Misali, idan dokokin waqf da sharuddan masu bayar da waqf sun ba da dama, Hukumar Amintattu (Trustees) za ta iya ware wani kaso na kuɗin waqf domin saka hannun jari ta hanyar stockbroker ko wata hanyar da aka amince da ita, sannan ribar da aka samu daga jarin ta koma ga ayyukan waqf—kamar tallafa wa marayu, zawarawa, ilimi, lafiya da sauran ayyukan alheri.
Amma akwai muhimmin abun lura: Wannan shawara ce kurum,sai shugabanci waqf suyi nazari ta hanyar tuntubar masana shari'ar Islama da Kuma masana dokokin kasa(lawyers) tare da neman shawarar masu ilmin Hannun jarin musulmai, watau (brokers).
MANUFA: Kare babban jarin Waqf, saka shi cikin halal, sannan a yi amfani da abin da yake samarwa wajen amfanar al'umma.
Allah Ya sanya dukiyar Waqf ta zama sadaqatul-jariyah mai amfanar al'umma. Āmeen.

09/09/2026

06/09/2026

DAGA UNGUWAR TALAKAWA ZUWA UNGUWAR MASU DARAJA:-
YADDA JUYIN JUYA HALIN WAQF YA CANZA AL’UMMAR DA AKA MANTA DA ITA.
Daga:Dr Abdullahi Abubakar Lamido,DG-ESRC,Gombe state.
A tsakiyar wata babbar birni mai cike da hayaniya a Arewacin Najeriya, wata matsala mai raɗaɗi ta yi ƙamari. A gefe guda akwai kyawawan unguwannin attajirai—(Business Quarters, Millionaires’ Corner, Elites’ Estate)—inda ’ya’yan masu ilimi suke rayuwa a bayan katangu masu tsawo, suna zuwa makarantu masu sanyin AC, suna kuma more rayuwa cikin jin daɗi da fasahar zamani.
A ɗaya gefen kuma akwai unguwannin talakawa da aka yi watsi da su—cunkoson gidaje, rashin tsari da tsananin talauci. A waɗannan unguwanni, yara suna kwanciya da yunwa; wasu ma ba su da gadon kwanciya. Suna yawo a titunan da s**a cika da ƙura ba tare da makarantu, masu ba su shawara ko sana’o’in dogaro da kai ba.
Da yawa daga cikin matasan sun zama ’Yan Daba, ’Yan Kalare ko Sara-Suka—sunaye da s**a zama abin tsoro a cikin duniyar rashin aikin yi da ƙungiyoyin daba.
Abin mamaki shi ne, wasu daga cikin mutanen da yanzu suke zaune a cikin manyan gidajen masu kuɗi, su ne waɗanda a baya s**a taso daga irin waɗannan unguwanni. Amma yanzu sun rufe ƙofofin da s**a samu damar fita ta cikinsu.
MURYAR DA TA TASHI A MASALLACI.
Malam Abdallah ba mutum ne na yau da kullum ba. Ko da yake malamin addini ne mai ilimi da digiri, bai manta da tushensa ba.
A matsayinsa na Mataimakin Darakta a wata hukumar gwamnatin tarayya, yana da damar rayuwa cikin jin daɗi. Bayan ya sayi wani gida mai matsakaicin kyau a ɗaya daga cikin unguwannin masu kuɗi, sai ya lura da wani abu mai ban tsoro: shiru.
Tituna suna cike da gine-gine na marmara, amma zukatan maƙwabta suna cike da katanga. Babu ayyukan ci gaban al’umma. Babu shirye-shiryen matasa. Har ma babu kwamitin masallaci mai aiki yadda ya kamata.
Wata safiyar Sallar Asuba, yayin da mutane kusan goma ne kawai s**a halarci masallacin, Malam Abdallah ya yi gyaran murya. Bayan an idar da salla, ya tashi ya ce:
«“Wa ta‘āwanū ‘alal-birri wat-taqwā, wa lā ta‘āwanū ‘alal-ithmi wal-‘udwān.”»
Ma’ana:
«“Ku taimaki juna wajen aikata alheri da taƙawa, kada ku taimaki juna wajen aikata zunubi da zalunci.”
(Suratul Mā’idah: 2)»
Sai ya ce:
“’Ya’yanmu suna cikin aminci, suna samun abinci kuma suna samun ilimi. Amma me za mu ce game da ’yan’uwanmu da suke Unguwar Gobe da Unguwar Talaka? Shin Allah ba zai tambaye mu game da su ba?”
Manzon Allah ﷺ ya ce:
«“Ba mumini ba ne wanda yake kwana cikakke da abinci, alhali maƙwabcinsa yana fama da yunwa.”
(Musnad Ahmad)»
Waɗannan kalmomi s**a yi tasiri sosai a cikin zukatan mutanen da suke zaune a cikin wannan “shiru” na manyan gidaje.
FARKAWAR WAQF:
A nan ne Malam Abdallah ya gabatar da wata muhimmiyar shawara:
Asusun Waqf na Al’umma — (Community Waqf Fund.)
Bai ce sai an samu miliyoyin Naira ba. A’a.
Ya ce:
“Mu fara da Naira dubu goma (₦10,000) kacal ga kowane kaso. Ka biya naka, ka biya wa kowane ɗanka. Ka roƙi matarka ma ta bayar daga ribar sana’arta. Abin da za mu samu a matsayin sakamako ba Naira ba ne—sakamakonmu shi ne lada da Aljanna.”
