Association of Credit Management Malaysia - ACMM

21/06/2026

𝐇𝐀𝐏𝐏𝐘 𝐅𝐀𝐓𝐇𝐄𝐑'𝐒 𝐃𝐀𝐘
,

Wishing all ACMM members, associates, industry partners and every father a meaningful day with gratitude, warmth, and blessings.

Thank you all father's for your endless love. ♥️🩷

Sincerely from,

The President, Council Members and all at ACMM

17/06/2026

𝐒𝐄𝐋𝐀𝐌𝐀𝐓 𝐌𝐄𝐍𝐘𝐀𝐌𝐁𝐔𝐓 𝐀𝐖𝐀𝐋 𝐌𝐔𝐇𝐀𝐑𝐑𝐀𝐌 𝟏𝟒𝟒𝟖 𝐇𝐈𝐉𝐑𝐀𝐇/𝟐𝟎𝟐𝟔 𝐌𝐀𝐒𝐈𝐇𝐈

Awal Muharram menandakan permulaan baharu penuh harapan, keazaman dan kekuatan dalam menghadapi cabaran.

Semoga tahun ini membawa keberkatan, kesejahteraan, dan kemajuan buat semua rakyat Malaysia.

Ikhlas daripada
Persatuan Pengurusan Kredit Malaysia(ACMM)

09/06/2026

𝗖𝗼𝘂𝗿𝘁𝗲𝘀𝘆 𝗩𝗶𝘀𝗶𝘁 𝘁𝗼 𝗦𝘂𝗿𝘂𝗵𝗮𝗻𝗷𝗮𝘆𝗮 𝗞𝗿𝗲𝗱𝗶𝘁 𝗣𝗲𝗻𝗴𝗴𝘂𝗻𝗮 (𝗦𝗞𝗣)

09 June 2026
Suruhanjaya Kredit Pengguna

The Association of Credit Management Malaysia (ACMM), led by its President, Dr Sri Ganesh Michiel, paid a courtesy visit to the Suruhanjaya Kredit Pengguna (SKP), where the delegation was warmly received by Mr Abu Hassan Alshari Yahaya, Executive Chairman of SKP.

During the meeting, ACMM introduced the Association’s vision, mission, and objectives, highlighting its commitment to advancing professionalism, ethical practices, education, and excellence within the credit management industry. ACMM also shared its ongoing efforts in promoting responsible credit practices, enhancing industry competencies, and supporting the development of a sustainable credit ecosystem in Malaysia.

SKP, established under the Consumer Credit Act 2025 (Akta Kredit Pengguna 2025), serves as the competent authority responsible for protecting credit consumers through the regulation of conventional and Shariah-compliant credit businesses, as well as credit service businesses in Malaysia.

The courtesy visit provided an excellent platform for both parties to exchange views on industry developments, regulatory matters, consumer protection, governance, and potential areas of collaboration that would benefit the credit management profession and the wider business community.

ACMM extends its sincere appreciation to Mr. Abu Hassan Alshari Yahaya and the SKP management team for their warm hospitality, valuable insights, and constructive engagement. The Association looks forward to building a strong and productive relationship with SKP in support of a transparent, responsible, and sustainable consumer credit landscape in Malaysia.

05/06/2026

KUALA LUMPUR: The Consumer Credit Commission (SKP) has issued the Authorisation Standards (AS) and Conduct Standards (CS), which will regulate buy now pay later (BNPL) schemes and five other previously unregulated business activities under Phase 1 of the Consumer Credit Act 2025 (CCA).

05/06/2026

https://www.thestar.com.my/business/business-news/2026/06/05/skp-issues-standards-to-regulate-bnpl-five-other-consumer-credit-activities

KUALA LUMPUR: The Consumer Credit Commission (SKP) has issued the Authorisation Standards (AS) and Conduct Standards (CS), which will regulate buy now pay later (BNPL) schemes and five other previously unregulated business activities under Phase 1 of the Consumer Credit Act 2025 (CCA).

01/06/2026

𝗗𝗔𝗨𝗟𝗔𝗧 𝗧𝗨𝗔𝗡𝗞𝗨

Merafak sembah dan menjunjung kasih setinggi-tinggi ucapan tahniah ke bawah Duli Yang Maha Mulia Seri Paduka Baginda Yang di-Pertuan Agong Sultan Ibrahim Ibni Almarhum Sultan Iskandar sempena Sambutan Ulang Tahun Hari Keputeraan Rasmi Kebawah Duli Yang Maha Mulia Seri Paduka Baginda Tuanku pada 1 Jun 2026 bersamaan 15 Zulhijjah 1447H.

Patik sekalian mendoakan ke hadrat Allah Subhanahu Wa Ta’ala agar Kebawah Duli Yang Maha Mulia Tuanku serta seluruh Kerabat Diraja sentiasa dikurniakan rahmat, hidayah, kesejahteraan, kesihatan yang berpanjangan dan kemuliaan yang berdaulat sepanjang masa.

Daulat Tuanku!
Menjunjung Kasih Tuanku.

Sembah Takzim daripada
𝗣𝗿𝗲𝘀𝗶𝗱𝗲𝗻, 𝗔𝗵𝗹𝗶-𝗔𝗵𝗹𝗶 𝗠𝗮𝗷𝗹𝗶𝘀 𝗧𝗲𝗿𝘁𝗶𝗻𝗴𝗴𝗶 & 𝘀𝗲𝗹𝘂𝗿𝘂𝗵 𝗪𝗮𝗿𝗴𝗮 𝗣𝗲𝗿𝘀𝗮𝘁𝘂𝗮𝗻 𝗣𝗲𝗻𝗴𝘂𝗿𝘂𝘀𝗮𝗻 𝗞𝗿𝗲𝗱𝗶𝘁 𝗠𝗮𝗹𝗮𝘆𝘀𝗶𝗮 (𝗔𝗖𝗠𝗠)

31/05/2026

🪷𝗛𝗔𝗣𝗣𝗬 𝗪𝗘𝗦𝗔𝗞 𝗗𝗔𝗬🪷

The Association of Credit Management Malaysia (ACMM) extends our warmest wishes to all Buddhists celebrating this meaningful day.

May the light of wisdom, compassion and mindfulness guide us towards greater understanding, harmony and peace. Let us embrace the values of kindness, gratitude and respect as we continue to build a more caring and united society.

Wishing you and your loved ones a blessed, peaceful and joyous Wesak Day.

With Sincere Thoughts and Unity Greetings from,
The President, Council Members and all Members of the
Association of Credit Management Malaysia (ACMM)

30/05/2026

𝗦𝗘𝗟𝗔𝗠𝗔𝗧 𝗠𝗘𝗡𝗬𝗔𝗠𝗕𝗨𝗧 𝗣𝗘𝗦𝗧𝗔 𝗞𝗔𝗔𝗠𝗔𝗧𝗔𝗡 & 𝗛𝗔𝗥𝗜 𝗚𝗔𝗪𝗔𝗜 𝟮𝟬𝟮𝟲

Persatuan Pengurusan Kredit Malaysia (ACMM) mengucapkan Selamat Menyambut Pesta Kaamatan kepada masyarakat Sabah dan Selamat Menyambut Hari Gawai kepada masyarakat Sarawak serta semua yang meraikannya.

Semoga sambutan musim menuai ini membawa kemakmuran, kesejahteraan, kebahagiaan dan perpaduan kepada seluruh rakyat Malaysia. Marilah kita bersama-sama menghargai kekayaan warisan budaya, memperkukuhkan semangat muhibah serta meraikan kepelbagaian yang menjadi kekuatan negara kita.

✨ Kotobian Tadau Tagazo Do Kaamatan
✨ Gayu Guru, Gerai Nyamai

𝗗𝗲𝗻𝗴𝗮𝗻 𝗜𝗻𝗴𝗮𝘁𝗮𝗻 𝗧𝘂𝗹𝘂𝘀 𝗱𝗮𝗻 𝗦𝗮𝗹𝗮𝗺 𝗣𝗲𝗿𝗽𝗮𝗱𝘂𝗮𝗻 𝗱𝗮𝗿𝗶𝗽𝗮𝗱𝗮:
𝗗𝗥 𝗦𝗥𝗜 𝗚𝗔𝗡𝗘𝗦𝗛 𝗠𝗜𝗖𝗛𝗜𝗘𝗟,
𝗣𝗿𝗲𝘀𝗶𝗱𝗲𝗻, 𝗔𝗵𝗹𝗶 𝗠𝗮𝗷𝗹𝗶𝘀 𝗧𝗲𝗿𝘁𝗶𝗻𝗴𝗴𝗶 & 𝘀𝗲𝗹𝘂𝗿𝘂𝗵 𝗸𝗲𝗹𝘂𝗮𝗿𝗴𝗮 𝗔𝗖𝗠𝗠

26/05/2026

𝗦𝗘𝗟𝗔𝗠𝗔𝗧 𝗛𝗔𝗥𝗜 𝗥𝗔𝗬𝗔 𝗔𝗜𝗗𝗜𝗟𝗔𝗗𝗛𝗔 𝟮𝟬𝟮𝟲 | 𝟭𝟰𝟰𝟳𝗛

Aidiladha mengingatkan kita akan nilai pengorbanan, keikhlasan dan kebersamaan dalam menempuh setiap cabaran. Semoga semangat Aidiladha terus memperkukuhkan ukhuwah serta menjadi inspirasi untuk kita bersama-sama memajukan industri credit negara dengan penuh komitmen, integriti dan dedikasi.

Bagi ahli-ahli yang tidak meraikannya, kami mengucapkan selamat bercuti dan meluangkan masa berkualiti bersama keluarga tersayang.