Ya kuma ba da shawarar cewa a gina wasu ƙananan shaguna a gefen shingen masallaci, a mayar da su Waqf. Kuɗin hayar shagunan za a yi amfani da shi wajen:
- Samar da ilimi kyauta ga yaran talakawa;
- Koyar da sana’o’i ga matasan da ba su da aikin yi;
- Bayar da tallafin karatu ga masu son shiga jami’a;
- Shirye-shiryen ciyar da mabukata da ayyukan kiwon lafiya;
- Ƙarfafa zawarawa da mata masu sana’o’i;
- Da sauran ayyukan ci gaban al’umma.
Ya kira wannan tsari:
“WAQF SHARE INITIATIVE”
Wato tsarin da kowane mai bayar da gudummawa zai zama kamar abokin haɗin gwiwa a cikin wani jarin lahira.
Abin mamaki shi ne, mutane s**a fara yin rajista da bayar da gudummawa cikin gaggawa. Ba wai kawai sun cimma adadin da aka tsara ba—har ma gudummawar ta zarce abin da ake buƙata.
Sai aka ƙara yawan shaguna.Aka sayi Hannun jarin mudaraba.Aka gina rijiyar burtsatse (borehole).Aka kafa cibiyar bunƙasa matasa.Aka kuma kafa cibiyar haddar Alƙur’ani, wadda ba ta tsaya kan haddar Alƙur’ani kawai ba, har tana koyar da computer coding da graphic design.
CIKIN SHEKARU GOMA.
Bayan shekaru goma, sakamakon wannan aiki ya zama abin gani a fili.
Yaran da s**a fito daga unguwannin da a da ake gudun shiga sun zama:
- Huffaz masu haddar Alƙur’ani waɗanda s**a zama likitoci;
- ’Yan mata da s**a zama likitocin mata (gynecologists), ma’aikatan jinya da ’yan kasuwa a duniyar fasahar zamani;
- Matasan da s**a iya Larabci, Turanci, Python da JavaScript;
- Malaman Tafsiri, Hadisi da Fiqhu waɗanda s**a fahimci al’adun ilimin Musulunci tare da manufofi da ƙalubalen zamani.
Har ma unguwannin da a da ake kallon su a matsayin wuraren talauci s**a samu sababbin sunaye:
-Unguwar Hikima.
-Unguwar Jari.
-Unguwar Waqfiyya.
MISALI GA AL’UMMAR MUSULMI:
Da s**a fahimci irin nasarar da s**a samu, sai s**a fara rubuta dukkan matakan da s**a bi:
- Yadda s**a tara kuɗi;
- Yadda s**a zaɓi ayyukan da za su gudanar;
- Yadda s**a sa ido kan ayyukan Waqf;
- Yadda s**a tabbatar da dorewar Waqf;
- Da yadda s**a kare gaskiya, amana da bayyana yadda ake tafiyar da dukiyar Waqf.
Daga baya s**a mayar da wannan tsari zuwa littafin jagora (handbook), s**a fara koyar da sauran al’ummomi yadda za su kafa irin wannan tsarin.
Daga Jos zuwa Jigawa, daga Gombe zuwa Gusau, sabbin shirye-shiryen Waqf s**a fara tasowa.
Sun tabbatar da cewa:
«Ba sai mutum ya zama hamshakin attajiri ba kafin ya gina abin da zai ci gaba da amfanar mutane.»
Abin da ake buƙata shi ne:
Imani, ikhlasi, haɗin kai da hangen nesa.
TO, ME ZA KA YI?
Wannan ba kawai tatsuniya ba ce.
Madubi ne da aka ajiye a gabanka.
A kowace al’umma Zaa iya samun wani Malam Abdallah...
A cikin kowace unguwar masu hali akwai wata dama da take jiran a farkar da ita.
A cikin kowace unguwar talakawa akwai wani shugaba na gobe da yake jiran samun dama.
Manzon Allah ﷺ ya ce:
«“Daga cikin ayyukan da ladan su ke ci gaba da amfanar mumini bayan mutuwarsa akwai: ilimin da ya koyar ya kuma yaɗa; ɗa nagari da ya bari; Alƙur’ani da ya bari a matsayin gado; masallacin da ya gina; gidan da ya gina domin matafiyi; rafin ruwa da ya samar ya gudana; ko sadakar da ya bayar daga dukiyarsa lokacin da yake raye kuma cikin ƙoshin lafiya. Duk waɗannan za su isa gare shi bayan mutuwarsa.”»
TO, ME ZA KA BARI A BAYANKA?
Waqf ba na masu kuɗi kaɗai ba ne, Talakawama zasu iya.
WAQF NA MASU SHIRYE-SHIRYE NE.
Ka shiga cikin Ƙungiyar Waqf.
Ka taimaka wajen sake rubuta tarihin al’ummarka.
Ka canza labarin unguwarku daga talauci zuwa ci gaba, daga sakaci zuwa kulawa, daga rashin fata zuwa nasara—kafin wani ya rubuta mata tarihin mutuwarta.
Allah swt yasa mu Farka, ameen.
Fassara daga:
Abbas Adam Abba
Chairman, Alburhan Waqf Initiative, Kano
📱 08038569777, email- [email protected].