Dari seluruh warga ACMM

19/05/2026

𝐀𝐂𝐌𝐌 𝐀𝐓𝐓𝐄𝐍𝐃𝐒 𝐒𝐊𝐏 𝐈𝐍𝐃𝐔𝐒𝐓𝐑𝐘 𝐄𝐍𝐆𝐀𝐆𝐄𝐌𝐄𝐍𝐓 𝐒𝐄𝐒𝐒𝐈𝐎𝐍 𝐎𝐍 𝐂𝐎𝐍𝐒𝐔𝐌𝐄𝐑 𝐂𝐑𝐄𝐃𝐈𝐓 𝐀𝐂𝐓 𝟐𝟎𝟐𝟓

KUALA LUMPUR, 19 May 2026 – Dr Sri Ganesh Michiel, President of the Association of Credit Management Malaysia (ACMM) , attended the Industry Engagement Session (Sesi Libat Urus Industri) organised by the Consumer Credit Commission (Suruhanjaya Kredit Pengguna – SKP) on 19 May 2026 in conjunction with the implementation of the Consumer Credit Act 2025 (CCA 2025).

The engagement session was part of SKP’s ongoing initiative to enhance industry preparedness ahead of the operational authorisation framework involving licensing and registration requirements under the newly enforced Consumer Credit Act 2025. The session gathered industry stakeholders, associations, practitioners, and businesses involved in the consumer credit ecosystem to better understand the regulatory requirements and implementation framework under the new legislation.

Dr Sri Ganesh Michiel welcomed the Government’s initiative in strengthening governance, accountability, transparency, and consumer protection within the credit industry. However, he also emphasised that the implementation of the Act should not result in excessive regulatory burdens on industry players, particularly Micro, Small and Medium Enterprises (MSMEs).

“𝗪𝗲 𝘄𝗲𝗹𝗰𝗼𝗺𝗲 𝘁𝗵𝗲 𝗶𝗺𝗽𝗹𝗲𝗺𝗲𝗻𝘁𝗮𝘁𝗶𝗼𝗻 𝗼𝗳 𝘁𝗵𝗲 𝗖𝗼𝗻𝘀𝘂𝗺𝗲𝗿 𝗖𝗿𝗲𝗱𝗶𝘁 𝗔𝗰𝘁 𝟮𝟬𝟮𝟱 𝗮𝗻𝗱 𝗮𝗰𝗸𝗻𝗼𝘄𝗹𝗲𝗱𝗴𝗲 𝘁𝗵𝗲 𝗶𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝗰𝗲 𝗼𝗳 𝗽𝗿𝗼𝗽𝗲𝗿 𝗴𝗼𝘃𝗲𝗿𝗻𝗮𝗻𝗰𝗲 𝗮𝗻𝗱 𝗰𝗼𝗻𝘀𝘂𝗺𝗲𝗿 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻. 𝗔𝘁 𝘁𝗵𝗲 𝘀𝗮𝗺𝗲 𝘁𝗶𝗺𝗲, 𝗶𝘁 𝗶𝘀 𝗲𝗾𝘂𝗮𝗹𝗹𝘆 𝗶𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁 𝘁𝗵𝗮𝘁 𝘁𝗵𝗲 𝗳𝗿𝗮𝗺𝗲𝘄𝗼𝗿𝗸 𝗱𝗼𝗲𝘀 𝗻𝗼𝘁 𝗯𝗲𝗰𝗼𝗺𝗲 𝗼𝘃𝗲𝗿-𝗿𝗲𝗴𝘂𝗹𝗮𝘁𝗲𝗱 𝗮𝗻𝗱 𝗰𝗼𝗻𝘁𝗶𝗻𝘂𝗲𝘀 𝘁𝗼 𝘁𝗮𝗸𝗲 𝗶𝗻𝘁𝗼 𝗰𝗼𝗻𝘀𝗶𝗱𝗲𝗿𝗮𝘁𝗶𝗼𝗻 𝘁𝗵𝗲 𝗿𝗲𝗮𝗹𝗶𝘁𝗶𝗲𝘀, 𝗰𝗵𝗮𝗹𝗹𝗲𝗻𝗴𝗲𝘀, 𝗮𝗻𝗱 𝗼𝗽𝗲𝗿𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗰𝗮𝗽𝗮𝗰𝗶𝘁𝘆 𝗼𝗳 𝗠𝗦𝗠𝗘 𝗽𝗹𝗮𝘆𝗲𝗿𝘀 𝗮𝗻𝗱 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀𝗲𝘀", he said.

He further stressed that many businesses, especially smaller industry players, are still adapting to evolving compliance requirements, digital transformation, and rising operational costs. Therefore, a balanced, practical, and industry-friendly approach is crucial to ensure that compliance obligations do not negatively impact business sustainability and growth.

Dr Sri Ganesh also noted that continuous engagement between regulators and industry stakeholders remains essential in creating a regulatory ecosystem that protects consumers while supporting responsible business operations, innovation, and economic development.

The Association of Credit Management Malaysia (ACMM) remains committed to supporting constructive industry dialogue, professional standards, awareness initiatives, and collaboration with regulatory authorities towards strengthening Malaysia’s credit management ecosystem in a fair, balanced, and sustainable.


Sri Ganesh Michiel